United Insurance Company Limited (DSE:UNITEDINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
52.50
-0.20 (-0.38%)
At close: Nov 4, 2026

United Insurance Company Statistics

Total Valuation

DSE:UNITEDINS has a market cap or net worth of BDT 2.34 billion. The enterprise value is 2.18 billion.

Market Cap2.34B
Enterprise Value 2.18B

Important Dates

The next estimated earnings date is Tuesday, November 10, 2026.

Earnings Date Nov 10, 2026
Ex-Dividend Date May 21, 2026

Share Statistics

DSE:UNITEDINS has 44.50 million shares outstanding.

Current Share Class 44.50M
Shares Outstanding 44.50M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.15%
Owned by Insiders (%) 53.24%
Owned by Institutions (%) n/a
Float 13.39M

Valuation Ratios

The trailing PE ratio is 13.72.

PE Ratio 13.72
Forward PE n/a
PS Ratio 3.45
PB Ratio 1.45
P/TBV Ratio 1.45
P/FCF Ratio 15.95
P/OCF Ratio 10.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.61, with an EV/FCF ratio of 14.88.

EV / Earnings 12.85
EV / Sales 3.22
EV / EBITDA 7.61
EV / EBIT 8.11
EV / FCF 14.88

Financial Position

The company has a current ratio of 0.53, with zero debt.

Current Ratio 0.53
Quick Ratio 0.53
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.26% and return on invested capital (ROIC) is 10.80%.

Return on Equity (ROE) 11.26%
Return on Assets (ROA) 7.05%
Return on Invested Capital (ROIC) 10.80%
Return on Capital Employed (ROCE) 16.65%
Weighted Average Cost of Capital (WACC) 4.21%
Revenue Per Employee 4.59M
Profits Per Employee 1.15M
Employee Count 148
Asset Turnover 0.28
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:UNITEDINS has paid 98.35 million in taxes.

Income Tax 98.35M
Effective Tax Rate 36.60%

Stock Price Statistics

The stock price has increased by +24.59% in the last 52 weeks. The beta is -0.01, so DSE:UNITEDINS's price volatility has been lower than the market average.

Beta (5Y) -0.01
52-Week Price Change +24.59%
50-Day Moving Average 59.24
200-Day Moving Average 49.22
Relative Strength Index (RSI) 33.77
Average Volume (20 Days) 87,030

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:UNITEDINS had revenue of BDT 679.66 million and earned 170.34 million in profits. Earnings per share was 3.83.

Revenue679.66M
Gross Profit 473.25M
Operating Income 269.88M
Pretax Income 268.69M
Net Income 170.34M
EBITDA 277.33M
EBIT 269.88M
Earnings Per Share (EPS) 3.83
Full Income Statement

Balance Sheet

The company has 156.59 million in cash and no debt, with a net cash position of 156.59 million or 3.52 per share.

Cash & Cash Equivalents 156.59M
Total Debt n/a
Net Cash 156.59M
Net Cash Per Share 3.52
Equity (Book Value) 1.62B
Book Value Per Share 36.43
Working Capital -451.97M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 215.57 million and capital expenditures -68.51 million, giving a free cash flow of 147.06 million.

Operating Cash Flow 215.57M
Capital Expenditures -68.51M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 147.06M
FCF Per Share 3.30
Full Cash Flow Statement

Margins

Gross margin is 69.63%, with operating and profit margins of 39.71% and 25.06%.

Gross Margin 69.63%
Operating Margin 39.71%
Pretax Margin 39.53%
Profit Margin 25.06%
EBITDA Margin 40.80%
EBIT Margin 39.71%
FCF Margin 21.64%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 2.86%.

Dividend Per Share 1.50
Dividend Yield 2.86%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio 39.10%
FCF Payout Ratio 45.39%
Buyback Yield n/a
Shareholder Yield 2.85%
Earnings Yield 7.29%
FCF Yield 6.27%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2019. It was a forward split with a ratio of 1.0595.

Last Split Date Apr 9, 2019
Split Type Forward
Split Ratio 1.0595

Scores

Altman Z-Score n/a
Piotroski F-Score 5