United Finance PLC. Statistics

Total Valuation

DSE:UNITEDFIN has a market cap or net worth of BDT 2.19 billion.

Market Cap	2.19B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	May 22, 2025

Share Statistics

DSE:UNITEDFIN has 187.11 million shares outstanding.

Current Share Class	187.11M
Shares Outstanding	187.11M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	29.53%
Owned by Institutions (%)	5.89%
Float	34.27M

Valuation Ratios

The trailing PE ratio is 10.23.

PE Ratio	10.23
Forward PE	n/a
PS Ratio	1.98
PB Ratio	0.65
P/TBV Ratio	0.65
P/FCF Ratio	1.53
P/OCF Ratio	1.50
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.40, with a Debt / Equity ratio of 1.93.

Current Ratio	1.40
Quick Ratio	1.27
Debt / Equity	1.93
Debt / EBITDA	n/a
Debt / FCF	4.50
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.50%.

Return on Equity (ROE)	6.50%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.33M
Profits Per Employee	258,023
Employee Count	829
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:UNITEDFIN has paid 119.27 million in taxes.

Income Tax	119.27M
Effective Tax Rate	35.80%

Stock Price Statistics

The stock price has increased by +13.27% in the last 52 weeks. The beta is 0.22, so DSE:UNITEDFIN's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+13.27%
50-Day Moving Average	12.23
200-Day Moving Average	13.08
Relative Strength Index (RSI)	50.92
Average Volume (20 Days)	173,026

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:UNITEDFIN had revenue of BDT 1.10 billion and earned 213.90 million in profits. Earnings per share was 1.14.

Revenue	1.10B
Gross Profit	1.07B
Operating Income	333.17M
Pretax Income	333.17M
Net Income	213.90M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.14

Full Income Statement

Balance Sheet

The company has 2.68 billion in cash and 6.46 billion in debt, giving a net cash position of -3.78 billion or -20.20 per share.

Cash & Cash Equivalents	2.68B
Total Debt	6.46B
Net Cash	-3.78B
Net Cash Per Share	-20.20
Equity (Book Value)	3.34B
Book Value Per Share	17.87
Working Capital	6.89B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.46 billion and capital expenditures -25.57 million, giving a free cash flow of 1.44 billion.

Operating Cash Flow	1.46B
Capital Expenditures	-25.57M
Free Cash Flow	1.44B
FCF Per Share	7.67

Full Cash Flow Statement

Margins

Gross margin is 96.61%, with operating and profit margins of 30.15% and 19.36%.

Gross Margin	96.61%
Operating Margin	30.15%
Pretax Margin	30.15%
Profit Margin	19.36%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	129.90%

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 8.55%.

Dividend Per Share	1.00
Dividend Yield	8.55%
Dividend Growth (YoY)	66.67%
Years of Dividend Growth	1
Payout Ratio	52.86%
Buyback Yield	n/a
Shareholder Yield	8.70%
Earnings Yield	9.77%
FCF Yield	65.56%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 19, 2018. It was a forward split with a ratio of 1.05.

Last Split Date	Mar 19, 2018
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	6