Raize - Instituição de Pagamentos, S.A. (ELI:MLRZE)

ELI:MLRZE Statistics

Total Valuation

ELI:MLRZE has a market cap or net worth of EUR 7.10 million. The enterprise value is -1.19 million.

Market Cap	7.10M
Enterprise Value	-1.19M

Important Dates

The last earnings date was Monday, February 23, 2026.

Earnings Date	Feb 23, 2026
Ex-Dividend Date	n/a

Share Statistics

ELI:MLRZE has 5.00 million shares outstanding.

Current Share Class	5.00M
Shares Outstanding	5.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	4.85%
Owned by Institutions (%)	n/a
Float	2.30M

Valuation Ratios

The trailing PE ratio is 316.53.

PE Ratio	316.53
Forward PE	n/a
PS Ratio	4.75
PB Ratio	3.05
P/TBV Ratio	4.02
P/FCF Ratio	2.33
P/OCF Ratio	2.14
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-53.16
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	-0.39

Financial Position

The company has a current ratio of 1,225.69, with a Debt / Equity ratio of 0.00.

Current Ratio	1,225.69
Quick Ratio	1,225.69
Debt / Equity	0.00
Debt / EBITDA	0.64
Debt / FCF	0.00
Interest Coverage	0.81

Financial Efficiency

Return on equity (ROE) is 1.71% and return on invested capital (ROIC) is 0.36%.

Return on Equity (ROE)	1.71%
Return on Assets (ROA)	0.07%
Return on Invested Capital (ROIC)	0.36%
Return on Capital Employed (ROCE)	0.08%
Weighted Average Cost of Capital (WACC)	4.03%
Revenue Per Employee	114,908
Profits Per Employee	1,725
Employee Count	13
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

In the past 12 months, ELI:MLRZE has paid 10,681 in taxes.

Income Tax	10,681
Effective Tax Rate	32.26%

Stock Price Statistics

The stock price has increased by +89.33% in the last 52 weeks. The beta is -0.06, so ELI:MLRZE's price volatility has been lower than the market average.

Beta (5Y)	-0.06
52-Week Price Change	+89.33%
50-Day Moving Average	1.21
200-Day Moving Average	0.89
Relative Strength Index (RSI)	61.76
Average Volume (20 Days)	6,541

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ELI:MLRZE had revenue of EUR 1.49 million and earned 22,431 in profits.

Revenue	1.49M
Gross Profit	702,811
Operating Income	7,994
Pretax Income	33,112
Net Income	22,431
EBITDA	10,556
EBIT	7,994
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 8.30 million in cash and 6,771 in debt, with a net cash position of 8.29 million or 1.66 per share.

Cash & Cash Equivalents	8.30M
Total Debt	6,771
Net Cash	8.29M
Net Cash Per Share	1.66
Equity (Book Value)	2.33M
Book Value Per Share	n/a
Working Capital	8.29M

Cash Flow

In the last 12 months, operating cash flow was 3.32 million and capital expenditures -270,692, giving a free cash flow of 3.05 million.

Operating Cash Flow	3.32M
Capital Expenditures	-270,692
Depreciation & Amortization	2,562
Net Borrowing	-33,344
Free Cash Flow	3.05M
FCF Per Share	0.61

Margins

Gross margin is 47.05%, with operating and profit margins of 0.54% and 1.50%.

Gross Margin	47.05%
Operating Margin	0.54%
Pretax Margin	2.22%
Profit Margin	1.50%
EBITDA Margin	0.71%
EBIT Margin	0.54%
FCF Margin	203.96%

Dividends & Yields

ELI:MLRZE does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	0.32%
FCF Yield	42.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5