Export Development Bank of Egypt (S.A.E.) (EGX:EXPA)

EGX:EXPA Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2021
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Jun 30, 2021
Cash & Equivalents	31,499	53,755	21,100	10,323	8,246	3,354
Investment Securities	51,601	43,553	29,377	27,978	19,386	17,475
Trading Asset Securities	1,157	567.9	528.55	380.69	597.16	26.48
Total Investments	52,758	44,121	29,906	28,359	19,983	17,502
Gross Loans	92,061	76,014	55,126	44,961	36,426	38,474
Allowance for Loan Losses	-2,653	-2,649	-2,149	-1,706	-1,329	-1,158
Other Adjustments to Gross Loans	-73.17	-94.21	-151.58	-134.34	-120.94	-52.04
Net Loans	89,335	73,271	52,825	43,121	34,976	37,263
Property, Plant & Equipment	1,267	1,331	1,221	1,078	982.17	866.12
Other Intangible Assets	147.99	188.98	146.07	42.48	49.65	54.58
Accrued Interest Receivable	2,382	1,712	872.24	1,086	779.7	759.9
Other Receivables	1,650	-	-	-	-	-
Restricted Cash	14,355	5,728	8,808	9,426	6,782	4,976
Other Current Assets	377.83	357.56	232.94	429.74	387.03	366.94
Long-Term Deferred Tax Assets	19.93	0.4	0.25	0.15	0.1	0.13
Other Real Estate Owned & Foreclosed	1,472	507.98	468.82	41.46	358.63	360.49
Other Long-Term Assets	3,797	3,287	2,849	4,421	4,725	4,663
Total Assets	199,060	184,260	118,428	98,327	77,269	70,167
Accrued Expenses	418.05	472.53	330.92	210.74	161.14	117.39
Interest Bearing Deposits	99,013	104,073	60,884	49,893	59,775	51,699
Non-Interest Bearing Deposits	70,857	51,982	38,238	29,623	7,071	8,490
Total Deposits	169,870	156,055	99,121	79,516	66,846	60,189
Short-Term Borrowings	23.64	18.54	19.91	4,173	22.07	-
Current Portion of Long-Term Debt	-	7.08	-	159.66	497.61	439.19
Current Income Taxes Payable	52.82	43.96	33.45	80.7	47.69	46.46
Accrued Interest Payable	603.95	787.45	441.19	576.5	294.37	283.49
Other Current Liabilities	-	-	-	-	-	0.4
Long-Term Debt	2,545	3,852	1,890	1,879	1,130	1,223
Long-Term Unearned Revenue	219.33	159.43	162.47	61.81	22.13	54.64
Pension & Post-Retirement Benefits	-	-	-	-	44.83	53.28
Long-Term Deferred Tax Liabilities	13.7	125.86	69.03	39.72	6.7	10.7
Other Long-Term Liabilities	2,477	3,147	1,758	1,645	1,311	1,179
Total Liabilities	176,223	164,670	103,827	88,341	70,383	63,597
Common Stock	13,600	9,897	6,601	5,274	3,274	2,728
Additional Paid-In Capital	-	-	840.14	327.36	-	545.6
Retained Earnings	8,378	8,678	6,436	3,848	3,044	2,719
Comprehensive Income & Other	795.61	785.38	504.57	347.21	389.6	429.97
Total Common Equity	22,774	19,360	14,382	9,796	6,707	6,422
Minority Interest	63.61	230.49	219.15	190.01	179.09	147.98
Shareholders' Equity	22,837	19,591	14,601	9,986	6,886	6,570
Total Liabilities & Equity	199,060	184,260	118,428	98,327	77,269	70,167
Total Debt	2,568	3,878	1,910	6,211	1,650	1,662
Net Cash (Debt)	30,088	50,444	19,718	4,493	7,193	1,719
Net Cash Growth	-44.38%	155.83%	338.91%	-37.55%	318.53%	-53.04%
Net Cash Per Share	22.12	37.09	14.50	3.89	-	2.14
Filing Date Shares Outstanding	1,360	1,360	1,360	1,154	-	716.33
Total Common Shares Outstanding	1,360	1,360	1,360	1,154	-	716.33
Book Value Per Share	16.75	14.24	10.58	8.49	-	8.97
Tangible Book Value	22,626	19,171	14,236	9,753	6,658	6,368
Tangible Book Value Per Share	16.64	14.10	10.47	8.45	-	8.89

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.