Commercial International Bank (Egypt) S.A.E (EGX: COMI)

COMI Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	304,319	233,634	93,569	61,732	76,476	23,636
Investment Securities	369,366	271,582	238,732	213,952	173,543	197,231
Trading Asset Securities	3,837	1,105	1,940	466.36	608.72	635.16
Total Investments	373,203	272,687	240,672	214,418	174,152	197,866
Gross Loans	355,437	267,199	222,735	164,253	137,145	132,590
Allowance for Loan Losses	-44,911	-29,239	-24,547	-17,919	-16,444	-12,547
Other Adjustments to Gross Loans	-3,159	-2,152	-1,610	-446.22	-353.37	-97.11
Net Loans	307,367	235,808	196,578	145,887	120,347	119,946
Property, Plant & Equipment	1,507	1,348	1,496	1,395	1,363	1,323
Goodwill	-	-	96.27	137.53	178.78	-
Other Intangible Assets	1,610	1,391	934.12	1,101	992.68	881.93
Accrued Interest Receivable	26,067	13,018	11,397	8,859	6,648	4,011
Other Receivables	22,601	7,987	48,322	24,383	17,805	14,778
Restricted Cash	76,360	64,396	40,494	38,101	27,745	22,397
Other Current Assets	1,581	955.11	622.16	473.91	332.08	253.61
Long-Term Deferred Tax Assets	2,136	1,685	185.75	456	437.77	350.34
Other Real Estate Owned & Foreclosed	40.81	49.02	124.1	153.42	169.86	356.38
Other Long-Term Assets	3,167	1,907	1,343	1,139	1,195	942.99
Total Assets	1,119,958	834,866	635,832	498,236	427,842	386,742
Accounts Payable	13,011	11,440	7,522	4,764	3,127	6,097
Accrued Expenses	3,408	2,555	1,687	1,613	1,320	1,028
Interest Bearing Deposits	751,901	565,780	437,677	342,785	299,642	271,710
Non-Interest Bearing Deposits	152,866	123,916	97,436	65,322	50,345	44,549
Total Deposits	904,767	689,695	535,113	408,108	349,987	316,259
Short-Term Borrowings	138.9	140.93	219.75	265.47	331.07	282.59
Current Portion of Long-Term Debt	-	238.44	-	-	2,639	59.45
Current Income Taxes Payable	14,270	9,396	3,052	2,235	859.58	4,639
Accrued Interest Payable	4,284	3,807	2,085	1,554	1,166	1,091
Other Current Liabilities	1.33	0.87	-	-	-	-
Long-Term Debt	25,136	15,319	10,436	6,698	5,108	3,213
Other Long-Term Liabilities	16,535	11,632	7,380	3,696	3,346	2,193
Total Liabilities	981,552	744,225	567,494	428,933	367,883	334,862
Common Stock	30,432	30,195	29,825	19,702	14,777	14,691
Retained Earnings	114,144	76,171	49,018	46,810	39,639	32,099
Comprehensive Income & Other	-6,292	-15,884	-11,085	2,336	5,060	5,091
Total Common Equity	138,284	90,481	67,758	68,848	59,476	51,880
Minority Interest	122.66	160.07	580.43	454.54	483.06	-
Shareholders' Equity	138,406	90,641	68,338	69,303	59,959	51,880
Total Liabilities & Equity	1,119,958	834,866	635,832	498,236	427,842	386,742
Total Debt	25,275	15,698	10,655	6,964	8,078	3,555
Net Cash (Debt)	282,880	219,041	84,854	55,234	69,006	20,716
Net Cash Growth	17.41%	158.14%	53.62%	-19.96%	233.11%	-49.78%
Net Cash Per Share	93.11	72.10	27.93	18.35	23.11	7.01
Filing Date Shares Outstanding	3,043	3,020	2,983	2,964	2,964	3,177
Total Common Shares Outstanding	3,043	3,020	2,983	2,964	2,964	3,177
Book Value Per Share	45.44	29.97	22.72	23.23	20.07	16.33
Tangible Book Value	136,673	89,090	66,727	67,610	58,304	50,999
Tangible Book Value Per Share	44.91	29.50	22.37	22.81	19.67	16.05

Source: S&P Capital IQ. Banks template. Financial Sources.