Contact Financial Holding S.A.E. (EGX:CNFN)
Egypt flag Egypt · Delayed Price · Currency is EGP
4.810
-0.040 (-0.82%)
At close: Aug 25, 2026

EGX:CNFN Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,8555,4064,3363,2292,4221,713
Revenue Growth
14.85%24.69%34.26%33.33%41.38%-47.77%
Operating Income
722.68885.311,3011,154898.83694.63
Net Income
317.56345.1692.3692.21510.71464.82
Earnings Per Share
0.270.290.580.580.430.40
EPS Growth
-51.14%-50.27%-0.40%34.74%9.61%30.96%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other
-9.78-8.76-7.53-0.526.67-0
Financing Activities
2,4132,5432,3421,9921,6391,267
Insurance Activities
3,7293,1452,0401,139733.32405.48
Insurance & Insurance Brokerage
151.31154.28130.498.8342.5140.12
Total
6,2835,8344,5053,2292,4221,713

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,2261,7631,5571,089920.79127.93
Total Debt
9,6678,8308,2087,4295,2472,877
Net Cash (Debt)
-6,441-7,068-6,652-6,340-4,326-2,749
Net Cash Growth
------
Net Cash Per Share
-5.39-5.93-5.59-5.35-3.67-2.34

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,218486.48372.69-1,397-1,719-281.93
Capital Expenditures
-484.65-344.68-222.14-143.6-88.85-95.23
Free Cash Flow
1,734141.79150.55-1,540-1,808-377.17
Free Cash Flow Growth
--5.82%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
12.34%16.38%30.00%35.74%37.11%40.55%
Pretax Margin
11.35%11.94%24.00%31.51%30.85%38.65%
Profit Margin
5.42%6.38%15.97%21.44%21.09%27.13%
FCF Margin
29.61%2.62%3.47%-47.70%-74.64%-22.02%

Dividends

Fiscal YearFY 2022FY 2021
Period EndingDec '22 Dec '21
Dividend Per Share
0.2530.228
Dividend Per Share Growth
10.75%-
Dividend Yield
6.86%6.33%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.0918.007.616.559.2610.56
Forward PE
-6.146.146.146.147.85
P/FCF Ratio
3.3243.8134.98---
PS Ratio
0.981.151.221.411.952.87