Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)

EPA:CMO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	25.26	29.56	32.14	30.88	31.92	47.7
Investment Securities	2,174	1,990	1,796	1,528	1,331	1,472
Trading Asset Securities	54.13	66.12	136.34	122.89	76.76	73.42
Total Investments	2,228	2,056	1,933	1,651	1,407	1,546
Gross Loans	11,710	11,797	11,617	11,651	12,189	11,089
Allowance for Loan Losses	-236.89	-228.23	-215.8	-205.66	-179.57	-183.07
Net Loans	11,473	11,569	11,401	11,446	12,009	10,906
Property, Plant & Equipment	67.42	67.63	55.9	51.37	53.37	56.17
Other Intangible Assets	0.02	0.03	0.07	0.04	0.01	0.02
Investments in Real Estate	0.99	0.97	1.03	1.07	1.13	1.2
Accrued Interest Receivable	179.1	64.72	63.15	75.02	54.29	39.78
Other Receivables	138.09	160.31	159.7	126.96	303.61	122.25
Restricted Cash	-	3.02	1.5	1.15	1.58	2.62
Other Current Assets	-	0.99	0.84	1.08	0.67	1.38
Long-Term Deferred Tax Assets	-	34.05	35.47	33.93	31.8	29.35
Other Long-Term Assets	-	0.9	0.34	0.28	0.27	0.33
Total Assets	14,112	13,987	13,684	13,418	13,895	12,752

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	193.84	134.43	223.45	475.86	52.1
Accrued Expenses	366.15	46.64	47.45	77.76	62.82	39.88
Interest Bearing Deposits	8,409	8,271	8,294	8,051	7,924	7,289
Non-Interest Bearing Deposits	2,783	2,889	2,749	2,857	3,265	3,189
Total Deposits	11,192	11,160	11,043	10,908	11,189	10,477
Short-Term Borrowings	55.29	62.04	167.73	88.17	124.73	65.71
Current Portion of Long-Term Debt	-	0.08	0.15	0.18	0.14	0.01
Current Portion of Leases	-	2.47	2.45	1.63	2.32	2.33
Current Income Taxes Payable	8.65	2.07	0.53	0.01	0.67	-
Other Current Liabilities	-	17.62	18.89	17.04	33.25	15.21
Long-Term Debt	22.65	19.27	25.19	20.9	33.84	91.4
Long-Term Leases	-	6.65	8.85	5.67	7.29	9.61
Long-Term Unearned Revenue	-	53.39	48.57	45.78	43.26	44.24
Pension & Post-Retirement Benefits	4.78	3.09	4.73	2.34	2.41	6.17
Long-Term Deferred Tax Liabilities	-	0.04	0.04	0.07	0.07	0.01
Other Long-Term Liabilities	19.64	57.54	54.73	54.18	61.1	65.45
Total Liabilities	11,669	11,625	11,557	11,445	12,036	10,869

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	430.39	423.34	411.55	403.11	412.05	420.12
Additional Paid-In Capital	78.09	78.09	78.35	78.6	78.78	78.78
Retained Earnings	57.84	68.74	68.8	51.74	82.33	68.89
Treasury Stock	-0.06	-0.12	-1.1	-1.17	-1.02	-0.47
Comprehensive Income & Other	1,877	1,792	1,570	1,441	1,287	1,316
Total Common Equity	2,443	2,362	2,128	1,973	1,859	1,883
Shareholders' Equity	2,443	2,362	2,128	1,973	1,859	1,883
Total Liabilities & Equity	14,112	13,987	13,684	13,418	13,895	12,752

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	77.93	90.51	204.37	116.54	168.32	169.05
Net Cash (Debt)	1.46	5.17	-35.89	37.22	-59.65	-47.94
Net Cash Growth	-79.72%	-	-	-	-	-
Net Cash Per Share	0.28	0.99	-6.85	7.11	-11.38	-9.14
Filing Date Shares Outstanding	5.24	5.24	5.24	5.24	5.24	5.24
Total Common Shares Outstanding	5.24	5.24	5.24	5.24	5.24	5.24
Book Value Per Share	465.83	450.43	406.29	376.70	354.49	359.10
Tangible Book Value	2,443	2,362	2,127	1,973	1,859	1,883
Tangible Book Value Per Share	465.83	450.42	406.28	376.69	354.48	359.09

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 30, 2026

Data Sources Report a data error