United Insurance Company Statistics

Total Valuation

DSE:UNITEDINS has a market cap or net worth of BDT 1.55 billion. The enterprise value is 1.28 billion.

Market Cap	1.55B
Enterprise Value	1.28B

Important Dates

The next estimated earnings date is Thursday, July 31, 2025.

Earnings Date	Jul 31, 2025
Ex-Dividend Date	May 21, 2025

Share Statistics

DSE:UNITEDINS has 44.50 million shares outstanding.

Current Share Class	44.50M
Shares Outstanding	44.50M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	59.92%
Owned by Institutions (%)	10.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 15.51.

PE Ratio	15.51
Forward PE	n/a
PS Ratio	3.22
PB Ratio	1.13
P/TBV Ratio	1.13
P/FCF Ratio	43.24
P/OCF Ratio	38.99
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.96, with an EV/FCF ratio of 35.82.

EV / Earnings	12.85
EV / Sales	2.67
EV / EBITDA	6.96
EV / EBIT	7.64
EV / FCF	35.82

Financial Position

The company has a current ratio of 0.79

Current Ratio	0.79
Quick Ratio	0.79
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.52% and return on invested capital (ROIC) is 7.90%.

Return on Equity (ROE)	7.52%
Return on Assets (ROA)	5.19%
Return on Invested Capital (ROIC)	7.90%
Return on Capital Employed (ROCE)	12.26%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

In the past 12 months, DSE:UNITEDINS has paid 66.91 million in taxes.

Income Tax	66.91M
Effective Tax Rate	40.13%

Stock Price Statistics

The stock price has decreased by -2.25% in the last 52 weeks. The beta is 0.25, so DSE:UNITEDINS's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	-2.25%
50-Day Moving Average	36.20
200-Day Moving Average	37.25
Relative Strength Index (RSI)	47.20
Average Volume (20 Days)	21,262

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DSE:UNITEDINS had revenue of BDT 480.79 million and earned 99.84 million in profits. Earnings per share was 2.24.

Revenue	480.79M
Gross Profit	357.38M
Operating Income	167.84M
Pretax Income	166.75M
Net Income	99.84M
EBITDA	174.47M
EBIT	167.84M
Earnings Per Share (EPS)	2.24

Full Income Statement

Balance Sheet

The company has 265.60 million in cash and n/a in debt, giving a net cash position of 265.60 million or 5.97 per share.

Cash & Cash Equivalents	265.60M
Total Debt	n/a
Net Cash	265.60M
Net Cash Per Share	5.97
Equity (Book Value)	1.37B
Book Value Per Share	30.77
Working Capital	-148.24M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 39.72 million and capital expenditures -3.90 million, giving a free cash flow of 35.82 million.

Operating Cash Flow	39.72M
Capital Expenditures	-3.90M
Free Cash Flow	35.82M
FCF Per Share	0.80

Full Cash Flow Statement

Margins

Gross margin is 74.33%, with operating and profit margins of 34.91% and 20.77%.

Gross Margin	74.33%
Operating Margin	34.91%
Pretax Margin	34.68%
Profit Margin	20.77%
EBITDA Margin	36.29%
EBIT Margin	34.91%
FCF Margin	7.45%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 4.31%.

Dividend Per Share	1.50
Dividend Yield	4.31%
Dividend Growth (YoY)	50.00%
Years of Dividend Growth	n/a
Payout Ratio	45.67%
Buyback Yield	n/a
Shareholder Yield	4.31%
Earnings Yield	6.45%
FCF Yield	2.31%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 9, 2019. It was a forward split with a ratio of 1.0595.

Last Split Date	Apr 9, 2019
Split Type	Forward
Split Ratio	1.0595

Scores

Altman Z-Score	n/a
Piotroski F-Score	4