United Finance PLC. (DSE:UNITEDFIN)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
19.00
-0.10 (-0.52%)
At close: Aug 13, 2026

United Finance PLC. Statistics

Total Valuation

DSE:UNITEDFIN has a market cap or net worth of BDT 3.56 billion.

Market Cap3.56B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, July 29, 2026.

Earnings Date Jul 29, 2026
Ex-Dividend Date May 20, 2026

Share Statistics

DSE:UNITEDFIN has 187.11 million shares outstanding.

Current Share Class 187.11M
Shares Outstanding 187.11M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.69%
Owned by Insiders (%) 56.77%
Owned by Institutions (%) 3.30%
Float 40.01M

Valuation Ratios

The trailing PE ratio is 16.46.

PE Ratio 16.46
Forward PE n/a
PS Ratio 3.37
PB Ratio 1.11
P/TBV Ratio 1.11
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.36, with a Debt / Equity ratio of 2.08.

Current Ratio 1.36
Quick Ratio 1.24
Debt / Equity 2.08
Debt / EBITDA n/a
Debt / FCF -37.43
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.75% and return on invested capital (ROIC) is 2.12%.

Return on Equity (ROE) 6.75%
Return on Assets (ROA) 0.77%
Return on Invested Capital (ROIC) 2.12%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.77%
Revenue Per Employee 1.46M
Profits Per Employee 298,334
Employee Count724
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:UNITEDFIN has paid 148.45 million in taxes.

Income Tax 148.45M
Effective Tax Rate 40.73%

Stock Price Statistics

The stock price has increased by +52.00% in the last 52 weeks. The beta is 0.16, so DSE:UNITEDFIN's price volatility has been lower than the market average.

Beta (5Y) 0.16
52-Week Price Change +52.00%
50-Day Moving Average 16.50
200-Day Moving Average 13.30
Relative Strength Index (RSI) 61.08
Average Volume (20 Days) 2,276,062

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:UNITEDFIN had revenue of BDT 1.06 billion and earned 215.99 million in profits. Earnings per share was 1.15.

Revenue1.06B
Gross Profit 1.01B
Operating Income 364.44M
Pretax Income 364.44M
Net Income 215.99M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.15
Full Income Statement

Balance Sheet

The company has 3.02 billion in cash and 6.69 billion in debt, with a net cash position of -3.67 billion or -19.63 per share.

Cash & Cash Equivalents 3.02B
Total Debt 6.69B
Net Cash -3.67B
Net Cash Per Share -19.63
Equity (Book Value) 3.21B
Book Value Per Share 17.17
Working Capital 7.25B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -134.38 million and capital expenditures -44.38 million, giving a free cash flow of -178.76 million.

Operating Cash Flow -134.38M
Capital Expenditures -44.38M
Depreciation & Amortization 73.36M
Net Borrowing 285.93M
Free Cash Flow -178.76M
FCF Per Share -0.96
Full Cash Flow Statement

Margins

Gross margin is 95.62%, with operating and profit margins of 34.54% and 20.47%.

Gross Margin 95.62%
Operating Margin 34.54%
Pretax Margin 34.54%
Profit Margin 20.47%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 5.26%.

Dividend Per Share 1.00
Dividend Yield 5.26%
Dividend Growth (YoY) n/a
Years of Dividend Growth 2
Payout Ratio 86.36%
Buyback Yield n/a
Shareholder Yield 5.26%
Earnings Yield 6.08%
FCF Yield -5.03%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 1.05.

Last Split Date Mar 19, 2018
Split Type Forward
Split Ratio 1.05

Scores

Altman Z-Score n/a
Piotroski F-Score 2