Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)

France · Delayed Price · Currency is EUR

115.04

-0.96 (-0.83%)

Aug 3, 2026, 1:07 PM CET

EPA:CMO Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	235	235	229.27	206.24	246.92	227.73
Revenue Growth	2.26%	2.50%	11.17%	-16.47%	8.43%	13.88%
Net Income	68.74	68.74	68.8	51.74	82.33	68.89
Earnings Per Share	13.11	13.11	13.14	9.88	15.70	13.14
EPS Growth	-0.95%	-0.23%	32.98%	-37.08%	19.52%	31.97%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	95.68	95.68	168.48	153.76	108.68	121.12
Total Debt	90.51	90.51	204.37	116.54	168.32	169.05
Net Cash (Debt)	5.17	5.17	-35.89	37.22	-59.65	-47.94
Net Cash Growth	-28.03%	-	-	-	-	-
Net Cash Per Share	0.99	0.99	-6.85	7.11	-11.38	-9.14

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	59.03	59.03	-67.37	-440.39	-302.87	698.34
Capital Expenditures	-17.86	-17.86	-3.06	-3.77	-2.85	-4.79
Free Cash Flow	41.17	41.17	-70.42	-444.16	-305.72	693.55
Free Cash Flow Growth	-	-	-	-	-	122.16%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	29.25%	29.25%	30.01%	25.09%	33.34%	30.25%
FCF Margin	17.52%	17.52%	-30.71%	-215.36%	-123.81%	304.55%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.330	3.330	3.050	2.870	2.940	2.720
Dividend Per Share Growth	9.18%	9.18%	6.27%	-2.38%	8.09%	0.74%
Dividend Yield	2.87%	3.38%	4.55%	5.02%	6.15%	4.67%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.85	7.72	5.45	6.43	3.54	5.37
P/FCF Ratio	14.78	12.90	-	-	-	0.53
PS Ratio	2.59	2.26	1.64	1.61	1.18	1.62