Contact Financial Holding S.A.E. (EGX:CNFN)

EGX:CNFN Statistics

Total Valuation

EGX:CNFN has a market cap or net worth of EGP 5.51 billion.

Market Cap	5.51B
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

EGX:CNFN has 1.20 billion shares outstanding. The number of shares has increased by 0.24% in one year.

Current Share Class	1.20B
Shares Outstanding	1.20B
Shares Change (YoY)	+0.24%
Shares Change (QoQ)	-0.91%
Owned by Insiders (%)	1.16%
Owned by Institutions (%)	n/a
Float	131.78M

Valuation Ratios

The trailing PE ratio is 15.58.

PE Ratio	15.58
Forward PE	n/a
PS Ratio	0.96
PB Ratio	1.19
P/TBV Ratio	1.33
P/FCF Ratio	5.82
P/OCF Ratio	3.93
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.46, with a Debt / Equity ratio of 1.98.

Current Ratio	1.46
Quick Ratio	1.45
Debt / Equity	1.98
Debt / EBITDA	n/a
Debt / FCF	9.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.09% and return on invested capital (ROIC) is 4.44%.

Return on Equity (ROE)	11.09%
Return on Assets (ROA)	2.84%
Return on Invested Capital (ROIC)	4.44%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.34%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:CNFN has paid 187.95 million in taxes.

Income Tax	187.95M
Effective Tax Rate	28.14%

Stock Price Statistics

The stock price has decreased by -2.95% in the last 52 weeks. The beta is 0.35, so EGX:CNFN's price volatility has been lower than the market average.

Beta (5Y)	0.35
52-Week Price Change	-2.95%
50-Day Moving Average	4.34
200-Day Moving Average	4.65
Relative Strength Index (RSI)	54.08
Average Volume (20 Days)	3,447,269

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:CNFN had revenue of EGP 5.74 billion and earned 352.39 million in profits. Earnings per share was 0.30.

Revenue	5.74B
Gross Profit	2.88B
Operating Income	845.45M
Pretax Income	667.89M
Net Income	352.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.30

Balance Sheet

The company has 2.27 billion in cash and 9.16 billion in debt, with a net cash position of -6.89 billion or -5.76 per share.

Cash & Cash Equivalents	2.27B
Total Debt	9.16B
Net Cash	-6.89B
Net Cash Per Share	-5.76
Equity (Book Value)	4.62B
Book Value Per Share	3.56
Working Capital	3.76B

Cash Flow

In the last 12 months, operating cash flow was 1.40 billion and capital expenditures -454.20 million, giving a free cash flow of 945.50 million.

Operating Cash Flow	1.40B
Capital Expenditures	-454.20M
Depreciation & Amortization	175.39M
Net Borrowing	322.47M
Free Cash Flow	945.50M
FCF Per Share	0.79

Margins

Gross margin is 50.17%, with operating and profit margins of 14.73% and 6.14%.

Gross Margin	50.17%
Operating Margin	14.73%
Pretax Margin	11.64%
Profit Margin	6.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	16.47%

Dividends & Yields

EGX:CNFN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	19.03%
Buyback Yield	-0.24%
Shareholder Yield	-0.24%
Earnings Yield	6.40%
FCF Yield	17.17%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 14, 2019. It was a forward split with a ratio of 1.6.

Last Split Date	Nov 14, 2019
Split Type	Forward
Split Ratio	1.6

Scores

Altman Z-Score	n/a
Piotroski F-Score	6