Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)
101.98
+0.86 (0.85%)
Sep 26, 2025, 5:17 PM CET
EPA:CIV Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 783.65 | 813.05 | 671.92 | - | 282.29 | 258.62 | Upgrade |
Interest Income on Investments | 54.82 | 53.3 | 43.99 | - | 25.14 | 9.42 | Upgrade |
Total Interest Income | 838.46 | 866.35 | 715.91 | - | 307.43 | 268.03 | Upgrade |
Interest Paid on Deposits | 701.64 | 729.01 | 579.98 | - | 128.86 | 131.48 | Upgrade |
Net Interest Income | 136.82 | 137.34 | 135.93 | 311.41 | 178.56 | 136.55 | Upgrade |
Net Interest Income Growth (YoY) | -0.33% | 1.04% | -56.35% | 74.40% | 30.76% | -13.83% | Upgrade |
Income From Trading Activities | -0.08 | -1.26 | 0.4 | - | -2.14 | -1 | Upgrade |
Gain (Loss) on Sale of Assets | -0 | -0.01 | -0.1 | - | -0.04 | -0.08 | Upgrade |
Gain (Loss) on Sale of Investments | 0.81 | 3.51 | 0.08 | - | 0.22 | -1.08 | Upgrade |
Other Non-Interest Income | 142.82 | 144.14 | 150.45 | - | 101.9 | 90.58 | Upgrade |
Total Non-Interest Income | 143.54 | 146.37 | 150.83 | - | 99.94 | 88.43 | Upgrade |
Non-Interest Income Growth (YoY) | -9.89% | -2.96% | - | - | 13.02% | -14.90% | Upgrade |
Revenues Before Loan Losses | 280.37 | 283.71 | 286.76 | 311.41 | 278.51 | 224.98 | Upgrade |
Provision for Loan Losses | 14.72 | 19.13 | 30.68 | - | 21.92 | 32.09 | Upgrade |
265.65 | 264.58 | 256.08 | 311.41 | 256.59 | 192.89 | Upgrade | |
Revenue Growth (YoY) | -1.40% | 3.32% | -17.77% | 21.37% | 33.02% | -21.95% | Upgrade |
Occupancy Expenses | 10.06 | 9.87 | 9.57 | - | 9.73 | 12.06 | Upgrade |
Selling, General & Administrative | 0.3 | 0.3 | 5.43 | - | 0.26 | 0.26 | Upgrade |
Other Non-Interest Expense | 190.57 | 184.89 | 173.8 | 224.18 | 165.06 | 149.75 | Upgrade |
Total Non-Interest Expense | 200.92 | 195.05 | 188.8 | 224.18 | 175.05 | 162.07 | Upgrade |
EBT Excluding Unusual Items | 64.73 | 69.53 | 67.28 | 87.24 | 81.54 | 30.82 | Upgrade |
Asset Writedown | - | - | - | - | -0.28 | 0.09 | Upgrade |
Pretax Income | 64.73 | 69.53 | 67.28 | 87.24 | 81.26 | 30.91 | Upgrade |
Income Tax Expense | 3.97 | 5.18 | 6.71 | 13.48 | 19.75 | 10.09 | Upgrade |
Net Income | 60.76 | 64.36 | 60.57 | 73.76 | 61.51 | 20.82 | Upgrade |
Net Income to Common | 60.76 | 64.36 | 60.57 | 73.76 | 61.51 | 20.82 | Upgrade |
Net Income Growth | -18.58% | 6.24% | -17.88% | 19.92% | 195.46% | -66.88% | Upgrade |
Basic Shares Outstanding | 6 | 6 | - | - | 6 | 6 | Upgrade |
Diluted Shares Outstanding | 6 | 6 | - | - | 6 | 6 | Upgrade |
Shares Change (YoY) | 0.48% | - | - | - | 0.01% | -0.04% | Upgrade |
EPS (Basic) | 10.03 | 10.67 | - | - | 10.16 | 3.44 | Upgrade |
EPS (Diluted) | 10.03 | 10.67 | - | - | 10.16 | 3.44 | Upgrade |
EPS Growth | -18.97% | - | - | - | 195.44% | -66.87% | Upgrade |
Dividend Per Share | 3.080 | 3.080 | 2.670 | 2.390 | 2.170 | 1.880 | Upgrade |
Dividend Growth | 15.36% | 15.36% | 11.71% | 10.14% | 15.43% | -29.85% | Upgrade |
Effective Tax Rate | 6.13% | 7.44% | 9.97% | 15.45% | 24.30% | 32.65% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.