Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)

France · Delayed Price · Currency is EUR

117.98

+2.64 (2.29%)

Apr 23, 2026, 5:29 PM CET

EPA:CIV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	724.98	813.05	671.92	-	282.29
Interest Income on Investments	54.16	53.3	43.99	-	25.14
Total Interest Income	779.14	866.35	715.91	-	307.43
Interest Paid on Deposits	640.95	729.01	579.98	-	128.86
Net Interest Income	138.19	137.34	135.93	311.41	178.56
Net Interest Income Growth (YoY)	0.61%	1.04%	-56.35%	74.40%	30.76%
Income From Trading Activities	0.24	-1.26	0.4	-	-2.14
Gain (Loss) on Sale of Assets	0	-0.01	-0.1	-	-0.04
Gain (Loss) on Sale of Investments	8.63	10.44	0.08	-	0.22
Other Non-Interest Income	151.66	137.2	150.45	-	101.9
Total Non-Interest Income	160.53	146.37	150.83	-	99.94
Non-Interest Income Growth (YoY)	9.67%	-2.96%	-	-	13.02%
Revenues Before Loan Losses	298.71	283.71	286.76	311.41	278.51
Provision for Loan Losses	23.57	19.13	30.68	-	21.92
Revenue	275.15	264.58	256.08	311.41	256.59
Revenue Growth (YoY)	3.99%	3.32%	-17.77%	21.37%	33.02%
Occupancy Expenses	9.02	9.87	9.57	-	9.73
Selling, General & Administrative	-	-	5.43	-	0.26
Other Non-Interest Expense	195.47	185.18	173.8	224.18	165.06
Total Non-Interest Expense	204.79	195.05	188.8	224.18	175.05
EBT Excluding Unusual Items	70.36	69.53	67.28	87.24	81.54
Asset Writedown	-	-	-	-	-0.28
Pretax Income	70.36	69.53	67.28	87.24	81.26
Income Tax Expense	5	5.18	6.71	13.48	19.75
Net Income	65.36	64.36	60.57	73.76	61.51
Net Income to Common	65.36	64.36	60.57	73.76	61.51
Net Income Growth	1.56%	6.24%	-17.88%	19.92%	195.46%
Basic Shares Outstanding	6	6	-	-	6
Diluted Shares Outstanding	6	6	-	-	6
Shares Change (YoY)	0.40%	-	-	-	0.01%
EPS (Basic)	10.80	10.67	-	-	10.16
EPS (Diluted)	10.80	10.67	-	-	10.16
EPS Growth	1.16%	-	-	-	195.44%
Dividend Per Share	3.270	3.080	2.670	2.390	2.170
Dividend Growth	6.17%	15.36%	11.71%	10.14%	15.43%
Effective Tax Rate	7.10%	7.44%	9.97%	15.45%	24.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.