Abu Dhabi Islamic Bank - Egypt - S.A.E (EGX: ADIB)

ADIB Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	91,675	49,392	14,809	676.11	1,076	984.94
Investment Securities	33,117	33,951	31,108	34,998	25,046	21,477
Trading Asset Securities	124.5	213.09	199.55	23.6	8.64	25.09
Total Investments	33,242	34,164	31,307	35,022	25,054	21,502
Gross Loans	97,614	67,401	59,381	50,574	46,003	36,671
Allowance for Loan Losses	-6,122	-4,213	-2,697	-1,749	-1,631	-1,481
Other Adjustments to Gross Loans	-	-87.71	-111.34	-3,595	-4,180	-4,275
Net Loans	91,491	63,100	56,573	45,229	40,192	30,915
Property, Plant & Equipment	2,886	2,567	1,976	1,559	1,291	1,232
Other Intangible Assets	43.56	38.83	20.94	44.55	25.65	60.49
Investments in Real Estate	8.29	14.71	16.11	18.7	17.72	26.98
Accrued Interest Receivable	-	2,214	1,846	1,326	962.18	484.09
Other Receivables	-	58.68	35.8	-	-	-
Restricted Cash	15,328	9,185	9,332	5,583	4,061	4,337
Other Current Assets	-	826.1	633.61	754.88	509.08	307.5
Long-Term Deferred Tax Assets	260.21	163.25	126.78	59.09	5.14	-
Other Real Estate Owned & Foreclosed	-	2.98	31.27	39.04	40.87	41.23
Other Long-Term Assets	4,392	528.17	119.42	243.58	301.49	433.38
Total Assets	239,326	162,255	116,827	90,555	73,537	60,325
Accrued Expenses	43.03	746.85	570.71	445.71	424.3	561.05
Interest Bearing Deposits	139,378	87,529	68,301	71,312	57,072	46,814
Non-Interest Bearing Deposits	58,417	45,982	29,388	6,720	6,288	4,630
Total Deposits	197,796	133,511	97,689	78,032	63,360	51,444
Short-Term Borrowings	34.83	3.45	2.51	15.08	1.3	0.01
Current Income Taxes Payable	2,059	1,530	642.37	443.86	109.09	181.34
Accrued Interest Payable	-	-	-	159.69	112.46	199.98
Other Current Liabilities	-	-	-	61.95	-	-
Long-Term Debt	6,820	4,753	3,085	1,980	1,614	1,263
Long-Term Unearned Revenue	-	410.52	199.4	-	-	142.78
Pension & Post-Retirement Benefits	351.41	287.36	220.22	183.14	167.67	121.87
Long-Term Deferred Tax Liabilities	-	-	-	-	-	62.05
Other Long-Term Liabilities	11,611	6,648	5,514	2,354	2,200	2,003
Total Liabilities	218,715	147,890	107,923	83,675	67,988	55,979
Common Stock	6,000	5,000	4,000	2,000	2,000	2,000
Additional Paid-In Capital	-	-	-	1,861	1,861	1,861
Retained Earnings	14,253	9,100	4,741	2,912	1,525	306.44
Comprehensive Income & Other	332.27	245.2	149.02	123.86	142.82	159.29
Total Common Equity	20,585	14,345	8,890	6,897	5,530	4,327
Minority Interest	25.53	19.63	13.56	-17.36	18.63	18.23
Shareholders' Equity	20,611	14,364	8,904	6,880	5,548	4,345
Total Liabilities & Equity	239,326	162,255	116,827	90,555	73,537	60,325
Total Debt	6,855	4,757	3,088	1,995	1,615	1,263
Net Cash (Debt)	84,945	44,849	11,921	3,189	2,685	755.22
Net Cash Growth	134.78%	276.21%	273.84%	18.78%	255.47%	-75.33%
Net Cash Per Share	117.45	69.38	33.61	11.10	9.59	2.82
Filing Date Shares Outstanding	600	600	575.98	240	240	267.75
Total Common Shares Outstanding	600	600	575.98	240	240	267.75
Book Value Per Share	34.31	23.91	15.43	28.74	23.04	16.16
Tangible Book Value	20,542	14,306	8,869	6,852	5,504	4,267
Tangible Book Value Per Share	34.24	23.84	15.40	28.55	22.93	15.94

Source: S&P Capital IQ. Banks template. Financial Sources.