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U Consumer Finance S.A.E. (EGX:VALU)
Egypt flag Egypt · Delayed Price · Currency is EGP
10.59
-0.22 (-2.04%)
At close: Sep 14, 2026

U Consumer Finance S.A.E. Ratios and Metrics

Millions EGP. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
22,30619,800----
Market Cap Growth
46.47%-----

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
25.4925.90----
PS Ratio
15.1317.00----
PB Ratio
8.108.78----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
5.584.474.743.4310.744.77
Net Debt / Equity Ratio
4.924.234.273.089.313.69
Net Debt / FCF Ratio
-1.24-1.18-0.84-0.65-1.28-1.09
Quick Ratio
1.201.152.401.111.101.12
Current Ratio
1.501.222.541.161.181.15
Asset Turnover
0.090.090.090.150.15-
Return on Equity (ROE)
39.69%39.27%29.66%31.29%7.57%-
Return on Assets (ROA)
5.54%6.09%5.01%4.79%0.75%-
Return on Invested Capital (ROIC)
4.08%5.89%2.22%4.91%-0.27%0.89%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
4.08%3.86%----
FCF Yield
-49.13%-40.71%----
Payout Ratio
-4.99%----
Buyback Yield / Dilution
-9.16%-7.48%-5232.26%-4.70%-2.15%-