U Consumer Finance S.A.E. Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,064	751.78	424.57	427.91	300.61
Long-Term Investments	3.05	120.82	120.82	102.35	5.05
Trading Asset Securities	4.3	3.75	2.81	-	-
Loans & Lease Receivables	10,796	8,553	4,192	3,011	1,521
Other Receivables	490.68	42.6	314.77	0.26	0.41
Property, Plant & Equipment	318.06	350.07	227.53	93.24	69.6
Goodwill	308.23	308.23	463.19	-	-
Other Intangible Assets	146.12	169.32	28.4	12.52	8.18
Other Current Assets	342.76	554.12	231.89	222.04	45.91
Long-Term Deferred Tax Assets	-	-	-	-	0.52
Total Assets	14,473	10,853	6,006	3,870	1,952
Accounts Payable	879.82	448.38	336.54	191.97	164.54
Accrued Expenses	360.39	763.5	171.63	133.37	121.88
Short-Term Debt	1,888	1,770	1,596	1,314	1,239
Current Portion of Long-Term Debt	817.52	658.53	2,231	1,435	36.27
Current Portion of Leases	19.18	18.02	13.43	13.66	6.9
Long-Term Debt	7,961	5,248	269.12	421.78	-
Long-Term Leases	48.51	54.96	56.1	31.63	43.33
Current Income Taxes Payable	159.49	88.41	71.19	4.57	2.95
Other Current Liabilities	290.48	148.65	46.32	24.57	58.67
Long-Term Deferred Tax Liabilities	15.59	17.62	0.89	0.1	0.01
Total Liabilities	12,440	9,217	4,792	3,570	1,674
Common Stock	210.64	199.59	199.59	182.78	175
Additional Paid-In Capital	710.9	710.9	710.9	58.41	-
Retained Earnings	1,112	726.2	303.46	58.27	-54.98
Comprehensive Income & Other	-	-	-	-	158.04
Total Common Equity	2,033	1,637	1,214	299.46	278.05
Minority Interest	0.01	0	-0	-	-
Shareholders' Equity	2,033	1,637	1,214	299.46	278.05
Total Liabilities & Equity	14,473	10,853	6,006	3,870	1,952
Total Debt	10,734	7,750	4,166	3,216	1,325
Net Cash (Debt)	-8,666	-6,995	-3,738	-2,788	-1,025
Net Cash Per Share	-4.11	-175.23	-99.87	-77.97	-29.28
Filing Date Shares Outstanding	2,106	39.92	39.92	36.56	35
Total Common Shares Outstanding	2,106	39.92	39.92	36.56	35
Working Capital	9,283	6,009	700.12	544.88	238.04
Book Value Per Share	0.97	41.00	30.41	8.19	7.94
Tangible Book Value	1,579	1,159	722.36	286.94	269.87
Tangible Book Value Per Share	0.75	29.04	18.10	7.85	7.71

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.