Contact Financial Holding S.A.E. (EGX:CNFN)
Egypt · Delayed Price · Currency is EGP 4.580
+0.050 (1.10%)
At close: Sep 10, 2025
EGX:CNFN Income Statement
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest and Dividend Income | 3,575 | 3,486 | 2,599 | 1,725 | 625.32 | 928.97 | Upgrade |
Total Interest Expense | 1,807 | 1,576 | 948.74 | 447.64 | 190.1 | 201.06 | Upgrade |
Net Interest Income | 1,768 | 1,910 | 1,650 | 1,277 | 435.22 | 727.9 | Upgrade |
Commissions and Fees | 217.08 | 218.65 | 327.13 | 248.45 | 132.53 | 108.18 | Upgrade |
Other Revenue | 2,568 | 1,701 | 1,141 | 804.25 | 999.89 | 2,350 | Upgrade |
Revenue Before Loan Losses | 4,953 | 4,225 | 3,444 | 2,529 | 1,724 | 3,290 | Upgrade |
Provision for Loan Losses | 77.39 | 113.28 | 215.12 | 107.34 | 11.35 | 10.13 | Upgrade |
| 4,875 | 4,111 | 3,229 | 2,422 | 1,713 | 3,280 | Upgrade | |
Revenue Growth (YoY) | 46.62% | 27.32% | 33.33% | 41.38% | -47.77% | -11.07% | Upgrade |
Salaries & Employee Benefits | 1,030 | 836.37 | 603.25 | 483.73 | 363.63 | 260.47 | Upgrade |
Cost of Services Provided | 1,256 | 783.95 | 592.69 | 424.16 | 329.42 | 2,266 | Upgrade |
Other Operating Expenses | 1,209 | 1,099 | 760.41 | 518.47 | 261.6 | 203.9 | Upgrade |
Total Operating Expenses | 3,646 | 2,852 | 2,075 | 1,523 | 1,018 | 2,752 | Upgrade |
Operating Income | 1,229 | 1,259 | 1,154 | 898.83 | 694.63 | 527.25 | Upgrade |
Currency Exchange Gain (Loss) | 1.08 | 1.49 | - | 0.76 | 0.08 | -0.08 | Upgrade |
EBT Excluding Unusual Items | 1,230 | 1,261 | 1,154 | 899.59 | 694.71 | 527.17 | Upgrade |
Gain (Loss) on Sale of Investments | -0.04 | - | - | - | - | -0.08 | Upgrade |
Other Unusual Items | -256.69 | -261.67 | -331.24 | -152.47 | -32.62 | -0.05 | Upgrade |
Pretax Income | 973.39 | 998.99 | 1,017 | 747.12 | 662.09 | 527.04 | Upgrade |
Income Tax Expense | 258.6 | 269.03 | 289.37 | 218.33 | 184.03 | 159.63 | Upgrade |
Earnings From Continuing Ops. | 714.79 | 729.96 | 728.07 | 528.78 | 478.06 | 367.41 | Upgrade |
Minority Interest in Earnings | -102.23 | -72.29 | -35.86 | -18.07 | -13.24 | -14.74 | Upgrade |
Net Income | 612.55 | 657.67 | 692.21 | 510.71 | 464.82 | 352.68 | Upgrade |
Net Income to Common | 612.55 | 657.67 | 692.21 | 510.71 | 464.82 | 352.68 | Upgrade |
Net Income Growth | 10.95% | -4.99% | 35.54% | 9.87% | 31.80% | -9.27% | Upgrade |
Shares Outstanding (Basic) | 1,189 | 1,189 | 1,185 | 1,178 | 1,175 | 1,168 | Upgrade |
Shares Outstanding (Diluted) | 1,189 | 1,189 | 1,185 | 1,178 | 1,175 | 1,168 | Upgrade |
Shares Change (YoY) | 0.22% | 0.35% | 0.59% | 0.24% | 0.64% | 39.34% | Upgrade |
EPS (Basic) | 0.52 | 0.55 | 0.58 | 0.43 | 0.40 | 0.30 | Upgrade |
EPS (Diluted) | 0.52 | 0.55 | 0.58 | 0.43 | 0.40 | 0.30 | Upgrade |
EPS Growth | 10.70% | -5.32% | 34.74% | 9.61% | 30.96% | -34.89% | Upgrade |
Free Cash Flow | -270.85 | 164.6 | -1,540 | -1,808 | -377.17 | 538.55 | Upgrade |
Free Cash Flow Per Share | -0.23 | 0.14 | -1.30 | -1.53 | -0.32 | 0.46 | Upgrade |
Dividend Per Share | - | - | - | 0.253 | 0.228 | - | Upgrade |
Dividend Growth | - | - | - | 10.75% | - | - | Upgrade |
Operating Margin | 25.21% | 30.63% | 35.74% | 37.11% | 40.55% | 16.08% | Upgrade |
Profit Margin | 12.57% | 16.00% | 21.44% | 21.09% | 27.13% | 10.75% | Upgrade |
Free Cash Flow Margin | -5.56% | 4.00% | -47.70% | -74.64% | -22.02% | 16.42% | Upgrade |
Effective Tax Rate | 26.57% | 26.93% | 28.44% | 29.22% | 27.79% | 30.29% | Upgrade |
Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.