U Consumer Finance S.A.E. Statistics
Total Valuation
EGX:VALU has a market cap or net worth of EGP 17.88 billion.
| Market Cap | 17.88B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, November 12, 2025.
| Earnings Date | Nov 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
EGX:VALU has 2.11 billion shares outstanding. The number of shares has increased by 5,791.65% in one year.
| Current Share Class | 2.11B |
| Shares Outstanding | 2.11B |
| Shares Change (YoY) | +5,791.65% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.91% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 32.19 and the forward PE ratio is 18.87. EGX:VALU's PEG ratio is 0.36.
| PE Ratio | 32.19 |
| Forward PE | 18.87 |
| PS Ratio | 17.88 |
| PB Ratio | 9.76 |
| P/TBV Ratio | 13.06 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.36 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.52, with a Debt / Equity ratio of 5.26.
| Current Ratio | 2.52 |
| Quick Ratio | 2.38 |
| Debt / Equity | 5.26 |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.04 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, EGX:VALU has paid 139.37 million in taxes.
| Income Tax | 139.37M |
| Effective Tax Rate | 20.06% |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 7.80 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 69.92 |
| Average Volume (20 Days) | 2,295,052 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, EGX:VALU had revenue of EGP 1.00 billion and earned 555.51 million in profits. Earnings per share was 0.26.
| Revenue | 1.00B |
| Gross Profit | 959.88M |
| Operating Income | 354.48M |
| Pretax Income | 694.89M |
| Net Income | 555.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.26 |
Balance Sheet
The company has 1.57 billion in cash and 9.63 billion in debt, giving a net cash position of -8.06 billion or -3.83 per share.
| Cash & Cash Equivalents | 1.57B |
| Total Debt | 9.63B |
| Net Cash | -8.06B |
| Net Cash Per Share | -3.83 |
| Equity (Book Value) | 1.83B |
| Book Value Per Share | 0.87 |
| Working Capital | 7.40B |
Cash Flow
In the last 12 months, operating cash flow was -9.17 billion and capital expenditures -132.89 million, giving a free cash flow of -9.30 billion.
| Operating Cash Flow | -9.17B |
| Capital Expenditures | -132.89M |
| Free Cash Flow | -9.30B |
| FCF Per Share | -4.42 |
Margins
Gross margin is 95.98%, with operating and profit margins of 35.44% and 55.55%.
| Gross Margin | 95.98% |
| Operating Margin | 35.44% |
| Pretax Margin | 69.48% |
| Profit Margin | 55.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
EGX:VALU does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 6.87% |
| Buyback Yield | -5,791.65% |
| Shareholder Yield | -5,791.65% |
| Earnings Yield | 3.11% |
| FCF Yield | -52.02% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |