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e-finance for Digital and Financial Investments S.A.E. (EGX:EFIH)
Egypt flag Egypt · Delayed Price · Currency is EGP
23.90
-0.59 (-2.41%)
At close: Aug 5, 2026

EGX:EFIH Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
7,4016,7735,2093,8992,6441,963
Revenue Growth
30.32%30.01%33.62%47.45%34.67%59.32%
Gross Profit
4,2333,7942,7662,0841,355918.4
Operating Income
2,8482,5351,8441,227863.6679.57
Net Income
2,1441,9431,4371,109713.55486.05
Earnings Per Share
0.620.560.410.330.210.16
EPS Growth
48.74%35.20%26.99%52.70%34.39%72.23%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Installation Services Operation of Cards
2,9882,7801,9951,652941.74734.97
Cloud Service
2,6002,3821,5741,278770.71358.93
Installation and Technical Supbort Services
504.23344.24346.95328.75341.0179.07
Others
569.15527.9430.41105.3344.4829.85
Maintenance and Networks
-236.17311.26258.48242.53397.53
Card Center
-152.65257.6719.8745.26139.95
Integrated Solution
-350.75293.78256.73258.24223.04
Total
7,4016,7735,2093,8992,6441,963

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
3,1872,8482,2852,7073,2342,869
Total Debt
419.54112.25141.46267.99167.21208.85
Net Cash (Debt)
2,7682,7362,1442,4393,0672,660
Net Cash Growth
40.44%27.60%-12.11%-20.48%15.31%394.83%
Net Cash Per Share
0.800.790.620.720.920.87

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,5942,3421,061867.86778.98321.27
Capital Expenditures
-168.91-160.08-304.13-455.87-104.31-247.6
Free Cash Flow
2,4252,181756.46411.99674.6773.66
Free Cash Flow Growth
178.82%188.38%83.61%-38.93%815.90%-75.64%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
57.20%56.01%53.10%53.45%51.24%46.78%
Operating Margin
38.48%37.43%35.40%31.47%32.66%34.61%
Pretax Margin
51.11%50.37%48.33%47.45%45.57%37.80%
Profit Margin
28.97%28.68%27.59%28.46%26.99%24.76%
FCF Margin
32.77%32.21%14.52%10.57%25.52%3.75%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.289-0.2080.1950.1200.053
Dividend Per Share Growth
19.16%-6.78%62.11%125.33%-
Dividend Yield
1.18%-1.71%2.18%1.27%0.53%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
39.6032.8129.9529.1449.2666.79
Forward PE
26.0522.7619.9223.6527.05-
P/FCF Ratio
34.8129.2256.9078.4852.09440.71
PS Ratio
11.419.418.268.2913.2916.54