Banco Comercial Português, S.A. (ELI:BCP)

Banco Comercial Português Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,941	917.33	1,026	806.49	963.56	842.39
Investment Securities	41,361	35,858	30,164	22,303	22,646	20,171
Trading Asset Securities	1,409	1,985	982	1,018	1,179	1,404
Total Investments	42,770	37,842	31,146	23,321	23,825	21,575
Gross Loans	57,402	55,620	55,141	56,255	57,070	54,786
Allowance for Loan Losses	-	-1,487	-1,583	-1,502	-1,849	-2,037
Net Loans	57,402	54,134	53,559	54,752	55,221	52,750
Property, Plant & Equipment	571.8	619.15	606.45	574.7	600.72	640.83
Goodwill	-	45.24	44.52	41.34	147.5	148.2
Other Intangible Assets	297.04	230.73	178.58	141.35	108.71	97.75
Investments in Real Estate	14.4	24.18	39.1	15.22	2.87	7.91
Accrued Interest Receivable	-	84.65	80.09	69.61	69.35	64.32
Other Receivables	21.77	277.15	293.44	333.59	346.5	359.65
Restricted Cash	-	4,923	3,857	5,429	7,332	5,003
Other Current Assets	69.25	142.85	178.41	120.01	468.88	414.48
Long-Term Deferred Tax Assets	1,873	2,253	2,554	2,939	2,688	2,634
Other Real Estate Owned & Foreclosed	-	157.73	153.49	469.86	748.32	978.46
Other Long-Term Assets	1,977	492.16	654.66	863.85	382.33	198.41
Total Assets	108,937	102,144	94,371	89,877	92,905	85,715
Accounts Payable	-	56.9	57.65	35.65	39.35	31.72
Accrued Expenses	-	59.58	58.02	59.9	55.97	59.08
Interest Bearing Deposits	87,785	83,882	32,454	26,973	20,367	20,697
Non-Interest Bearing Deposits	-	193.97	45,202	48,841	49,153	42,920
Total Deposits	87,785	84,076	77,656	75,813	69,520	63,617
Short-Term Borrowings	38.81	359.92	422.33	625.8	701.63	693.27
Current Portion of Long-Term Debt	-	-	0.31	2.01	1,035	500.72
Current Portion of Leases	-	21.99	20.73	20.4	22.25	25.31
Current Income Taxes Payable	76.79	136.01	197.09	23.68	20.43	14.83
Accrued Interest Payable	-	193.97	169.84	163.84	148.52	142.75
Other Current Liabilities	264.82	513.89	631.12	565.39	373.43	379.2
Long-Term Debt	5,614	6,371	5,779	5,059	12,646	11,715
Long-Term Leases	-	187.12	194.99	164.76	189.1	213.56
Long-Term Unearned Revenue	-	12.07	10.42	10.16	9.54	14.37
Long-Term Deferred Tax Liabilities	7.38	7.43	8.8	11.71	16.93	7.24
Other Long-Term Liabilities	6,448	1,955	1,874	1,384	1,065	915.31
Total Liabilities	100,235	93,951	87,080	83,940	85,843	78,329
Common Stock	3,000	3,000	3,000	3,000	4,725	4,725
Additional Paid-In Capital	16.47	16.47	16.47	16.47	16.47	16.47
Retained Earnings	1,241	1,291	1,172	465.92	397.61	437.48
Treasury Stock	-200	-	-	-	-	-0.04
Comprehensive Income & Other	3,438	2,788	2,114	1,672	980.3	1,042
Total Common Equity	7,495	7,095	6,303	5,155	6,119	6,221
Minority Interest	1,206	1,098	987.43	782.11	942.67	1,165
Shareholders' Equity	8,702	8,193	7,290	5,937	7,062	7,386
Total Liabilities & Equity	108,937	102,144	94,371	89,877	92,905	85,715
Total Debt	5,653	6,940	6,418	5,872	14,594	13,148
Net Cash (Debt)	-303.13	-3,939	-4,410	-4,048	-12,276	-10,517
Net Cash Per Share	-0.02	-0.26	-0.29	-0.27	-0.81	-0.70
Filing Date Shares Outstanding	24,625	15,114	15,114	15,114	15,114	15,114
Total Common Shares Outstanding	24,625	15,114	15,114	15,114	15,114	15,114
Book Value Per Share	0.29	0.44	0.39	0.31	0.40	0.41
Tangible Book Value	7,198	6,819	6,080	4,972	5,863	5,975
Tangible Book Value Per Share	0.28	0.42	0.38	0.30	0.39	0.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.