Fawry for Banking Technology and Electronic Payments S.A.E. (EGX:FWRY)
Egypt flag Egypt · Delayed Price · Currency is EGP
19.00
+0.05 (0.26%)
At close: Sep 3, 2026

EGX:FWRY Financials Overview

Millions EGP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
10,1088,6515,5113,2722,2791,658
Revenue Growth
44.88%57.00%68.42%43.55%37.46%34.31%
Gross Profit
6,3825,6093,4882,0121,332919.51
Operating Income
3,5043,0631,576606.65251.75209.39
Net Income
2,8802,5181,382617.6211.61157.91
Earnings Per Share
0.850.740.410.180.080.12
EPS Growth
43.30%82.19%125.35%125.00%-32.19%-34.45%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking Technology and E-Payment Sector
7,3666,4854,5672,9042,0281,521
Lending Sector
2,7432,166943.58367.55251.03136.93
Total
10,1088,6515,5113,2722,2791,658

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
10,8809,7256,5085,1183,7082,261
Total Debt
4,5404,1281,8601,091937.17941.71
Net Cash (Debt)
6,3405,5984,6474,0272,7711,320
Net Cash Growth
25.91%20.45%15.40%45.33%110.00%60.66%
Net Cash Per Share
1.861.641.361.181.060.99

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,0312,9951,8711,9981,311739.93
Capital Expenditures
-434-834.38-819.91-411.27-339.12-361.23
Free Cash Flow
2,5972,1611,0511,587972.26378.71
Free Cash Flow Growth
-105.48%-33.74%63.21%156.73%10.47%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
63.13%64.84%63.29%61.49%58.43%55.45%
Operating Margin
34.66%35.41%28.60%18.54%11.04%12.63%
Pretax Margin
45.33%46.90%41.76%33.45%19.50%19.39%
Profit Margin
28.50%29.10%25.07%18.88%9.28%9.52%
FCF Margin
25.69%24.97%19.08%48.50%42.66%22.84%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
22.4721.8121.0830.3981.90138.50
Forward PE
18.4117.3816.9923.9536.2477.83
P/FCF Ratio
24.9325.4227.7011.8317.8357.75
PS Ratio
6.406.355.295.747.6013.19