Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)
131.20
+4.18 (3.29%)
Jun 3, 2026, 2:52 PM CET
EPA:CMO Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 441.65 | 516.19 | 444.28 | 226.43 | 213.06 |
Interest Income on Investments | 45.94 | 44.5 | 36.74 | 32.4 | 20.68 |
Total Interest Income | 487.59 | 560.69 | 481.01 | 258.83 | 233.74 |
Interest Paid on Deposits | 359.45 | 427.38 | 354.73 | 101.98 | 91.73 |
Net Interest Income | 128.14 | 133.31 | 126.29 | 156.85 | 142.02 |
Net Interest Income Growth (YoY) | -3.88% | 5.56% | -19.49% | 10.45% | 24.25% |
Income From Trading Activities | -0.11 | -0.14 | 0.02 | 0.27 | -0.24 |
Gain (Loss) on Sale of Assets | -0.02 | 0.24 | 0 | -0.03 | 0.22 |
Other Non-Interest Income | 125.94 | 118.97 | 111.01 | 100.07 | 87 |
Total Non-Interest Income | 125.81 | 119.07 | 111.03 | 100.3 | 86.98 |
Non-Interest Income Growth (YoY) | 5.66% | 7.25% | 10.69% | 15.32% | -3.13% |
Revenues Before Loan Losses | 253.95 | 252.39 | 237.31 | 257.15 | 228.99 |
Provision for Loan Losses | 18.94 | 23.11 | 31.07 | 10.24 | 1.27 |
| 235 | 229.27 | 206.24 | 246.92 | 227.73 | |
Revenue Growth (YoY) | 2.50% | 11.17% | -16.47% | 8.43% | 13.88% |
Occupancy Expenses | 6.17 | 5.4 | 5.74 | 5.65 | 5.8 |
Selling, General & Administrative | 1.23 | 0.97 | 1.05 | 1.35 | 1.15 |
Other Non-Interest Expense | 148.9 | 145.12 | 142.57 | 139.89 | 129.71 |
Total Non-Interest Expense | 156.3 | 151.49 | 149.36 | 146.88 | 136.67 |
EBT Excluding Unusual Items | 78.7 | 77.78 | 56.88 | 100.04 | 91.06 |
Pretax Income | 78.7 | 77.78 | 56.88 | 100.04 | 91.06 |
Income Tax Expense | 9.96 | 8.98 | 5.14 | 17.71 | 22.17 |
Net Income | 68.74 | 68.8 | 51.74 | 82.33 | 68.89 |
Net Income to Common | 68.74 | 68.8 | 51.74 | 82.33 | 68.89 |
Net Income Growth | -0.09% | 32.97% | -37.15% | 19.52% | 31.94% |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 |
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 |
Shares Change (YoY) | 0.14% | -0.01% | -0.12% | - | -0.02% |
EPS (Basic) | 13.11 | 13.14 | 9.88 | 15.70 | 13.14 |
EPS (Diluted) | 13.11 | 13.14 | 9.88 | 15.70 | 13.14 |
EPS Growth | -0.23% | 32.98% | -37.08% | 19.52% | 31.97% |
Dividend Per Share | 3.330 | 3.050 | 2.870 | 2.940 | 2.720 |
Dividend Growth | 9.18% | 6.27% | -2.38% | 8.09% | 0.74% |
Effective Tax Rate | 12.66% | 11.55% | 9.03% | 17.70% | 24.35% |