Banco Comercial Português Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,301	4,379	4,716	4,371	2,737	1,709
Interest Income on Investments	0.78	0.8	1.02	1.78	10.09	0.94
Total Interest Income	4,301	4,380	4,717	4,373	2,747	1,710
Interest Paid on Deposits	1,385	1,481	1,885	1,546	587.46	120.52
Net Interest Income	2,916	2,899	2,832	2,828	2,160	1,590
Net Interest Income Growth (YoY)	2.08%	2.37%	0.15%	30.91%	35.88%	3.46%
Gain (Loss) on Sale of Assets	18.64	19.05	22.7	10.27	10.45	2.37
Gain (Loss) on Sale of Investments	39.87	17.95	9.27	120.75	15.09	49.08
Other Non-Interest Income	958.41	922.6	711.32	763.19	671.21	719.68
Total Non-Interest Income	1,017	959.6	743.29	894.22	696.76	767.41
Non-Interest Income Growth (YoY)	27.93%	29.10%	-16.88%	28.34%	-9.21%	6.86%
Revenues Before Loan Losses	3,933	3,858	3,575	3,722	2,857	2,357
Provision for Loan Losses	247.07	265.09	215.2	247.99	300.83	352.83
Revenue	3,686	3,593	3,360	3,474	2,556	2,004
Revenue Growth (YoY)	7.36%	6.95%	-3.28%	35.92%	27.53%	15.10%
Salaries and Employee Benefits	756.55	748.78	698.5	609.76	562.58	563.27
Occupancy Expenses	157.35	155.73	144.8	137.5	-	137.16
Amortization of Goodwill & Intangibles	-	-	-	-	139.25	-
Selling, General & Administrative	472.24	466.92	440.47	393.25	352.96	324.17
Other Non-Interest Expense	144.44	161.82	113.49	73.46	65.82	99.6
Total Non-Interest Expense	1,465	1,470	1,343	1,163	1,139	1,120
EBT Excluding Unusual Items	2,221	2,123	2,017	2,311	1,417	883.67
Asset Writedown	0.93	0.05	-0.18	-	-	-
Legal Settlements	-504.93	-504.93	-583.68	-781.93	-567.37	-634.59
Other Unusual Items	-25	-28.32	-81.52	-34.43	-325.87	-6.85
Pretax Income	1,671	1,569	1,341	1,488	418.35	157.74
Income Tax Expense	433.38	408.68	341.25	537.37	304.32	203.63
Earnings From Continuing Operations	1,238	1,161	1,000	950.46	114.03	-45.89
Earnings From Discontinued Operations	-	-	0.32	-2.85	5.54	70.88
Minority Interest in Earnings	-156.86	-142.08	-94.11	-91.56	77.82	113.09
Net Income	1,081	1,019	906.38	856.05	197.39	138.08
Preferred Dividends & Other Adjustments	32.5	32.5	33.63	37	37	37
Net Income to Common	1,048	986.15	872.75	819.05	160.39	101.08
Net Income Growth	18.07%	12.39%	5.88%	333.69%	42.95%	-24.55%
Basic Shares Outstanding	12,092	14,939	15,114	15,114	15,114	15,114
Diluted Shares Outstanding	12,092	14,939	15,114	15,114	15,114	15,114
Shares Change (YoY)	-4.03%	-1.16%	-	-	-	-
EPS (Basic)	0.09	0.07	0.06	0.05	0.01	0.01
EPS (Diluted)	0.09	0.07	0.06	0.05	0.01	0.01
EPS Growth	23.70%	14.30%	7.31%	419.11%	55.02%	-30.78%
Dividend Per Share	0.034	0.034	0.030	0.017	-	0.001
Dividend Growth	14.67%	14.67%	76.47%	-	-	-
Effective Tax Rate	25.93%	26.04%	25.44%	36.12%	72.74%	129.09%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.