EGX:ADIB Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	86,275	99,454	49,392	14,809	676.11	1,076
Investment Securities	72,370	42,425	33,951	31,108	34,998	25,046
Trading Asset Securities	132.1	147.42	213.09	199.55	23.6	8.64
Total Investments	72,502	42,572	34,164	31,307	35,022	25,054
Gross Loans	147,453	195,444	127,276	59,381	50,574	46,003
Allowance for Loan Losses	-7,668	-97,722	-63,638	-2,697	-1,749	-1,631
Other Adjustments to Gross Loans	-	-	-	-111.34	-3,595	-4,180
Net Loans	139,785	97,722	63,638	56,573	45,229	40,192
Property, Plant & Equipment	3,476	2,753	2,567	1,976	1,559	1,291
Other Intangible Assets	40.57	44.36	38.83	20.94	44.55	25.65
Investments in Real Estate	5.96	7.98	14.71	16.11	18.7	17.72
Accrued Interest Receivable	-	2,304	1,675	1,846	1,326	962.18
Other Receivables	-	86.39	58.68	35.8	-	-
Restricted Cash	15,392	12,475	9,185	9,332	5,583	4,061
Other Current Assets	1.19	1,800	826.1	633.61	754.88	509.08
Long-Term Deferred Tax Assets	296.08	196.97	163.25	126.78	59.09	5.14
Other Real Estate Owned & Foreclosed	-	2.98	2.98	31.27	39.04	40.87
Other Long-Term Assets	7,999	1,048	528.17	119.42	243.58	301.49
Total Assets	325,773	260,467	162,255	116,827	90,555	73,537
Accrued Expenses	51	50.92	46.76	570.71	445.71	424.3
Interest Bearing Deposits	178,173	152,524	87,529	68,301	71,312	57,072
Non-Interest Bearing Deposits	90,902	62,296	45,982	29,388	6,720	6,288
Total Deposits	269,075	214,820	133,511	97,689	78,032	63,360
Short-Term Borrowings	110.87	14.71	3.45	2.51	15.08	1.3
Current Income Taxes Payable	3,229	2,647	1,530	642.37	443.86	109.09
Accrued Interest Payable	-	-	-	-	159.69	112.46
Other Current Liabilities	-	-	-	-	61.95	-
Long-Term Debt	10,160	10,401	4,753	3,085	1,980	1,614
Long-Term Unearned Revenue	-	-	-	199.4	-	-
Pension & Post-Retirement Benefits	432.24	369.45	287.36	220.22	183.14	167.67
Other Long-Term Liabilities	11,373	9,177	7,758	5,514	2,354	2,200
Total Liabilities	294,431	237,480	147,890	107,923	83,675	67,988
Common Stock	12,000	6,000	5,000	4,000	2,000	2,000
Additional Paid-In Capital	-	-	-	-	1,861	1,861
Retained Earnings	18,960	16,568	9,100	4,741	2,912	1,525
Comprehensive Income & Other	345.42	390.45	245.2	149.02	123.86	142.82
Total Common Equity	31,305	22,959	14,345	8,890	6,897	5,530
Minority Interest	36.54	28.04	19.63	13.56	-17.36	18.63
Shareholders' Equity	31,342	22,987	14,364	8,904	6,880	5,548
Total Liabilities & Equity	325,773	260,467	162,255	116,827	90,555	73,537
Total Debt	10,271	10,416	4,757	3,088	1,995	1,615
Net Cash (Debt)	76,137	89,186	44,849	11,921	3,189	2,685
Net Cash Growth	-10.37%	98.86%	276.22%	273.84%	18.78%	255.47%
Net Cash Per Share	68.31	69.40	41.63	16.80	5.55	4.79
Filing Date Shares Outstanding	1,200	1,200	1,200	1,152	480	480
Total Common Shares Outstanding	1,200	1,200	1,200	1,152	480	480
Book Value Per Share	26.09	19.13	11.95	7.72	14.37	11.52
Tangible Book Value	31,265	22,914	14,306	8,869	6,852	5,504
Tangible Book Value Per Share	26.05	19.10	11.92	7.70	14.28	11.47

Source: S&P Global Market Intelligence. Banks template. Financial Sources.