Commercial International Bank (Egypt) S.A.E. (EGX: COMI)

COMI Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	28,168	233,634	93,569	61,732	76,476	23,636
Investment Securities	374,925	271,582	238,732	213,952	173,543	197,231
Trading Asset Securities	1,496	1,105	1,940	466.36	608.72	635.16
Total Investments	376,422	272,687	240,672	214,418	174,152	197,866
Gross Loans	333,329	267,199	222,735	164,253	137,145	132,590
Allowance for Loan Losses	-42,594	-29,239	-24,547	-17,919	-16,444	-12,547
Other Adjustments to Gross Loans	-3,087	-2,152	-1,610	-446.22	-353.37	-97.11
Net Loans	287,648	235,808	196,578	145,887	120,347	119,946
Property, Plant & Equipment	1,473	1,348	1,496	1,395	1,363	1,323
Goodwill	-	-	96.27	137.53	178.78	-
Other Intangible Assets	1,433	1,391	934.12	1,101	992.68	881.93
Accrued Interest Receivable	31,790	13,018	11,397	8,859	6,648	4,011
Other Receivables	298,785	7,987	48,322	24,383	17,805	14,778
Restricted Cash	25,444	64,396	40,494	38,101	27,745	22,397
Other Current Assets	1,302	955.11	622.16	473.91	332.08	253.61
Long-Term Deferred Tax Assets	2,085	1,685	185.75	456	437.77	350.34
Other Real Estate Owned & Foreclosed	40.81	49.02	124.1	153.42	169.86	356.38
Other Long-Term Assets	2,577	1,907	1,343	1,139	1,195	942.99
Total Assets	1,057,168	834,866	635,832	498,236	427,842	386,742
Accounts Payable	13,065	11,440	7,522	4,764	3,127	6,097
Accrued Expenses	3,310	2,555	1,687	1,613	1,320	1,028
Interest Bearing Deposits	711,505	565,780	437,677	342,785	299,642	271,710
Non-Interest Bearing Deposits	154,186	123,916	97,436	65,322	50,345	44,549
Total Deposits	865,691	689,695	535,113	408,108	349,987	316,259
Short-Term Borrowings	261.03	140.93	219.75	265.47	331.07	282.59
Current Portion of Long-Term Debt	-	238.44	-	-	2,639	59.45
Current Income Taxes Payable	10,329	9,396	3,052	2,235	859.58	4,639
Accrued Interest Payable	4,951	3,807	2,085	1,554	1,166	1,091
Other Current Liabilities	1.32	0.87	-	-	-	-
Long-Term Debt	24,341	15,319	10,436	6,698	5,108	3,213
Other Long-Term Liabilities	15,839	11,632	7,380	3,696	3,346	2,193
Total Liabilities	937,789	744,225	567,494	428,933	367,883	334,862
Common Stock	30,432	30,195	29,825	19,702	14,777	14,691
Retained Earnings	98,973	76,171	49,018	46,810	39,639	32,099
Comprehensive Income & Other	-10,149	-15,884	-11,085	2,336	5,060	5,091
Total Common Equity	119,255	90,481	67,758	68,848	59,476	51,880
Minority Interest	123.04	160.07	580.43	454.54	483.06	-
Shareholders' Equity	119,378	90,641	68,338	69,303	59,959	51,880
Total Liabilities & Equity	1,057,168	834,866	635,832	498,236	427,842	386,742
Total Debt	24,602	15,698	10,655	6,964	8,078	3,555
Net Cash (Debt)	5,061	219,041	84,854	55,234	69,006	20,716
Net Cash Growth	-97.95%	158.14%	53.62%	-19.96%	233.11%	-49.78%
Net Cash Per Share	1.67	72.10	27.93	18.35	23.11	7.01
Filing Date Shares Outstanding	3,043	3,020	2,983	2,964	2,964	3,177
Total Common Shares Outstanding	3,043	3,020	2,983	2,964	2,964	3,177
Book Value Per Share	39.19	29.97	22.72	23.23	20.07	16.33
Tangible Book Value	117,822	89,090	66,727	67,610	58,304	50,999
Tangible Book Value Per Share	38.72	29.50	22.37	22.81	19.67	16.05

Source: S&P Capital IQ. Banks template. Financial Sources.