Banco Comercial Português, S.A. (ELI:BCP)
Portugal flag Portugal · Delayed Price · Currency is EUR
1.080
+0.015 (1.41%)
Aug 3, 2026, 4:35 PM WET

Banco Comercial Português Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,8192,9842,6492,6501,4911,273
Revenue Growth
13.45%12.68%-0.07%77.72%17.12%-10.03%
Net Income
1,3241,019906.38856.05197.39138.08
Earnings Per Share
0.090.070.060.050.010.01
EPS Growth
17.07%13.79%7.41%440.00%42.86%-30.00%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Portugal - Retail Banking
1,5061,5461,287
Portugal - Companies and Corporate
380.81327.6204.18
Portugal - Private Banking
82.0983.69-
Portugal - Other
-139.8-148.65-
Poland - Retail Banking
1,2081,255-
Poland - Companies and Corporate
234.66212.52-
Poland - Other
133.08-75.12-
Mozambique
176.28222.33-
Total
3,5813,4243,457

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
3,5044,2765,8404,8836,2358,158
Total Debt
5,2245,3054,9564,1102,8153,583
Net Cash (Debt)
-5,224-5,305-4,956-4,110-2,815-3,583
Net Cash Growth
------
Net Cash Per Share
-0.35-0.36-0.33-0.27-0.19-0.24

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,6373,5785,5683,9721,0354,412
Capital Expenditures
-154.58-151.29-162.1-124.88-126.19-80.46
Free Cash Flow
-1,7913,4275,4063,848908.534,331
Free Cash Flow Growth
--36.60%40.49%323.49%-79.02%45.65%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
53.66%52.59%50.65%56.14%28.05%12.39%
Profit Margin
67.94%38.89%37.77%76.41%48.46%28.38%
FCF Margin
-46.90%114.83%204.08%145.17%60.92%340.15%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0340.0340.0300.017-0.001
Dividend Per Share Growth
14.67%14.67%76.47%---
Dividend Yield
3.23%3.34%3.66%0.00%0.61%0.00%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.1513.588.015.0814.6420.13
Forward PE
12.4912.017.685.405.167.58
P/FCF Ratio
15.673.911.301.082.440.49
PS Ratio
4.324.492.651.561.481.67