United Insurance Company Limited (DSE:UNITEDINS)

Accolade Cash Flow Statement

Financials in millions BDT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	99.84	96.73	75.06	-123.41	199.64	110.26
Depreciation & Amortization	16.56	16.51	16.81	16.54	16.33	14.99
Other Amortization	0.6	0.6	-	-	-	-
Gain (Loss) on Sale of Assets	-0.02	0.01	-0.04	-0.53	-0.01	-
Gain (Loss) on Sale of Investments	3.09	-1	-0.95	2.62	-10.45	-4.47
Change in Other Net Operating Assets	27.86	30.42	3.15	10.37	104.6	136.35
Other Operating Activities	-108.22	-99.06	-71.37	124.91	-199.15	-96.92
Operating Cash Flow	39.72	44.2	22.67	30.51	110.95	160.21
Operating Cash Flow Growth	59.02%	94.99%	-25.69%	-72.50%	-30.74%	55.49%
Capital Expenditures	-3.9	-5.94	-2.94	-11.71	-3.81	-10.93
Sale of Property, Plant & Equipment	0.03	-	0.04	0.53	0.01	-
Investment in Securities	-92.09	-145.71	-96.57	-104.62	-7.29	-74.71
Other Investing Activities	103.73	102.75	75.44	76.35	73	77.56
Investing Cash Flow	7.77	-48.9	-24.03	-39.46	61.91	-8.08
Common Dividends Paid	-45.6	-45.11	-44.4	-44.29	-58.59	-48.19
Financing Cash Flow	-45.6	-45.11	-44.4	-44.29	-58.59	-48.19
Miscellaneous Cash Flow Adjustments	0	-0	-	-0	0	-
Net Cash Flow	1.89	-49.81	-45.75	-53.24	114.27	103.94
Free Cash Flow	35.82	38.27	19.73	18.79	107.15	149.28
Free Cash Flow Growth	70.76%	93.94%	4.99%	-82.46%	-28.22%	232.45%
Free Cash Flow Margin	7.45%	8.12%	4.32%	7.61%	20.08%	36.25%
Free Cash Flow Per Share	0.81	0.86	0.44	0.42	2.41	3.35
Cash Income Tax Paid	43.74	40.02	30.18	30.13	37.77	35.7
Levered Free Cash Flow	145.71	265.96	119.59	103.8	95.83	166.45
Unlevered Free Cash Flow	145.71	265.96	119.59	103.8	95.83	166.45
Change in Net Working Capital	-27.56	-148.71	-26.64	-146.64	71.27	-65.76

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.