Banco Comercial Português, S.A. (ELI:BCP)
Portugal flag Portugal · Delayed Price · Currency is EUR
1.145
-0.001 (-0.13%)
Nov 13, 2026, 4:35 PM WET

Banco Comercial Português Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,7363,5933,3603,4742,5562,004
Revenue Growth
-13.66%6.95%-3.28%35.92%27.53%15.10%
Net Income
1,084986.15872.75819.05160.39101.08
Earnings Per Share
0.070.070.060.050.010.01
EPS Growth
-5.28%14.30%7.31%419.11%55.02%-30.78%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Mozambique
176.28222.33-
Portugal - Companies and Corporate
380.81327.6204.18
Portugal - Private Banking
82.0983.69-
Poland - Other
133.08-75.12-
Portugal - Other
-139.8-148.65-
Poland - Retail Banking
1,2081,255-
Poland - Companies and Corporate
234.66212.52-
Portugal - Retail Banking
1,5061,5461,287
Total
3,5813,4243,457

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,4872,5793,3282,0081,8242,318
Total Debt
5,8577,7586,9406,4185,87214,594
Net Cash (Debt)
-369.78-5,179-3,613-4,410-4,048-12,276
Net Cash Growth
------
Net Cash Per Share
-0.03-0.35-0.24-0.29-0.27-0.81

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,2952,410-953.06286.153,836
Capital Expenditures
--151.29-162.1-124.88-126.19-80.46
Free Cash Flow
-3,1432,248-1,078159.963,755
Free Cash Flow Growth
-39.83%---95.74%10.25%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.01%27.44%25.97%23.58%6.28%5.04%
FCF Margin
-87.48%66.91%-31.03%6.26%187.39%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0340.0340.0300.017-0.001
Dividend Per Share Growth
14.67%14.67%76.47%---
Dividend Yield
3.01%3.84%6.46%6.19%-0.64%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.3213.458.055.0613.8021.07
Forward PE
12.3912.017.685.405.167.58
P/FCF Ratio
-4.223.12-13.830.57
PS Ratio
4.443.692.091.190.871.06