United Insurance Company Limited (DSE: UNITEDINS)

United Insurance Company Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	96.04	75.06	-123.41	199.64	110.26	72.67
Depreciation & Amortization	16.32	16.25	16.54	16.33	14.99	14.34
Other Amortization	0.56	0.56	-	-	-	-
Gain (Loss) on Sale of Assets	0	-0.04	-0.53	-0.01	-	-0.02
Gain (Loss) on Sale of Investments	4.39	-0.95	2.62	-10.45	-4.47	4.65
Change in Other Net Operating Assets	-4.7	3.15	10.37	104.6	136.35	73.55
Other Operating Activities	-100.93	-71.37	124.91	-199.15	-96.92	-62.16
Operating Cash Flow	11.68	22.67	30.51	110.95	160.21	103.04
Operating Cash Flow Growth	-77.64%	-25.69%	-72.50%	-30.74%	55.49%	485.94%
Capital Expenditures	-4.9	-2.94	-11.71	-3.81	-10.93	-58.13
Sale of Property, Plant & Equipment	0.01	0.04	0.53	0.01	-	0.02
Investment in Securities	-73.94	-96.57	-104.62	-7.29	-74.71	-51.24
Other Investing Activities	104.58	75.44	76.35	73	77.56	76.34
Investing Cash Flow	25.76	-24.03	-39.46	61.91	-8.08	-33.02
Common Dividends Paid	-44.69	-44.4	-44.29	-58.59	-48.19	-28.93
Financing Cash Flow	-44.69	-44.4	-44.29	-58.59	-48.19	-28.93
Miscellaneous Cash Flow Adjustments	0	-	-0	0	-	-
Net Cash Flow	-7.25	-45.75	-53.24	114.27	103.94	41.09
Free Cash Flow	6.78	19.73	18.79	107.15	149.28	44.9
Free Cash Flow Growth	-86.55%	4.99%	-82.46%	-28.22%	232.45%	551.32%
Free Cash Flow Margin	1.45%	4.32%	7.61%	20.08%	36.26%	11.40%
Free Cash Flow Per Share	0.15	0.44	0.42	2.41	3.35	1.01
Cash Income Tax Paid	39.12	30.18	30.13	37.77	35.7	20.08
Levered Free Cash Flow	177.46	119.59	103.8	95.83	166.45	62.49
Unlevered Free Cash Flow	177.46	119.59	103.8	95.83	166.45	62.49
Change in Net Working Capital	-63.92	-26.64	-146.64	71.27	-65.76	-39.22

Source: S&P Capital IQ. Insurance template. Financial Sources.