United Finance PLC. (DSE:UNITEDFIN)

United Finance PLC. Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	163.01	143.1	142.54	222.24	211.23	244.67
Depreciation & Amortization	72.26	72.77	72.65	70.67	64.35	60.92
Other Amortization	11.02	11.72	9.48	5.26	-	-
Provision for Credit Losses	226.47	129.13	177.47	26.06	-	-7.62
Change in Other Net Operating Assets	-532.52	-209.68	-2,547	783.18	-1,694	403.11
Other Operating Activities	45.31	-4.09	-188.34	-54.04	28.94	-36.55
Operating Cash Flow	-14.59	142.29	-2,334	1,053	-1,389	664.4
Capital Expenditures	-29.82	-28.58	-82.28	-49.2	-52.9	-39.63
Sale of Property, Plant & Equipment	3.7	6.62	5.32	1.91	8.14	3.77
Investment in Securities	-256.48	-499.41	-245.06	-173.32	95.3	146.71
Other Investing Activities	-	-	0	-	-	-0
Investing Cash Flow	-282.61	-521.37	-322.01	-220.61	50.54	110.85
Long-Term Debt Issued	-	4,228	2,832	2,732	1,771	382.14
Total Debt Issued	2,888	4,228	2,832	2,732	1,771	382.14
Long-Term Debt Repaid	-	-2,955	-2,049	-1,427	-590.23	-532.28
Total Debt Repaid	-3,734	-2,955	-2,049	-1,427	-590.23	-532.28
Net Debt Issued (Repaid)	-846.49	1,273	783.62	1,305	1,180	-150.14
Common Dividends Paid	-112.83	-95.39	-188	-197.92	-218.34	-183.37
Other Financing Activities	-0	-	-	-	-	-
Financing Cash Flow	-959.32	1,178	595.61	1,107	962.14	-333.51
Net Cash Flow	-1,257	799.04	-2,060	1,939	-376.3	441.74
Free Cash Flow	-44.42	113.72	-2,416	1,003	-1,442	624.77
Free Cash Flow Margin	-4.71%	13.79%	-298.00%	127.00%	-193.16%	70.18%
Free Cash Flow Per Share	-0.24	0.61	-12.91	5.36	-7.71	3.34
Cash Interest Paid	304.03	133.33	1,174	1,318	1,150	1,548
Cash Income Tax Paid	123.67	84.47	106.23	95.42	102.09	173.44

Updated Oct 24, 2024. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.