United Insurance Company Limited (DSE:UNITEDINS)

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	121.58	96.73	75.06	-123.41	199.64	110.26
Depreciation & Amortization	16.61	16.51	16.81	16.54	16.33	14.99
Other Amortization	0.6	0.6	-	-	-	-
Gain (Loss) on Sale of Assets	-0.02	0.01	-0.04	-0.53	-0.01	-
Gain (Loss) on Sale of Investments	-7.24	-1	-0.95	2.62	-10.45	-4.47
Change in Other Net Operating Assets	86.68	30.42	3.15	10.37	104.6	136.35
Other Operating Activities	-115.72	-99.06	-71.37	124.91	-199.15	-96.92
Operating Cash Flow	102.5	44.2	22.67	30.51	110.95	160.21
Operating Cash Flow Growth	-	94.99%	-25.69%	-72.50%	-30.74%	55.49%
Capital Expenditures	-4.27	-5.94	-2.94	-11.71	-3.81	-10.93
Sale of Property, Plant & Equipment	0.03	-	0.04	0.53	0.01	-
Investment in Securities	-299.45	-145.71	-96.57	-104.62	-7.29	-74.71
Other Investing Activities	105.22	102.75	75.44	76.35	73	77.56
Investing Cash Flow	-198.47	-48.9	-24.03	-39.46	61.91	-8.08
Common Dividends Paid	-2.13	-45.11	-44.4	-44.29	-58.59	-48.19
Financing Cash Flow	-2.13	-45.11	-44.4	-44.29	-58.59	-48.19
Miscellaneous Cash Flow Adjustments	-0	-0	-	-0	0	-
Net Cash Flow	-98.1	-49.81	-45.75	-53.24	114.27	103.94
Free Cash Flow	98.23	38.27	19.73	18.79	107.15	149.28
Free Cash Flow Growth	-	93.94%	4.99%	-82.46%	-28.22%	232.45%
Free Cash Flow Margin	19.09%	8.12%	4.32%	7.61%	20.08%	36.25%
Free Cash Flow Per Share	2.21	0.86	0.44	0.42	2.41	3.35
Cash Income Tax Paid	44.47	40.02	30.18	30.13	37.77	35.7
Levered Free Cash Flow	278.82	265.96	119.59	103.8	95.83	166.45
Unlevered Free Cash Flow	278.82	265.96	119.59	103.8	95.83	166.45
Change in Working Capital	86.68	30.42	3.15	10.37	104.6	136.35

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.