United Insurance Company Statistics
Total Valuation
DSE:UNITEDINS has a market cap or net worth of BDT 2.94 billion. The enterprise value is 2.65 billion.
| Market Cap | 2.94B |
| Enterprise Value | 2.65B |
Important Dates
The next estimated earnings date is Tuesday, October 27, 2026.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | May 21, 2026 |
Share Statistics
DSE:UNITEDINS has 44.50 million shares outstanding.
| Current Share Class | 44.50M |
| Shares Outstanding | 44.50M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +0.25% |
| Owned by Insiders (%) | 53.24% |
| Owned by Institutions (%) | n/a |
| Float | 13.39M |
Valuation Ratios
The trailing PE ratio is 17.43.
| PE Ratio | 17.43 |
| Forward PE | n/a |
| PS Ratio | 4.52 |
| PB Ratio | 1.90 |
| P/TBV Ratio | 1.90 |
| P/FCF Ratio | 24.86 |
| P/OCF Ratio | 15.84 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.74, with an EV/FCF ratio of 22.43.
| EV / Earnings | 15.72 |
| EV / Sales | 4.08 |
| EV / EBITDA | 9.74 |
| EV / EBIT | 10.36 |
| EV / FCF | 22.43 |
Financial Position
The company has a current ratio of 0.66
| Current Ratio | 0.66 |
| Quick Ratio | 0.66 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.90% and return on invested capital (ROIC) is 11.38%.
| Return on Equity (ROE) | 11.90% |
| Return on Assets (ROA) | 6.84% |
| Return on Invested Capital (ROIC) | 11.38% |
| Return on Capital Employed (ROCE) | 16.54% |
| Weighted Average Cost of Capital (WACC) | 4.11% |
| Revenue Per Employee | 4.39M |
| Profits Per Employee | 1.14M |
| Employee Count | 148 |
| Asset Turnover | 0.28 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, DSE:UNITEDINS has paid 86.13 million in taxes.
| Income Tax | 86.13M |
| Effective Tax Rate | 33.82% |
Stock Price Statistics
The stock price has increased by +66.25% in the last 52 weeks. The beta is -0.03, so DSE:UNITEDINS's price volatility has been lower than the market average.
| Beta (5Y) | -0.03 |
| 52-Week Price Change | +66.25% |
| 50-Day Moving Average | 50.07 |
| 200-Day Moving Average | 44.06 |
| Relative Strength Index (RSI) | 70.17 |
| Average Volume (20 Days) | 677,486 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, DSE:UNITEDINS had revenue of BDT 649.29 million and earned 168.51 million in profits. Earnings per share was 3.79.
| Revenue | 649.29M |
| Gross Profit | 449.43M |
| Operating Income | 255.83M |
| Pretax Income | 254.64M |
| Net Income | 168.51M |
| EBITDA | 261.93M |
| EBIT | 255.83M |
| Earnings Per Share (EPS) | 3.79 |
Balance Sheet
The company has 287.30 million in cash and no debt, with a net cash position of 287.30 million or 6.46 per share.
| Cash & Cash Equivalents | 287.30M |
| Total Debt | n/a |
| Net Cash | 287.30M |
| Net Cash Per Share | 6.46 |
| Equity (Book Value) | 1.55B |
| Book Value Per Share | 34.76 |
| Working Capital | -335.75M |
Cash Flow
In the last 12 months, operating cash flow was 185.45 million and capital expenditures -67.33 million, giving a free cash flow of 118.12 million.
| Operating Cash Flow | 185.45M |
| Capital Expenditures | -67.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 118.12M |
| FCF Per Share | 2.65 |
Margins
Gross margin is 69.22%, with operating and profit margins of 39.40% and 25.95%.
| Gross Margin | 69.22% |
| Operating Margin | 39.40% |
| Pretax Margin | 39.22% |
| Profit Margin | 25.95% |
| EBITDA Margin | 40.34% |
| EBIT Margin | 39.40% |
| FCF Margin | 18.19% |
Dividends & Yields
This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 2.27%.
| Dividend Per Share | 1.50 |
| Dividend Yield | 2.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 39.61% |
| Buyback Yield | n/a |
| Shareholder Yield | 2.27% |
| Earnings Yield | 5.74% |
| FCF Yield | 4.02% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 9, 2019. It was a forward split with a ratio of 1.0595.
| Last Split Date | Apr 9, 2019 |
| Split Type | Forward |
| Split Ratio | 1.0595 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |