EGX:ADIB Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	51,517	49,262	36,944	19,534	11,036	8,198
Interest Income on Investments	6.25	6.31	5.42	5.2	2.69	4.82
Total Interest Income	51,524	49,269	36,950	19,539	11,039	8,203
Interest Paid on Deposits	30,119	29,110	21,692	10,609	6,214	4,582
Net Interest Income	21,405	20,159	15,258	8,929	4,825	3,621
Net Interest Income Growth (YoY)	27.98%	32.12%	70.87%	85.06%	33.26%	13.37%
Income From Trading Activities	962.66	546.57	708.71	291.15	163.45	83.97
Gain (Loss) on Sale of Assets	119.77	110.21	19.78	42.4	1.5	1.29
Gain (Loss) on Sale of Investments	13.44	9.16	-	0.01	27.44	88.16
Other Non-Interest Income	2,804	2,730	1,895	1,558	1,040	554.21
Total Non-Interest Income	3,900	3,396	2,624	1,892	1,232	727.63
Non-Interest Income Growth (YoY)	45.27%	29.43%	38.67%	53.54%	69.36%	8.30%
Revenues Before Loan Losses	25,304	23,554	17,882	10,821	6,057	4,348
Provision for Loan Losses	1,176	1,514	2,171	1,634	832.46	175.67
Revenue	24,128	22,040	15,711	9,188	5,225	4,173
Revenue Growth (YoY)	40.96%	40.28%	71.00%	75.84%	25.22%	21.98%
Selling, General & Administrative	4,059	3,680	2,792	2,058	1,647	1,549
Other Non-Interest Expense	1,658	1,039	769.08	678.85	304.34	369.93
Total Non-Interest Expense	5,575	4,558	3,421	2,652	1,919	1,883
EBT Excluding Unusual Items	18,553	17,482	12,290	6,535	3,306	2,290
Asset Writedown	-	-	-	-	-	-3.67
Pretax Income	18,547	17,482	12,290	6,535	3,306	2,281
Income Tax Expense	5,320	4,881	3,274	1,862	1,111	807.48
Earnings From Continuing Operations	13,227	12,601	9,016	4,674	2,196	1,473
Earnings From Discontinued Operations	-	-	-	-	-5.81	-22.86
Minority Interest in Earnings	-16.71	-12.38	-7.01	-3.19	6.63	2.61
Net Income	13,211	12,589	9,009	4,671	2,196	1,453
Net Income to Common	13,211	12,589	9,009	4,671	2,196	1,453
Net Income Growth	33.09%	39.73%	92.88%	112.65%	51.15%	21.87%
Basic Shares Outstanding	1,113	1,119	1,285	1,077	709	575
Diluted Shares Outstanding	1,113	1,119	1,285	1,077	709	575
Shares Change (YoY)	-14.02%	-12.93%	19.28%	51.86%	23.48%	2.59%
EPS (Basic)	11.87	11.25	7.01	4.33	3.10	2.53
EPS (Diluted)	11.87	11.25	7.01	4.33	3.10	2.53
EPS Growth	54.80%	60.48%	61.71%	40.03%	22.40%	18.79%
Effective Tax Rate	28.68%	27.92%	26.64%	28.48%	33.59%	35.40%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.