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e-finance for Digital and Financial Investments S.A.E. (EGX:EFIH)
Egypt flag Egypt · Delayed Price · Currency is EGP
23.64
-0.36 (-1.50%)
At close: Aug 25, 2026

EGX:EFIH Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,7186,7735,2093,8992,6441,963
Revenue Growth
25.38%30.01%33.62%47.45%34.67%59.32%
Gross Profit
4,4183,7942,7662,0841,355918.4
Operating Income
3,1252,5351,8441,227863.6679.57
Net Income
2,3731,9431,4371,109713.55486.05
Earnings Per Share
0.680.560.410.330.210.16
EPS Growth
39.22%35.20%26.99%52.70%34.39%72.23%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Installation Services Operation of Cards
3,0682,7801,9951,652941.74734.97
Cloud Service
2,7482,3821,5741,278770.71358.93
Build & Operate Services
521.38344.24346.95328.75341.0179.07
Others
641.23527.9430.41105.3344.4829.85
Maintenance and Networks
-236.17311.26258.48242.53397.53
Card Center
-152.65257.6719.8745.26139.95
Integrated Solution
-350.75293.78256.73258.24223.04
Total
7,7186,7735,2093,8992,6441,963

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,2612,8482,2852,7073,2342,869
Total Debt
207.39112.25141.46267.99167.21208.85
Net Cash (Debt)
3,0532,7362,1442,4393,0672,660
Net Cash Growth
59.39%27.60%-12.11%-20.48%15.31%394.83%
Net Cash Per Share
0.880.790.620.720.920.87

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,9292,3421,061867.86778.98321.27
Capital Expenditures
-230.07-160.08-304.13-455.87-104.31-247.6
Free Cash Flow
2,6992,181756.46411.99674.6773.66
Free Cash Flow Growth
125.28%188.38%83.61%-38.93%815.90%-75.64%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
57.24%56.01%53.10%53.45%51.24%46.78%
Operating Margin
40.49%37.43%35.40%31.47%32.66%34.61%
Pretax Margin
55.61%50.37%48.33%47.45%45.57%37.80%
Profit Margin
30.75%28.68%27.59%28.46%26.99%24.76%
FCF Margin
34.97%32.21%14.52%10.57%25.52%3.75%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.289-0.2080.1950.1200.053
Dividend Per Share Growth
19.16%-6.78%62.11%125.33%-
Dividend Yield
1.19%-1.71%2.18%1.27%0.53%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
34.5332.8129.9529.1449.2666.79
Forward PE
22.6622.7619.9223.6527.05-
P/FCF Ratio
30.1929.2256.9078.4852.09440.71
PS Ratio
10.569.418.268.2913.2916.54