Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)

EPA:CIV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	43.88	44.11	56.75	-	1,364
Investment Securities	3,187	2,821	2,287	-	2,274
Trading Asset Securities	158.62	267.32	243.06	-	109.8
Total Investments	3,346	3,089	2,530	-	2,384
Gross Loans	17,835	17,688	17,077	-	13,882
Allowance for Loan Losses	-335.7	-307.54	-295.13	-	-245.99
Net Loans	17,499	17,381	16,782	-	13,636
Property, Plant & Equipment	96.45	86.8	84.66	-	87.01
Other Intangible Assets	0	0	-	-	0
Investments in Real Estate	9.36	10.01	10.71	-	12.93
Accrued Interest Receivable	259.92	241.54	263.98	-	39.34
Other Receivables	62.37	70.45	66.6	-	165.49
Restricted Cash	13.4	10.49	-	-	14.5
Other Current Assets	-	-	-	-	2.55
Long-Term Deferred Tax Assets	-	-	-	-	46.95
Other Long-Term Assets	-	-	-	-	13.76
Total Assets	21,330	20,933	19,795	-	17,767
Accounts Payable	404.18	265.26	467.8	-	-
Accrued Expenses	44.86	43.14	67.03	-	49.63
Interest Bearing Deposits	13,808	13,605	12,968	-	10,878
Non-Interest Bearing Deposits	3,944	3,904	3,621	-	4,250
Total Deposits	17,752	17,509	16,588	-	15,127
Short-Term Borrowings	181.11	426.8	180.6	-	143.67
Current Portion of Long-Term Debt	-	-	-	-	10.03
Current Portion of Leases	-	-	-	-	1.17
Current Income Taxes Payable	0.45	0.43	0.55	-	-
Other Current Liabilities	50.62	57.82	58.59	-	26.59
Long-Term Debt	50.73	53.94	38.58	-	67.57
Long-Term Leases	-	-	-	-	3.64
Long-Term Unearned Revenue	-	-	-	-	73.57
Pension & Post-Retirement Benefits	1.55	2.16	2.42	-	2.6
Long-Term Deferred Tax Liabilities	-	-	-	-	0.03
Other Long-Term Liabilities	30.27	57.25	66.79	-	149.86
Total Liabilities	18,621	18,509	17,555	-	15,656
Common Stock	363.01	337.58	320.04	-	216.24
Additional Paid-In Capital	-	-	-	-	89.37
Retained Earnings	65.36	64.36	60.57	-	61.51
Treasury Stock	-	-	-	-	-1.63
Comprehensive Income & Other	2,281	2,022	1,859	-	1,746
Total Common Equity	2,709	2,424	2,239	-	2,111
Minority Interest	0.01	0.01	0.01	-	0.01
Shareholders' Equity	2,709	2,424	2,239	-	2,111
Total Liabilities & Equity	21,330	20,933	19,795	-	17,767
Total Debt	231.84	480.74	219.18	-	226.07
Net Cash (Debt)	18.54	13.66	128.52	-	1,267
Net Cash Growth	35.75%	-89.37%	-	-	238.03%
Net Cash Per Share	3.06	2.27	-	-	209.30
Filing Date Shares Outstanding	6.05	6.03	-	-	6.05
Total Common Shares Outstanding	6.05	6.03	-	-	6.05
Book Value Per Share	447.56	401.99	-	-	348.84
Tangible Book Value	2,709	2,424	2,239	-	2,111
Tangible Book Value Per Share	447.56	401.99	-	-	348.84

Source: S&P Global Market Intelligence. Banks template. Financial Sources.