Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV)

EPA:CIV Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	54.61	56.75	-	1,364	520.93
Investment Securities	2,821	2,287	-	2,274	2,469
Trading Asset Securities	267.32	243.06	-	109.8	212.3
Total Investments	3,089	2,530	-	2,384	2,681
Gross Loans	17,688	17,077	-	13,882	12,725
Allowance for Loan Losses	-307.54	-295.13	-	-245.99	-238.74
Net Loans	17,381	16,782	-	13,636	12,486
Property, Plant & Equipment	86.8	84.66	-	87.01	90.34
Other Intangible Assets	0	-	-	0	0.02
Investments in Real Estate	10.01	10.71	-	12.93	13.72
Accrued Interest Receivable	241.54	263.98	-	39.34	32.99
Other Receivables	70.45	66.6	-	165.49	355.56
Restricted Cash	-	-	-	14.5	13.25
Other Current Assets	-	-	-	2.55	0.27
Long-Term Deferred Tax Assets	-	-	-	46.95	46.54
Other Long-Term Assets	-	-	-	13.76	10.95
Total Assets	20,933	19,795	-	17,767	16,252
Accounts Payable	265.26	467.8	-	-	-
Accrued Expenses	43.14	67.03	-	49.63	56.46
Interest Bearing Deposits	13,605	12,968	-	10,878	9,849
Non-Interest Bearing Deposits	3,904	3,621	-	4,250	3,649
Total Deposits	17,509	16,588	-	15,127	13,498
Short-Term Borrowings	426.8	180.6	-	143.67	482.59
Current Portion of Long-Term Debt	-	-	-	10.03	22.08
Current Portion of Leases	-	-	-	1.17	1.42
Current Income Taxes Payable	0.43	0.55	-	-	-
Other Current Liabilities	57.82	58.59	-	26.59	36.47
Long-Term Debt	53.94	38.58	-	67.57	70.08
Long-Term Leases	-	-	-	3.64	5.83
Long-Term Unearned Revenue	-	-	-	73.57	77.05
Pension & Post-Retirement Benefits	2.16	2.42	-	2.6	4.1
Long-Term Deferred Tax Liabilities	-	-	-	0.03	0.02
Other Long-Term Liabilities	57.25	66.79	-	149.86	133.04
Total Liabilities	18,509	17,555	-	15,656	14,387
Common Stock	337.58	320.04	-	216.24	212.1
Additional Paid-In Capital	-	-	-	89.37	89.37
Retained Earnings	64.36	60.57	-	61.51	20.82
Treasury Stock	-	-	-	-1.63	-1.04
Comprehensive Income & Other	2,022	1,859	-	1,746	1,543
Total Common Equity	2,424	2,239	-	2,111	1,864
Minority Interest	0.01	0.01	-	0.01	0.01
Shareholders' Equity	2,424	2,239	-	2,111	1,864
Total Liabilities & Equity	20,933	19,795	-	17,767	16,252
Total Debt	480.74	219.18	-	226.07	582.01
Net Cash (Debt)	24.15	128.52	-	1,267	374.71
Net Cash Growth	-81.21%	-	-	238.03%	87.74%
Net Cash Per Share	4.01	-	-	209.30	61.92
Filing Date Shares Outstanding	6.03	-	-	6.05	6.05
Total Common Shares Outstanding	6.03	-	-	6.05	6.05
Book Value Per Share	401.99	-	-	348.84	308.06
Tangible Book Value	2,424	2,239	-	2,111	1,864
Tangible Book Value Per Share	401.99	-	-	348.84	308.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.