EGX:ADIB Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	49,262	36,944	19,534	11,036	8,198
Interest Income on Investments	6.31	5.42	5.2	2.69	4.82
Total Interest Income	49,269	36,950	19,539	11,039	8,203
Interest Paid on Deposits	29,110	21,692	10,609	6,214	4,582
Net Interest Income	20,159	15,258	8,929	4,825	3,621
Net Interest Income Growth (YoY)	32.12%	70.87%	85.06%	33.26%	13.37%
Income From Trading Activities	546.57	708.71	291.15	163.45	83.97
Gain (Loss) on Sale of Assets	110.21	19.78	42.4	1.5	1.29
Gain (Loss) on Sale of Investments	9.16	-	0.01	27.44	88.16
Other Non-Interest Income	2,730	1,895	1,558	1,040	554.21
Total Non-Interest Income	3,396	2,624	1,892	1,232	727.63
Non-Interest Income Growth (YoY)	29.43%	38.67%	53.54%	69.36%	8.30%
Revenues Before Loan Losses	23,554	17,882	10,821	6,057	4,348
Provision for Loan Losses	1,514	2,171	1,634	832.46	175.67
Revenue	22,040	15,711	9,188	5,225	4,173
Revenue Growth (YoY)	40.28%	71.00%	75.84%	25.22%	21.98%
Selling, General & Administrative	3,680	2,792	2,058	1,647	1,549
Other Non-Interest Expense	1,039	769.08	678.85	304.34	369.93
Total Non-Interest Expense	4,558	3,421	2,652	1,919	1,883
EBT Excluding Unusual Items	17,482	12,290	6,535	3,306	2,290
Asset Writedown	-	-	-	-	-3.67
Pretax Income	17,482	12,290	6,535	3,306	2,281
Income Tax Expense	4,881	3,274	1,862	1,111	807.48
Earnings From Continuing Operations	12,601	9,016	4,674	2,196	1,473
Earnings From Discontinued Operations	-	-	-	-5.81	-22.86
Minority Interest in Earnings	-12.38	-7.01	-3.19	6.63	2.61
Net Income	12,589	9,009	4,671	2,196	1,453
Net Income to Common	12,589	9,009	4,671	2,196	1,453
Net Income Growth	39.73%	92.88%	112.65%	51.15%	21.87%
Basic Shares Outstanding	1,119	1,285	1,077	709	575
Diluted Shares Outstanding	1,119	1,285	1,077	709	575
Shares Change (YoY)	-12.93%	19.28%	51.86%	23.48%	2.59%
EPS (Basic)	11.25	7.01	4.33	3.10	2.53
EPS (Diluted)	11.25	7.01	4.33	3.10	2.53
EPS Growth	60.48%	61.71%	40.03%	22.40%	18.79%
Effective Tax Rate	27.92%	26.64%	28.48%	33.59%	35.40%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.