EGX:EXPA Income Statement

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	29,056	29,150	24,919	13,968	8,208	5,618
Interest Income on Investments	60.09	47.92	17.5	20.91	12.92	6.63
Total Interest Income	29,116	29,198	24,936	13,989	8,221	5,625
Interest Paid on Deposits	18,754	19,235	16,230	8,248	5,013	3,691
Net Interest Income	10,362	9,962	8,707	5,740	3,208	1,934
Net Interest Income Growth (YoY)	14.21%	14.42%	51.69%	78.90%	65.86%	3.69%
Income From Trading Activities	1,052	904.74	774.07	435.38	354.1	220.02
Gain (Loss) on Sale of Assets	200.46	200.46	0.15	60.37	3.02	5.98
Gain (Loss) on Sale of Investments	3,209	107.41	33.86	16.41	13.88	5.8
Other Non-Interest Income	1,642	1,657	1,855	1,526	583.83	419.68
Total Non-Interest Income	6,104	2,869	2,663	2,038	954.84	651.47
Non-Interest Income Growth (YoY)	132.97%	7.72%	30.71%	113.41%	46.56%	13.35%
Revenues Before Loan Losses	16,466	12,831	11,370	7,778	4,163	2,586
Provision for Loan Losses	857.17	282.16	643.71	651.2	360.59	177.47
Revenue	15,609	12,549	10,727	7,127	3,803	2,408
Revenue Growth (YoY)	40.49%	16.99%	50.52%	87.41%	57.89%	3.58%
Salaries and Employee Benefits	1,785	1,785	1,425	-	-	694.19
Occupancy Expenses	309.99	309.99	276.08	-	-	153.44
Selling, General & Administrative	1,929	1,449	1,101	2,262	1,711	315.87
Other Non-Interest Expense	636.61	375.84	553.63	61.15	-17.87	122.97
Total Non-Interest Expense	4,661	3,920	3,356	2,323	1,693	1,286
EBT Excluding Unusual Items	10,948	8,630	7,370	4,804	2,109	1,122
Pretax Income	10,948	8,630	7,370	4,804	2,109	1,122
Income Tax Expense	3,394	2,576	2,151	1,401	770.04	430.56
Earnings From Continuing Operations	7,554	6,053	5,220	3,402	1,339	691.33
Minority Interest in Earnings	-18.34	-20.55	-16.53	-27.14	-18.31	-13.8
Net Income	7,536	6,033	5,203	3,375	1,321	677.53
Net Income to Common	7,536	6,033	5,203	3,375	1,321	677.53
Net Income Growth	37.79%	15.94%	54.15%	155.54%	94.95%	-1.16%
Basic Shares Outstanding	1,360	1,360	1,360	1,360	1,154	-
Diluted Shares Outstanding	1,360	1,360	1,360	1,360	1,154	-
Shares Change (YoY)	-	-	-	17.85%	-	-
EPS (Basic)	5.54	4.44	3.83	2.48	1.14	-
EPS (Diluted)	5.54	4.44	3.83	2.48	1.14	-
EPS Growth	37.79%	15.94%	54.15%	116.83%	-	-
Effective Tax Rate	31.00%	29.86%	29.18%	29.17%	36.51%	38.38%