U Consumer Finance S.A.E. Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,044	751.78	424.57	427.91	300.61
Long-Term Investments	404.61	120.82	120.82	102.35	5.05
Trading Asset Securities	4.3	3.75	2.81	-	-
Loans & Lease Receivables	9,649	8,553	4,192	3,011	1,521
Other Receivables	490.71	42.6	314.77	0.26	0.41
Property, Plant & Equipment	318.06	350.07	227.53	93.24	69.6
Goodwill	-	308.23	463.19	-	-
Other Intangible Assets	18.68	169.32	28.4	12.52	8.18
Other Current Assets	780.32	554.12	231.89	222.04	45.91
Long-Term Deferred Tax Assets	-	-	-	-	0.52
Total Assets	13,710	10,853	6,006	3,870	1,952
Accounts Payable	387.9	448.38	336.54	191.97	164.54
Accrued Expenses	220.44	763.5	171.63	133.37	121.88
Short-Term Debt	1,888	1,770	1,596	1,314	1,239
Current Portion of Long-Term Debt	817.52	658.53	2,231	1,435	36.27
Current Portion of Leases	19.18	18.02	13.43	13.66	6.9
Long-Term Debt	7,961	5,248	269.12	421.78	-
Long-Term Leases	48.51	54.96	56.1	31.63	43.33
Current Income Taxes Payable	123.93	88.41	71.19	4.57	2.95
Other Current Liabilities	352.32	148.65	46.32	24.57	58.67
Long-Term Deferred Tax Liabilities	16.61	17.62	0.89	0.1	0.01
Total Liabilities	11,835	9,217	4,792	3,570	1,674
Common Stock	210.64	199.59	199.59	182.78	175
Additional Paid-In Capital	710.9	710.9	710.9	58.41	-
Retained Earnings	952.68	726.2	303.46	58.27	-54.98
Comprehensive Income & Other	-	-	-	-	158.04
Total Common Equity	1,874	1,637	1,214	299.46	278.05
Minority Interest	-	0	-0	-	-
Shareholders' Equity	1,874	1,637	1,214	299.46	278.05
Total Liabilities & Equity	13,710	10,853	6,006	3,870	1,952
Total Debt	10,734	7,750	4,166	3,216	1,325
Net Cash (Debt)	-8,686	-6,995	-3,738	-2,788	-1,025
Net Cash Per Share	-4.12	-175.23	-99.87	-77.97	-29.28
Filing Date Shares Outstanding	2,106	39.92	39.92	36.56	35
Total Common Shares Outstanding	2,106	39.92	39.92	36.56	35
Working Capital	9,159	6,009	700.12	544.88	238.04
Book Value Per Share	0.89	41.00	30.41	8.19	7.94
Tangible Book Value	1,856	1,159	722.36	286.94	269.87
Tangible Book Value Per Share	0.88	29.04	18.10	7.85	7.71

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.