United Insurance Company Limited (DSE:UNITEDINS)
Bangladesh flag Bangladesh · Delayed Price · Currency is BDT
49.10
+0.60 (1.24%)
At close: Jul 23, 2026

United Insurance Company Statistics

Total Valuation

DSE:UNITEDINS has a market cap or net worth of BDT 2.27 billion. The enterprise value is 1.99 billion.

Market Cap2.27B
Enterprise Value 1.99B

Important Dates

The last earnings date was Thursday, July 16, 2026.

Earnings Date Jul 16, 2026
Ex-Dividend Date May 21, 2026

Share Statistics

DSE:UNITEDINS has 44.50 million shares outstanding.

Current Share Class 44.50M
Shares Outstanding 44.50M
Shares Change (YoY) n/a
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 53.24%
Owned by Institutions (%) n/a
Float 17.84M

Valuation Ratios

The trailing PE ratio is 13.49.

PE Ratio 13.49
Forward PE n/a
PS Ratio 3.50
PB Ratio 1.47
P/TBV Ratio 1.47
P/FCF Ratio 19.25
P/OCF Ratio 12.26
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.30, with an EV/FCF ratio of 16.82.

EV / Earnings 11.79
EV / Sales 3.06
EV / EBITDA 7.30
EV / EBIT 7.77
EV / FCF 16.82

Financial Position

The company has a current ratio of 0.66

Current Ratio 0.66
Quick Ratio 0.66
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.90% and return on invested capital (ROIC) is 11.38%.

Return on Equity (ROE) 11.90%
Return on Assets (ROA) 6.84%
Return on Invested Capital (ROIC) 11.38%
Return on Capital Employed (ROCE) 16.54%
Weighted Average Cost of Capital (WACC) 4.62%
Revenue Per Employee 4.39M
Profits Per Employee 1.14M
Employee Count 148
Asset Turnover 0.28
Inventory Turnover n/a

Taxes

In the past 12 months, DSE:UNITEDINS has paid 86.13 million in taxes.

Income Tax 86.13M
Effective Tax Rate 33.82%

Stock Price Statistics

The stock price has increased by +32.35% in the last 52 weeks. The beta is 0.07, so DSE:UNITEDINS's price volatility has been lower than the market average.

Beta (5Y) 0.07
52-Week Price Change +32.35%
50-Day Moving Average 44.62
200-Day Moving Average 42.67
Relative Strength Index (RSI) 58.88
Average Volume (20 Days) 292,323

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, DSE:UNITEDINS had revenue of BDT 649.29 million and earned 168.51 million in profits. Earnings per share was 3.79.

Revenue649.29M
Gross Profit 449.43M
Operating Income 255.83M
Pretax Income 254.64M
Net Income 168.51M
EBITDA 261.93M
EBIT 255.83M
Earnings Per Share (EPS) 3.79
Full Income Statement

Balance Sheet

The company has 287.30 million in cash and no debt, with a net cash position of 287.30 million or 6.46 per share.

Cash & Cash Equivalents 287.30M
Total Debt n/a
Net Cash 287.30M
Net Cash Per Share 6.46
Equity (Book Value) 1.55B
Book Value Per Share 34.76
Working Capital -335.75M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 185.45 million and capital expenditures -67.33 million, giving a free cash flow of 118.12 million.

Operating Cash Flow 185.45M
Capital Expenditures -67.33M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 118.12M
FCF Per Share 2.65
Full Cash Flow Statement

Margins

Gross margin is 69.22%, with operating and profit margins of 39.40% and 25.95%.

Gross Margin 69.22%
Operating Margin 39.40%
Pretax Margin 39.22%
Profit Margin 25.95%
EBITDA Margin 40.34%
EBIT Margin 39.40%
FCF Margin 18.19%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 3.05%.

Dividend Per Share 1.50
Dividend Yield 3.05%
Dividend Growth (YoY) n/a
Years of Dividend Growth 1
Payout Ratio 39.42%
Buyback Yield n/a
Shareholder Yield 3.05%
Earnings Yield 7.41%
FCF Yield 5.19%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2019. It was a forward split with a ratio of 1.0595.

Last Split Date Apr 9, 2019
Split Type Forward
Split Ratio 1.0595

Scores

Altman Z-Score n/a
Piotroski F-Score 6