United Insurance Company Limited (DSE:UNITEDINS)
44.90
-0.80 (-1.75%)
At close: Jul 5, 2026
United Insurance Company Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 461.59 | 438.21 | 296.03 | 298.72 | 280.65 | 249.47 |
Total Interest & Dividend Income | 122.97 | 139.78 | 102.97 | 75.45 | 76.36 | 72.96 |
Gain (Loss) on Sale of Investments | 0.24 | -0.82 | 1 | 0.95 | -199.33 | 136.64 |
Other Revenue | 62.92 | 62.92 | 71.26 | 81.14 | 89.43 | 74.62 |
| 647.73 | 640.09 | 471.26 | 456.26 | 247.1 | 533.69 | |
Revenue Growth (YoY) | 34.72% | 35.82% | 3.29% | 84.65% | -53.70% | 29.62% |
Policy Benefits | 146.26 | 110.97 | 68.31 | 90.16 | 76.61 | 52.88 |
Policy Acquisition & Underwriting Costs | 77.75 | 94.81 | 50.89 | 60.05 | 55.01 | 26.76 |
Depreciation & Amortization | 17.1 | 17.1 | 17.11 | 16.81 | 16.54 | 16.33 |
Selling, General & Administrative | 183.47 | 177.36 | 165.37 | 163.2 | 175.67 | 191.56 |
Other Operating Expenses | -0.1 | -0.1 | -0.13 | -0.48 | -0.47 | -1.17 |
Total Operating Expenses | 424.48 | 400.15 | 301.54 | 329.74 | 323.36 | 286.35 |
Operating Income | 223.24 | 239.94 | 169.73 | 126.52 | -76.26 | 247.34 |
Other Non Operating Income (Expenses) | -1.22 | -1.22 | -1.07 | -1.06 | -0.95 | -1.05 |
EBT Excluding Unusual Items | 222.03 | 238.72 | 168.66 | 125.46 | -77.22 | 246.28 |
Gain (Loss) on Sale of Assets | 0.03 | 0.03 | -0.01 | 0.04 | 0.53 | 0.01 |
Pretax Income | 222.06 | 238.75 | 168.64 | 125.49 | -76.69 | 246.3 |
Income Tax Expense | 77.59 | 84.96 | 71.91 | 50.43 | 46.72 | 46.65 |
Net Income | 144.46 | 153.79 | 96.73 | 75.06 | -123.41 | 199.64 |
Net Income to Common | 144.46 | 153.79 | 96.73 | 75.06 | -123.41 | 199.64 |
Net Income Growth | 44.70% | 59.00% | 28.86% | - | - | 81.07% |
Shares Outstanding (Basic) | 45 | 45 | 45 | 45 | 45 | 45 |
Shares Outstanding (Diluted) | 45 | 45 | 45 | 45 | 45 | 45 |
EPS (Basic) | 3.25 | 3.46 | 2.17 | 1.69 | -2.77 | 4.49 |
EPS (Diluted) | 3.25 | 3.46 | 2.17 | 1.69 | -2.77 | 4.49 |
EPS Growth | 44.70% | 59.00% | 28.86% | - | - | 81.07% |
Free Cash Flow | -37.79 | 94.86 | 38.27 | 19.73 | 18.79 | 107.15 |
Free Cash Flow Per Share | -0.85 | 2.13 | 0.86 | 0.44 | 0.42 | 2.41 |
Dividend Per Share | 1.500 | 1.500 | 1.500 | 1.000 | 1.000 | 1.000 |
Dividend Growth | - | - | 50.00% | - | - | -9.09% |
Operating Margin | 34.47% | 37.49% | 36.02% | 27.73% | -30.86% | 46.34% |
Profit Margin | 22.30% | 24.03% | 20.52% | 16.45% | -49.94% | 37.41% |
Free Cash Flow Margin | -5.83% | 14.82% | 8.12% | 4.32% | 7.61% | 20.08% |
EBITDA | 229.48 | 246.22 | 186.84 | 143.33 | -59.72 | 263.66 |
EBITDA Margin | 35.43% | 38.47% | 39.65% | 31.41% | -24.17% | 49.40% |
D&A For EBITDA | 6.24 | 6.28 | 17.11 | 16.81 | 16.54 | 16.33 |
EBIT | 223.24 | 239.94 | 169.73 | 126.52 | -76.26 | 247.34 |
EBIT Margin | 34.47% | 37.49% | 36.02% | 27.73% | -30.86% | 46.34% |
Effective Tax Rate | 34.94% | 35.59% | 42.64% | 40.19% | - | 18.94% |