Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)

EPA:CIV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	59.84	43.88	44.11	56.75	-	1,364
Investment Securities	3,336	3,187	2,821	2,287	-	2,274
Trading Asset Securities	143.62	158.62	267.32	243.06	-	109.8
Total Investments	3,480	3,346	3,089	2,530	-	2,384
Gross Loans	17,821	17,835	17,688	17,077	-	13,882
Allowance for Loan Losses	-336.1	-335.7	-307.54	-295.13	-	-245.99
Net Loans	17,485	17,499	17,381	16,782	-	13,636
Property, Plant & Equipment	99.48	96.45	86.8	84.66	-	87.01
Other Intangible Assets	0.05	0	0	-	-	0
Investments in Real Estate	8.96	9.36	10.01	10.71	-	12.93
Accrued Interest Receivable	237.67	259.92	241.54	263.98	-	39.34
Other Receivables	63.78	62.37	70.45	66.6	-	165.49
Restricted Cash	-	13.4	10.49	-	-	14.5
Other Current Assets	-	-	-	-	-	2.55
Long-Term Deferred Tax Assets	-	-	-	-	-	46.95
Other Long-Term Assets	-	-	-	-	-	13.76
Total Assets	21,435	21,330	20,933	19,795	-	17,767

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	404.18	265.26	467.8	-	-
Accrued Expenses	-	44.86	43.14	67.03	-	49.63
Interest Bearing Deposits	13,894	13,808	13,605	12,968	-	10,878
Non-Interest Bearing Deposits	3,804	3,944	3,904	3,621	-	4,250
Total Deposits	17,698	17,752	17,509	16,588	-	15,127
Short-Term Borrowings	214.89	181.11	426.8	180.6	-	143.67
Current Portion of Long-Term Debt	-	-	-	-	-	10.03
Current Portion of Leases	-	-	-	-	-	1.17
Current Income Taxes Payable	5.57	0.45	0.43	0.55	-	-
Other Current Liabilities	35.49	50.62	57.82	58.59	-	26.59
Long-Term Debt	51.69	50.73	53.94	38.58	-	67.57
Long-Term Leases	-	-	-	-	-	3.64
Long-Term Unearned Revenue	556.06	-	-	-	-	73.57
Pension & Post-Retirement Benefits	2.67	1.55	2.16	2.42	-	2.6
Long-Term Deferred Tax Liabilities	-	-	-	-	-	0.03
Other Long-Term Liabilities	33.45	30.27	57.25	66.79	-	149.86
Total Liabilities	18,598	18,621	18,509	17,555	-	15,656

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	399.26	363.01	337.58	320.04	-	216.24
Additional Paid-In Capital	-	-	-	-	-	89.37
Retained Earnings	62.53	65.36	64.36	60.57	-	61.51
Treasury Stock	-	-	-	-	-	-1.63
Comprehensive Income & Other	2,375	2,281	2,022	1,859	-	1,746
Total Common Equity	2,837	2,709	2,424	2,239	-	2,111
Minority Interest	0.01	0.01	0.01	0.01	-	0.01
Shareholders' Equity	2,837	2,709	2,424	2,239	-	2,111
Total Liabilities & Equity	21,435	21,330	20,933	19,795	-	17,767

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	266.58	231.84	480.74	219.18	-	226.07
Net Cash (Debt)	-63.12	18.54	13.66	128.52	-	1,267
Net Cash Growth	-	35.75%	-89.37%	-	-	238.03%
Net Cash Per Share	-10.43	3.06	2.27	-	-	209.30
Filing Date Shares Outstanding	6.05	6.05	6.03	-	-	6.05
Total Common Shares Outstanding	6.05	6.05	6.03	-	-	6.05
Book Value Per Share	468.70	447.56	401.99	-	-	348.84
Tangible Book Value	2,837	2,709	2,424	2,239	-	2,111
Tangible Book Value Per Share	468.69	447.56	401.99	-	-	348.84

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 1, 2026

Data Sources Report a data error