Commercial International Bank Egypt (CIB) S.A.E. (EGX:COMI)
Egypt · Delayed Price · Currency is EGP 139.15
-1.08 (-0.77%)
At close: Aug 5, 2026
EGX:COMI Financials Overview
Financials in millions EGP. Fiscal year is January - December.
Millions EGP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 139,166 | 128,542 | 114,754 | 58,498 | 36,465 | 27,042 |
Revenue Growth | 24.41% | 12.02% | 96.17% | 60.42% | 34.84% | 14.54% |
Net Income Net Income Growth | 66,449 | 61,634 | 49,707 | 25,777 | 14,402 | 12,024 |
Earnings Per Share EPS Growth | 19.46 | 18.05 | 14.56 | 7.63 | 4.31 | 3.63 |
EPS Growth | 22.26% | 23.97% | 90.89% | 77.00% | 18.80% | 29.65% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Corporate Banking Growth | 72,934 | 69,100 | 61,177 | 23,244 | 11,629 | 12,424 |
SME's SME's Growth | 12,804 | 10,990 | 9,515 | 6,954 | 3,202 | 1,875 |
Retail Banking Retail Banking Growth | 32,691 | 26,913 | 20,435 | 16,359 | 10,109 | 7,772 |
Investments Investments Growth | 22,608 | 23,338 | 18,855 | 7,822 | 7,945 | 6,030 |
Asset Liability Management Asset Liability Management Growth | 6,372 | 5,619 | 9,337 | 8,388 | 5,145 | 632.64 |
Total Total Growth | 147,408 | 135,961 | 119,318 | 62,767 | 38,030 | 28,734 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 226,598 | 35,466 | 89,604 | 234,739 | 95,509 | 62,198 |
Total Debt Total Debt Growth | 39,765 | 35,371 | 29,131 | 15,698 | 10,655 | 6,964 |
Net Cash (Debt) Net Cash Growth | 186,832 | 95.56 | 60,473 | 219,041 | 84,854 | 55,234 |
Net Cash Growth | -3.19% | -99.84% | -72.39% | 158.14% | 53.62% | -19.96% |
Net Cash Per Share Net Cash Per Share Growth | 54.71 | 0.03 | 17.71 | 64.85 | 25.39 | 16.68 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -96,284 | -2,765 | -205,594 | 28,684 | -59,472 | -34,606 |
Capital Expenditures CapEx Growth | -6,001 | -7,930 | -5,798 | -1,686 | -1,033 | -981.19 |
Free Cash Flow Free Cash Flow Growth | -102,285 | -10,695 | -211,393 | 26,998 | -60,506 | -35,587 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 47.75% | 47.95% | 43.32% | 44.06% | 39.50% | 44.46% |
FCF Margin | -73.50% | -8.32% | -184.21% | 46.15% | -165.93% | -131.60% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 6.000 | 6.000 | - | 0.500 | 0.489 | 0.818 |
Dividend Per Share Growth | 164.00% | - | - | 2.23% | -40.22% | - |
Dividend Yield | 4.28% | 6.11% | - | 0.83% | 1.43% | 2.90% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 7.15 | 5.65 | 4.81 | 8.51 | 8.59 | 8.68 |
Forward PE | 6.17 | 5.32 | 4.37 | 6.94 | 7.26 | 7.68 |
P/FCF Ratio | - | - | - | 8.13 | - | - |
PS Ratio | 3.40 | 2.71 | 2.08 | 3.75 | 3.39 | 3.86 |