United Insurance Company Limited (DSE:UNITEDINS)

United Insurance Company Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	132.66	96.73	75.06	-123.41	199.64	110.26
Depreciation & Amortization	16.62	16.51	16.81	16.54	16.33	14.99
Other Amortization	0.6	0.6	-	-	-	-
Gain (Loss) on Sale of Assets	-0.03	0.01	-0.04	-0.53	-0.01	-
Gain (Loss) on Sale of Investments	-6.77	-1	-0.95	2.62	-10.45	-4.47
Change in Other Net Operating Assets	45.52	30.42	3.15	10.37	104.6	136.35
Other Operating Activities	-127.01	-99.06	-71.37	124.91	-199.15	-96.92
Operating Cash Flow	61.59	44.2	22.67	30.51	110.95	160.21
Operating Cash Flow Growth	427.38%	94.99%	-25.69%	-72.50%	-30.74%	55.49%
Capital Expenditures	-2.35	-5.94	-2.94	-11.71	-3.81	-10.93
Sale of Property, Plant & Equipment	0.03	-	0.04	0.53	0.01	-
Investment in Securities	-167.47	-145.71	-96.57	-104.62	-7.29	-74.71
Other Investing Activities	131.36	102.75	75.44	76.35	73	77.56
Investing Cash Flow	-38.43	-48.9	-24.03	-39.46	61.91	-8.08
Common Dividends Paid	-67.7	-45.11	-44.4	-44.29	-58.59	-48.19
Financing Cash Flow	-67.7	-45.11	-44.4	-44.29	-58.59	-48.19
Miscellaneous Cash Flow Adjustments	-0	-0	-	-0	0	-
Net Cash Flow	-44.53	-49.81	-45.75	-53.24	114.27	103.94
Free Cash Flow	59.24	38.27	19.73	18.79	107.15	149.28
Free Cash Flow Growth	773.84%	93.94%	4.99%	-82.46%	-28.22%	232.45%
Free Cash Flow Margin	10.98%	8.12%	4.32%	7.61%	20.08%	36.25%
Free Cash Flow Per Share	1.33	0.86	0.44	0.42	2.41	3.35
Cash Income Tax Paid	89.29	40.02	30.18	30.13	37.77	35.7
Levered Free Cash Flow	215.33	265.96	119.59	103.8	95.83	166.45
Unlevered Free Cash Flow	215.33	265.96	119.59	103.8	95.83	166.45
Change in Working Capital	45.52	30.42	3.15	10.37	104.6	136.35

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.