EGX:ADIB Cash Flow Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	13,211	12,589	9,009	4,671	2,196	1,453
Depreciation & Amortization	196.64	178.85	133.48	93.69	101.11	111.07
Gain (Loss) on Sale of Assets	-133.21	-119.37	-19.78	-42.4	-13.11	-10.74
Gain (Loss) on Sale of Investments	3.24	29.73	-71.62	15.31	-36.26	-91.97
Total Asset Writedown	0.96	0.3	7.27	2.82	-20	5.08
Provision for Credit Losses	1,206	1,518	2,252	1,605	831.12	175.57
Change in Trading Asset Securities	-131.18	0.94	127.15	6.1	-154.22	-13.39
Change in Other Net Operating Assets	-84,433	-72,442	-50,301	-1,556	-15,538	-4,508
Other Operating Activities	429.39	1,060	4,521	2,626	-391.52	591.12
Operating Cash Flow	-69,793	-57,346	-34,484	7,337	-13,058	-2,324
Capital Expenditures	-541.66	-420.58	-178.67	-234.67	-54.08	-62.85
Sale of Property, Plant and Equipment	144.19	134.37	11.01	49.08	1.39	1.56
Cash Acquisitions	9.83	-0.01	-	-48.69	26.11	-
Investment in Securities	-59,234	-51,523	-12,684	1,624	243.46	-7,718
Income (Loss) Equity Investments	-142.28	-161.25	-141.01	-84.52	-32.93	-36.15
Divestitures	-	9.83	4.9	-	-	-
Purchase / Sale of Intangibles	-60.59	-29.43	-24.94	-33.6	-0.67	-42
Other Investing Activities	6.73	6.8	5.42	5.2	3.21	22.51
Investing Cash Flow	-59,668	-51,818	-12,851	1,361	220.22	-7,797
Long-Term Debt Issued	-	388.28	36.36	261.2	291.24	108.29
Long-Term Debt Repaid	-	-	-	-	-36.86	-52.34
Net Debt Issued (Repaid)	72.13	388.28	36.36	261.2	254.38	55.94
Issuance of Common Stock	-	-	-	1,000	2,000	-
Common Dividends Paid	-1,445	-1,056	-528.52	-314.29	-167.16	-132.89
Net Increase (Decrease) in Deposit Accounts	103,346	77,882	72,855	29,289	21,811	12,855
Other Financing Activities	-	-	-14.38	3.58	-1,853	-
Financing Cash Flow	101,874	77,214	72,349	30,240	22,046	12,778
Net Cash Flow	-27,587	-31,950	25,014	38,938	9,208	2,656
Free Cash Flow	-70,335	-57,766	-34,662	7,103	-13,112	-2,387
Free Cash Flow Margin	-291.51%	-262.09%	-220.62%	77.31%	-250.95%	-57.20%
Free Cash Flow Per Share	-63.18	-51.62	-26.97	6.59	-18.48	-4.15
Cash Income Tax Paid	3,722	3,451	2,224	1,037	985.9	537.45

Source: S&P Global Market Intelligence. Banks template. Financial Sources.