Raize - Instituição de Pagamentos, S.A. (ELI:MLRZE)

Portugal · Delayed Price · Currency is EUR

1.550

+0.050 (3.33%)

Sep 18, 2026, 10:30 AM WET

ELI:MLRZE Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	8	4	3	3	4	6
Market Cap Growth	106.67%	47.27%	1.85%	-32.92%	-37.60%	59.26%
Enterprise Value	-1	2	1	-0	2	4
Last Close Price	1.55	0.81	0.55	0.54	0.81	1.29

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	345.50	180.55	-	-	404.12	104.21
PS Ratio	5.06	2.64	2.13	2.20	7.34	5.88
PB Ratio	3.33	1.74	9.23	8.23	7.33	15.29
P/TBV Ratio	4.39	2.29	26.29	17.26	7.35	20.12
P/FCF Ratio	2.54	1.33	5.34	-	32.24	15.24
P/OCF Ratio	2.34	1.22	5.10	-	31.04	15.03

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	-	1.17	0.68	-	3.85	3.70
EV/EBITDA Ratio	-	193.19	11.80	-	67.31	45.25
EV/EBIT Ratio	-	223.35	12.23	-	76.87	48.73
EV/FCF Ratio	-	0.59	1.70	-	16.92	9.59

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.00	0.00	0.35	0.61	0.58	0.13
Debt / EBITDA Ratio	0.10	0.10	0.79	0.63	3.60	0.38
Debt / FCF Ratio	0.00	0.00	0.20	-	2.57	0.13
Net Debt / Equity Ratio	-3.56	-3.56	-7.60	-5.81	-5.16	-4.69
Net Debt / EBITDA Ratio	-897.25	-897.25	-30.45	22.95	-90.26	-22.09
Net Debt / FCF Ratio	-2.72	-2.72	-4.40	1.87	-22.68	-4.68
Asset Turnover	0.23	0.23	0.40	0.34	0.14	0.33
Quick Ratio	18.40	18.40	4.68	4.42	9.68	43.18
Current Ratio	18.40	18.40	4.68	4.42	9.68	43.18
Return on Equity (ROE)	1.71%	1.71%	-9.67%	-10.94%	2.05%	15.53%
Return on Assets (ROA)	0.07%	0.07%	1.39%	-2.00%	0.43%	1.57%
Return on Capital Employed (ROCE)	0.10%	0.10%	2.60%	-4.60%	0.70%	2.30%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 17, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	0.29%	0.55%	-1.10%	-1.78%	0.25%	0.96%
FCF Yield	39.31%	75.23%	18.73%	-37.76%	3.10%	6.56%
Buyback Yield / Dilution	-	-65.09%	36.88%	4.04%	-	-