Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)

France · Delayed Price · Currency is EUR

112.00

+0.80 (0.72%)

At close: Jan 30, 2026

EPA:CIV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	783.65	813.05	671.92	-	282.29	258.62
Interest Income on Investments	54.82	53.3	43.99	-	25.14	9.42
Total Interest Income	838.46	866.35	715.91	-	307.43	268.03
Interest Paid on Deposits	701.64	729.01	579.98	-	128.86	131.48
Net Interest Income	136.82	137.34	135.93	311.41	178.56	136.55
Net Interest Income Growth (YoY)	-0.33%	1.04%	-56.35%	74.40%	30.76%	-13.83%
Income From Trading Activities	-0.08	-1.26	0.4	-	-2.14	-1
Gain (Loss) on Sale of Assets	-0	-0.01	-0.1	-	-0.04	-0.08
Gain (Loss) on Sale of Investments	0.81	3.51	0.08	-	0.22	-1.08
Other Non-Interest Income	142.82	144.14	150.45	-	101.9	90.58
Total Non-Interest Income	143.54	146.37	150.83	-	99.94	88.43
Non-Interest Income Growth (YoY)	-9.89%	-2.96%	-	-	13.02%	-14.90%
Revenues Before Loan Losses	280.37	283.71	286.76	311.41	278.51	224.98
Provision for Loan Losses	14.72	19.13	30.68	-	21.92	32.09
Revenue	265.65	264.58	256.08	311.41	256.59	192.89
Revenue Growth (YoY)	-1.40%	3.32%	-17.77%	21.37%	33.02%	-21.95%
Occupancy Expenses	10.06	9.87	9.57	-	9.73	12.06
Selling, General & Administrative	0.3	0.3	5.43	-	0.26	0.26
Other Non-Interest Expense	190.57	184.89	173.8	224.18	165.06	149.75
Total Non-Interest Expense	200.92	195.05	188.8	224.18	175.05	162.07
EBT Excluding Unusual Items	64.73	69.53	67.28	87.24	81.54	30.82
Asset Writedown	-	-	-	-	-0.28	0.09
Pretax Income	64.73	69.53	67.28	87.24	81.26	30.91
Income Tax Expense	3.97	5.18	6.71	13.48	19.75	10.09
Net Income	60.76	64.36	60.57	73.76	61.51	20.82
Net Income to Common	60.76	64.36	60.57	73.76	61.51	20.82
Net Income Growth	-18.58%	6.24%	-17.88%	19.92%	195.46%	-66.88%
Basic Shares Outstanding	6	6	-	-	6	6
Diluted Shares Outstanding	6	6	-	-	6	6
Shares Change (YoY)	0.48%	-	-	-	0.01%	-0.04%
EPS (Basic)	10.03	10.67	-	-	10.16	3.44
EPS (Diluted)	10.03	10.67	-	-	10.16	3.44
EPS Growth	-18.97%	-	-	-	195.44%	-66.87%
Dividend Per Share	3.080	3.080	2.670	2.390	2.170	1.880
Dividend Growth	15.36%	15.36%	11.71%	10.14%	15.43%	-29.85%
Effective Tax Rate	6.13%	7.44%	9.97%	15.45%	24.30%	32.65%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.