Contact Financial Holding S.A.E. (EGX:CNFN)

EGX:CNFN Statistics

Total Valuation

EGX:CNFN has a market cap or net worth of EGP 4.93 billion.

Market Cap	4.93B
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

EGX:CNFN has 1.20 billion shares outstanding. The number of shares has decreased by -0.31% in one year.

Current Share Class	1.20B
Shares Outstanding	1.20B
Shares Change (YoY)	-0.31%
Shares Change (QoQ)	+0.69%
Owned by Insiders (%)	1.16%
Owned by Institutions (%)	n/a
Float	131.78M

Valuation Ratios

The trailing PE ratio is 14.24.

PE Ratio	14.24
Forward PE	n/a
PS Ratio	0.91
PB Ratio	1.03
P/TBV Ratio	1.14
P/FCF Ratio	34.78
P/OCF Ratio	10.14
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.81, with a Debt / Equity ratio of 1.85.

Current Ratio	1.81
Quick Ratio	1.77
Debt / Equity	1.85
Debt / EBITDA	n/a
Debt / FCF	62.27
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.78% and return on invested capital (ROIC) is 4.72%.

Return on Equity (ROE)	10.78%
Return on Assets (ROA)	3.01%
Return on Invested Capital (ROIC)	4.72%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.18%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, EGX:CNFN has paid 174.78 million in taxes.

Income Tax	174.78M
Effective Tax Rate	27.07%

Stock Price Statistics

The stock price has decreased by -5.07% in the last 52 weeks. The beta is 0.33, so EGX:CNFN's price volatility has been lower than the market average.

Beta (5Y)	0.33
52-Week Price Change	-5.07%
50-Day Moving Average	4.27
200-Day Moving Average	4.80
Relative Strength Index (RSI)	49.61
Average Volume (20 Days)	1,143,242

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EGX:CNFN had revenue of EGP 5.41 billion and earned 345.10 million in profits. Earnings per share was 0.29.

Revenue	5.41B
Gross Profit	2.66B
Operating Income	885.31M
Pretax Income	645.64M
Net Income	345.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.29

Balance Sheet

The company has 1.76 billion in cash and 8.83 billion in debt, with a net cash position of -7.07 billion or -5.90 per share.

Cash & Cash Equivalents	1.76B
Total Debt	8.83B
Net Cash	-7.07B
Net Cash Per Share	-5.90
Equity (Book Value)	4.78B
Book Value Per Share	3.69
Working Capital	5.56B

Cash Flow

In the last 12 months, operating cash flow was 486.48 million and capital expenditures -344.68 million, giving a free cash flow of 141.79 million.

Operating Cash Flow	486.48M
Capital Expenditures	-344.68M
Depreciation & Amortization	170.07M
Net Borrowing	433.60M
Free Cash Flow	141.79M
FCF Per Share	0.12

Margins

Gross margin is 49.21%, with operating and profit margins of 16.38% and 6.38%.

Gross Margin	49.21%
Operating Margin	16.38%
Pretax Margin	11.94%
Profit Margin	6.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	2.62%

Dividends & Yields

EGX:CNFN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	21.21%
Buyback Yield	0.31%
Shareholder Yield	0.31%
Earnings Yield	7.00%
FCF Yield	2.88%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 14, 2019. It was a forward split with a ratio of 1.6.

Last Split Date	Nov 14, 2019
Split Type	Forward
Split Ratio	1.6

Scores

Altman Z-Score	n/a
Piotroski F-Score	4