U Consumer Finance S.A.E. (EGX:VALU)

U Consumer Finance S.A.E. Ratios and Metrics

Market cap in millions EGP. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 20, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	5.28	4.74	3.43	10.74	4.77
Net Debt / Equity Ratio	4.26	4.27	3.08	9.31	3.69
Net Debt / FCF Ratio	-1.01	-0.83	-0.65	-1.28	-1.09
Quick Ratio	3.03	2.40	1.11	1.10	1.12
Current Ratio	3.10	2.54	1.16	1.18	1.15
Asset Turnover	-	0.07	0.15	0.15	-
Return on Equity (ROE)	-	29.66%	31.29%	7.57%	-
Return on Assets (ROA)	-	5.01%	4.79%	0.75%	-
Return on Invested Capital (ROIC)	3.94%	2.22%	4.91%	-0.27%	0.89%
Buyback Yield / Dilution	-	-6.64%	-4.70%	-2.15%	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.