U Consumer Finance S.A.E. Balance Sheet

Financials in millions EGP. Fiscal year is January - December.

Millions EGP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,709	552.92	751.78	424.57	427.91	300.61
Long-Term Investments	853.04	340.29	120.82	120.82	102.35	5.05
Trading Asset Securities	4.69	4.5	3.75	2.81	-	-
Loans & Lease Receivables	12,677	11,737	8,553	4,192	3,011	1,521
Other Receivables	81.41	62.56	42.6	314.77	0.26	0.41
Property, Plant & Equipment	334.32	307.76	336.09	227.53	93.24	69.6
Goodwill	308.23	308.23	308.23	463.19	-	-
Other Intangible Assets	145.57	151.83	183.3	28.4	12.52	8.18
Other Current Assets	919.96	778.85	554.12	231.89	222.04	45.91
Long-Term Deferred Tax Assets	-	-	-	-	-	0.52
Total Assets	17,033	14,244	10,853	6,006	3,870	1,952
Accounts Payable	827.21	914.09	448.38	336.54	191.97	164.54
Accrued Expenses	230.28	406.98	763.5	171.63	133.37	121.88
Short-Term Debt	1,726	2,286	1,770	1,596	1,314	1,239
Current Portion of Long-Term Debt	5,945	6,607	658.53	2,231	1,435	36.27
Current Portion of Leases	23.76	21.13	18.02	13.43	13.66	6.9
Long-Term Debt	4,985	1,134	5,248	269.12	421.78	-
Long-Term Leases	59.18	46.87	54.96	56.1	31.63	43.33
Current Income Taxes Payable	319.48	245.98	88.41	71.19	4.57	2.95
Other Current Liabilities	383.12	309.51	148.65	46.32	24.57	58.67
Long-Term Deferred Tax Liabilities	10.06	16.62	17.62	0.89	0.1	0.01
Total Liabilities	14,509	11,988	9,217	4,792	3,570	1,674
Common Stock	210.64	210.64	199.59	199.59	182.78	175
Additional Paid-In Capital	710.9	710.9	710.9	710.9	58.41	-
Retained Earnings	1,555	1,335	726.2	303.46	58.27	-54.98
Comprehensive Income & Other	47.37	-	-	-	-	158.04
Total Common Equity	2,524	2,256	1,637	1,214	299.46	278.05
Minority Interest	0.02	0.01	0	-0	-	-
Shareholders' Equity	2,524	2,256	1,637	1,214	299.46	278.05
Total Liabilities & Equity	17,033	14,244	10,853	6,006	3,870	1,952
Total Debt	12,739	10,095	7,750	4,166	3,216	1,325
Net Cash (Debt)	-11,026	-9,537	-6,995	-3,738	-2,788	-1,025
Net Cash Per Share	-5.07	-4.45	-3.50	-99.87	-77.97	-29.28
Filing Date Shares Outstanding	2,106	2,106	39.92	39.92	36.56	35
Total Common Shares Outstanding	2,106	2,106	39.92	39.92	36.56	35
Working Capital	5,937	2,346	6,009	700.12	544.88	238.04
Book Value Per Share	1.20	1.07	41.00	30.41	8.19	7.94
Tangible Book Value	2,070	1,796	1,145	722.36	286.94	269.87
Tangible Book Value Per Share	0.98	0.85	28.69	18.10	7.85	7.71