Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)

EPA:CMO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	25.7	32.14	30.88	31.92	47.7	44.54
Investment Securities	1,893	1,796	1,528	1,331	1,472	1,433
Trading Asset Securities	10,200	136.34	122.89	76.76	73.42	183.13
Total Investments	12,093	1,933	1,651	1,407	1,546	1,616
Gross Loans	1,434	11,617	11,651	12,189	11,089	9,890
Allowance for Loan Losses	-	-215.8	-205.66	-179.57	-183.07	-188.69
Net Loans	1,434	11,401	11,446	12,009	10,906	9,701
Property, Plant & Equipment	69.09	55.9	51.37	53.37	56.17	57.74
Other Intangible Assets	0.05	0.07	0.04	0.01	0.02	0.05
Investments in Real Estate	1	1.03	1.07	1.13	1.2	1.26
Accrued Interest Receivable	153.93	63.15	75.02	54.29	39.78	35.83
Other Receivables	42.72	159.7	126.96	303.61	122.25	236.56
Restricted Cash	-	1.5	1.15	1.58	2.62	3.28
Other Current Assets	-	0.84	1.08	0.67	1.38	1.39
Long-Term Deferred Tax Assets	-	35.47	33.93	31.8	29.35	34.03
Other Long-Term Assets	-	0.34	0.28	0.27	0.33	0.41
Total Assets	13,820	13,684	13,418	13,895	12,752	11,732
Accounts Payable	-	134.43	223.45	475.86	52.1	72.93
Accrued Expenses	293.16	47.45	77.76	62.82	39.88	55.35
Interest Bearing Deposits	3,750	8,294	8,051	7,924	7,289	6,535
Non-Interest Bearing Deposits	-	2,749	2,857	3,265	3,189	2,844
Total Deposits	3,750	11,043	10,908	11,189	10,477	9,379
Short-Term Borrowings	103.81	167.73	88.17	124.73	65.71	135.2
Current Portion of Long-Term Debt	-	0.15	0.18	0.14	0.01	0.01
Current Portion of Leases	-	2.45	1.63	2.32	2.33	2.33
Current Income Taxes Payable	5.78	0.53	0.01	0.67	-	0.65
Other Current Liabilities	-	18.89	17.04	33.25	15.21	19.75
Long-Term Debt	7,413	25.19	20.9	33.84	91.4	291.92
Long-Term Leases	-	8.85	5.67	7.29	9.61	11.59
Long-Term Unearned Revenue	-	48.57	45.78	43.26	44.24	47.45
Pension & Post-Retirement Benefits	-	4.73	2.34	2.41	6.17	-
Long-Term Deferred Tax Liabilities	-	0.04	0.07	0.07	0.01	0.01
Other Long-Term Liabilities	23.28	54.73	54.18	61.1	65.45	63.18
Total Liabilities	11,589	11,557	11,445	12,036	10,869	10,079
Common Stock	500.5	411.55	403.11	412.05	420.12	395.13
Additional Paid-In Capital	-	78.35	78.6	78.78	78.78	78.78
Retained Earnings	49.95	68.8	51.74	82.33	68.89	52.21
Treasury Stock	-	-1.1	-1.17	-1.02	-0.47	-0.37
Comprehensive Income & Other	1,680	1,570	1,441	1,287	1,316	1,127
Total Common Equity	2,231	2,128	1,973	1,859	1,883	1,653
Shareholders' Equity	2,231	2,128	1,973	1,859	1,883	1,653
Total Liabilities & Equity	13,820	13,684	13,418	13,895	12,752	11,732
Total Debt	7,517	204.37	116.54	168.32	169.05	441.04
Net Cash (Debt)	2,708	-35.89	37.22	-59.65	-47.94	-213.38
Net Cash Per Share	-	-6.85	7.11	-11.38	-9.14	-40.69
Filing Date Shares Outstanding	-	5.24	5.24	5.24	5.24	5.24
Total Common Shares Outstanding	-	5.24	5.24	5.24	5.24	5.24
Book Value Per Share	-	406.29	376.70	354.49	359.10	315.20
Tangible Book Value	2,231	2,127	1,973	1,859	1,883	1,653
Tangible Book Value Per Share	-	406.28	376.69	354.48	359.09	315.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.