Banco Comercial Português, S.A. (ELI:BCP)

Banco Comercial Português Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	798.26	854.7	917.33	1,026	806.49	963.56
Investment Securities	44,416	41,836	35,488	30,164	22,303	22,646
Trading Asset Securities	2,241	1,282	1,985	982	1,018	1,179
Total Investments	46,657	43,118	37,473	31,146	23,321	23,825
Gross Loans	61,455	59,242	55,951	55,141	56,255	57,070
Allowance for Loan Losses	-1,351	-1,316	-1,487	-1,583	-1,502	-1,849
Other Adjustments to Gross Loans	-0.09	-	-	-	-	-
Net Loans	60,104	57,926	54,465	53,559	54,752	55,221
Property, Plant & Equipment	564.58	581.85	619.15	606.45	574.7	600.72
Goodwill	45	45.77	45.24	44.52	41.34	147.5
Other Intangible Assets	278.72	276.91	230.73	178.58	141.35	108.71
Investments in Real Estate	5.1	5.01	24.18	39.1	15.22	2.87
Accrued Interest Receivable	97.57	83.18	84.65	80.09	69.61	69.35
Other Receivables	658.53	700.17	670.55	293.44	333.59	346.5
Restricted Cash	3,250	3,447	4,962	3,857	5,429	7,332
Other Current Assets	215.46	201.97	175.12	178.41	120.01	468.88
Long-Term Deferred Tax Assets	1,502	1,744	2,253	2,554	2,939	2,688
Other Real Estate Owned & Foreclosed	156.64	162.27	188.01	153.49	469.86	748.32
Other Long-Term Assets	466.86	186.07	36.2	654.66	863.85	382.33
Total Assets	114,800	109,333	102,144	94,371	89,877	92,905

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	50.28	56.18	80.93	57.65	35.65	39.35
Accrued Expenses	70.34	64.24	63.02	58.02	59.9	55.97
Interest Bearing Deposits	37,993	37,130	36,617	32,454	26,973	20,367
Non-Interest Bearing Deposits	55,261	52,652	47,460	45,202	48,841	49,153
Total Deposits	93,254	89,782	84,076	77,656	75,813	69,520
Short-Term Borrowings	251.06	514.38	359.92	422.33	625.8	701.63
Current Portion of Long-Term Debt	-	-	-	0.31	2.01	1,035
Current Portion of Leases	20.49	21.77	21.99	20.73	20.4	22.25
Current Income Taxes Payable	70.79	86.35	136.01	197.09	23.68	20.43
Accrued Interest Payable	173.07	158.79	140.79	169.84	163.84	148.52
Other Current Liabilities	507.54	361	513.89	631.12	565.39	373.43
Long-Term Debt	8,357	7,053	6,371	5,779	5,059	12,646
Long-Term Leases	162.35	168.57	187.12	194.99	164.76	189.1
Long-Term Unearned Revenue	13.51	12.96	12.07	10.42	10.16	9.54
Long-Term Deferred Tax Liabilities	6.8	5.82	7.43	8.8	11.71	16.93
Other Long-Term Liabilities	2,300	1,986	1,980	1,874	1,384	1,065
Total Liabilities	105,238	100,272	93,951	87,080	83,940	85,843

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,000	3,000	3,000	3,000	3,000	4,725
Additional Paid-In Capital	16.47	16.47	16.47	16.47	16.47	16.47
Retained Earnings	1,112	1,483	1,291	1,172	465.92	397.61
Treasury Stock	-32.14	-	-	-	-	-
Comprehensive Income & Other	3,803	3,313	2,788	2,114	1,672	980.3
Total Common Equity	7,899	7,813	7,095	6,303	5,155	6,119
Minority Interest	1,662	1,248	1,098	987.43	782.11	942.67
Shareholders' Equity	9,562	9,061	8,193	7,290	5,937	7,062
Total Liabilities & Equity	114,800	109,333	102,144	94,371	89,877	92,905

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8,791	7,758	6,940	6,418	5,872	14,594
Net Cash (Debt)	-5,207	-5,179	-3,613	-4,410	-4,048	-12,276
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.35	-0.35	-0.24	-0.29	-0.27	-0.81
Filing Date Shares Outstanding	14,772	14,805	15,114	15,114	15,114	15,114
Total Common Shares Outstanding	14,772	14,805	15,114	15,114	15,114	15,114
Book Value Per Share	0.51	0.50	0.44	0.39	0.31	0.40
Tangible Book Value	7,576	7,491	6,819	6,080	4,972	5,863
Tangible Book Value Per Share	0.49	0.48	0.42	0.38	0.30	0.39

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 20, 2026

Data Sources Report a data error