Commercial International Bank Egypt (CIB) S.A.E. (EGX:COMI)
Egypt flag Egypt · Delayed Price · Currency is EGP
128.75
-1.59 (-1.22%)
At close: Nov 12, 2026

EGX:COMI Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
135,854128,542114,75458,49836,46527,042
Revenue Growth
9.56%12.02%96.17%60.42%34.84%14.54%
Net Income
62,61161,63449,70725,77714,40212,024
Earnings Per Share
-18.0514.567.634.313.63
EPS Growth
-23.97%90.89%77.00%18.80%29.65%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
69,10061,17723,24411,62912,424
SME's
10,9909,5156,9543,2021,875
Retail Banking
26,91320,43516,35910,1097,772
Investments
23,33818,8557,8227,9456,030
Asset Liability Management
5,6199,3378,3885,145632.64
Total
135,961119,31862,76738,03028,734

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
100,72035,46689,604234,73995,50962,198
Total Debt
-35,37129,13115,69810,6556,964
Net Cash (Debt)
100,72095.5660,473219,04184,85455,234
Net Cash Growth
-48.45%-99.84%-72.39%158.14%53.62%-19.96%
Net Cash Per Share
-0.0317.7164.8525.3916.68

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--2,765-205,59428,684-59,472-34,606
Capital Expenditures
--7,930-5,798-1,686-1,033-981.19
Free Cash Flow
--10,695-211,39326,998-60,506-35,587
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
46.09%47.95%43.32%44.06%39.50%44.46%
FCF Margin
--8.32%-184.21%46.15%-165.93%-131.60%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0006.000-0.5000.4890.818
Dividend Per Share Growth
164.00%--2.23%-40.22%-
Dividend Yield
4.66%5.83%-0.76%1.30%2.56%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.215.654.818.518.598.68
Forward PE
5.645.324.376.947.267.68
P/FCF Ratio
---8.13--
PS Ratio
3.122.712.083.753.393.86