United Insurance Company Limited (DSE:UNITEDINS)

Bangladesh · Delayed Price · Currency is BDT

49.10

+0.60 (1.24%)

At close: Jul 23, 2026

United Insurance Company Financials Overview

Financials in millions BDT. Fiscal year is January - December.

Millions BDT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	649.29	640.09	471.26	456.26	247.1	533.69
Revenue Growth	26.17%	35.82%	3.29%	84.65%	-53.70%	29.62%
Operating Income	255.83	239.94	169.73	126.52	-76.26	247.34
Net Income	168.51	153.79	96.73	75.06	-123.41	199.64
Earnings Per Share	3.79	3.46	2.17	1.69	-2.77	4.49
EPS Growth	38.61%	59.00%	28.86%	-	-	81.07%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	287.3	145.49	188.8	238.61	284.36	337.6
Total Debt	-	12.59	23.9	29.49	39.41	44.85
Net Cash (Debt)	287.3	132.9	164.9	209.11	244.95	292.75
Net Cash Growth	112.31%	-19.41%	-21.14%	-14.63%	-16.33%	71.23%
Net Cash Per Share	6.46	2.99	3.71	4.70	5.50	6.58

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	185.45	96.5	44.2	22.67	30.51	110.95
Capital Expenditures	-67.33	-1.64	-5.94	-2.94	-11.71	-3.81
Free Cash Flow	118.12	94.86	38.27	19.73	18.79	107.15
Free Cash Flow Growth	20.25%	147.89%	93.94%	4.99%	-82.46%	-28.22%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	39.40%	37.49%	36.02%	27.73%	-30.86%	46.34%
Pretax Margin	39.22%	37.30%	35.78%	27.50%	-31.04%	46.15%
Profit Margin	25.95%	24.03%	20.52%	16.45%	-49.94%	37.41%
FCF Margin	18.19%	14.82%	8.12%	4.32%	7.61%	20.08%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.500	1.500	1.500	1.000	1.000	1.000
Dividend Per Share Growth	0%	0%	50.00%	0%	0%	-9.09%
Dividend Yield	3.05%	3.84%	4.44%	2.48%	2.49%	1.77%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.49	11.72	16.79	26.56	-	14.64
P/FCF Ratio	19.25	19.00	42.45	101.04	108.21	27.29
PS Ratio	3.50	2.82	3.45	4.37	8.23	5.48