United Finance Limited (DSE: UNITEDFIN)

United Finance Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	163.26	143.1	142.54	222.24	211.23	244.67
Depreciation & Amortization	72.41	72.77	72.65	70.67	64.35	60.92
Other Amortization	11.25	11.72	9.48	5.26	-	-
Provision for Credit Losses	202.01	129.13	177.47	26.06	-	-7.62
Change in Other Net Operating Assets	-583.23	-209.68	-2,547	783.18	-1,694	403.11
Other Operating Activities	37.48	-4.09	-188.34	-54.04	28.94	-36.55
Operating Cash Flow	-96.89	142.29	-2,334	1,053	-1,389	664.4
Capital Expenditures	-26.99	-28.58	-82.28	-49.2	-52.9	-39.63
Sale of Property, Plant & Equipment	3.29	6.62	5.32	1.91	8.14	3.77
Investment in Securities	-464.8	-499.41	-245.06	-173.32	95.3	146.71
Other Investing Activities	-0	-	0	-	-	-0
Investing Cash Flow	-488.5	-521.37	-322.01	-220.61	50.54	110.85
Long-Term Debt Issued	-	4,228	2,832	2,732	1,771	382.14
Total Debt Issued	3,484	4,228	2,832	2,732	1,771	382.14
Long-Term Debt Repaid	-	-2,955	-2,049	-1,427	-590.23	-532.28
Total Debt Repaid	-3,330	-2,955	-2,049	-1,427	-590.23	-532.28
Net Debt Issued (Repaid)	154.21	1,273	783.62	1,305	1,180	-150.14
Common Dividends Paid	-19.3	-95.39	-188	-197.92	-218.34	-183.37
Financing Cash Flow	134.91	1,178	595.61	1,107	962.14	-333.51
Net Cash Flow	-450.48	799.04	-2,060	1,939	-376.3	441.74
Free Cash Flow	-123.88	113.72	-2,416	1,003	-1,442	624.77
Free Cash Flow Margin	-13.75%	13.79%	-298.00%	127.00%	-193.16%	70.18%
Free Cash Flow Per Share	-0.66	0.61	-12.91	5.36	-7.71	3.34
Cash Interest Paid	209.98	133.33	1,174	1,318	1,150	1,548
Cash Income Tax Paid	108.07	84.47	106.23	95.42	102.09	173.44

Source: S&P Capital IQ. Financial Services template. Financial Sources.