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Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)
France flag France · Delayed Price · Currency is EUR
96.00
-3.00 (-3.03%)
Oct 21, 2026, 2:50 PM CEST

EPA:CIV Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
293.62275.15264.58256.08311.41256.59
Revenue Growth
6.71%3.99%3.32%-17.77%21.37%33.02%
Net Income
76.9265.3664.3660.5773.7661.51
Earnings Per Share
12.7110.8010.67--10.16
EPS Growth
17.69%1.16%---195.44%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
203.46250.38494.4347.69-1,493
Total Debt
266.58231.84480.74219.18-226.07
Net Cash (Debt)
-63.1218.5413.66128.52-1,267
Net Cash Growth
-35.75%-89.37%--238.03%
Net Cash Per Share
-10.433.062.27--209.30

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1.78-144.4615.7-621.94-864.64
Capital Expenditures
-20.43-19.15-8.63-6.52--9.48
Free Cash Flow
-18.65-163.67.08-628.46-855.16
Free Cash Flow Growth
-----869.14%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.20%23.76%24.32%23.65%23.69%23.97%
FCF Margin
-6.35%-59.46%2.67%-245.42%-333.29%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.2703.2703.0802.6702.3902.170
Dividend Per Share Growth
6.17%6.17%15.36%11.71%10.14%15.43%
Dividend Yield
3.41%3.10%4.47%4.99%5.76%3.14%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.799.786.465.953.936.79
P/FCF Ratio
--58.75--0.49
PS Ratio
2.042.321.571.410.931.63