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Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)
France flag France · Delayed Price · Currency is EUR
113.06
-2.94 (-2.53%)
Jul 31, 2026, 5:35 PM CET

EPA:CIV Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
275.15275.15264.58256.08311.41256.59
Revenue Growth
3.57%3.99%3.32%-17.77%21.37%33.02%
Net Income
65.3665.3664.3660.5773.7661.51
Earnings Per Share
10.8010.8010.67--10.16
EPS Growth
7.61%1.16%---195.44%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
250.38250.38494.4347.69-1,493
Total Debt
231.84231.84480.74219.18-226.07
Net Cash (Debt)
18.5418.5413.66128.52-1,267
Net Cash Growth
-90.02%35.75%-89.37%--238.03%
Net Cash Per Share
3.063.062.27--209.30

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-144.46-144.4615.7-621.94-864.64
Capital Expenditures
-19.15-19.15-8.63-6.52--9.48
Free Cash Flow
-163.6-163.67.08-628.46-855.16
Free Cash Flow Growth
-----869.14%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.76%23.76%24.32%23.65%23.69%23.97%
FCF Margin
-59.46%-59.46%2.67%-245.42%-333.29%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.2703.2703.0802.6702.3902.170
Dividend Per Share Growth
6.17%6.17%15.36%11.71%10.14%15.43%
Dividend Yield
2.89%3.18%4.77%4.99%5.76%3.78%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.479.786.465.953.936.79
P/FCF Ratio
--58.75--0.49
PS Ratio
2.492.321.571.410.931.63