United Insurance Company Limited (DSE:UNITEDINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
55.20
-1.00 (-1.78%)
At close: Oct 26, 2026

United Insurance Company Financials Overview

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
679.66640.09471.26456.26247.1533.69
Revenue Growth
25.98%35.82%3.29%84.65%-53.70%29.62%
Operating Income
269.88239.94169.73126.52-76.26247.34
Net Income
170.34153.7996.7375.06-123.41199.64
Earnings Per Share
3.833.462.171.69-2.774.49
EPS Growth
28.41%59.00%28.86%--81.07%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
156.59145.49188.8238.61284.36337.6
Total Debt
-12.5923.929.4939.4144.85
Net Cash (Debt)
156.59132.9164.9209.11244.95292.75
Net Cash Growth
-4.21%-19.41%-21.14%-14.63%-16.33%71.23%
Net Cash Per Share
3.522.993.714.705.506.58

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
215.5796.544.222.6730.51110.95
Capital Expenditures
-68.51-1.64-5.94-2.94-11.71-3.81
Free Cash Flow
147.0694.8638.2719.7318.79107.15
Free Cash Flow Growth
148.24%147.89%93.94%4.99%-82.46%-28.22%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
39.71%37.49%36.02%27.73%-30.86%46.34%
Pretax Margin
39.53%37.30%35.78%27.50%-31.04%46.15%
Profit Margin
25.06%24.03%20.52%16.45%-49.94%37.41%
FCF Margin
21.64%14.82%8.12%4.32%7.61%20.08%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5001.5001.5001.0001.0001.000
Dividend Per Share Growth
0%0%50.00%0%0%-9.09%
Dividend Yield
2.72%3.70%4.11%2.23%2.19%1.52%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.6811.7216.7926.56-14.64
P/FCF Ratio
16.7019.0042.45101.04108.2127.29
PS Ratio
3.612.823.454.378.235.48