EPA:CMO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	29.56	32.14	30.88	31.92	47.7
Investment Securities	1,990	1,796	1,528	1,331	1,472
Trading Asset Securities	66.12	136.34	122.89	76.76	73.42
Total Investments	2,056	1,933	1,651	1,407	1,546
Gross Loans	11,797	11,617	11,651	12,189	11,089
Allowance for Loan Losses	-228.23	-215.8	-205.66	-179.57	-183.07
Net Loans	11,569	11,401	11,446	12,009	10,906
Property, Plant & Equipment	67.63	55.9	51.37	53.37	56.17
Other Intangible Assets	0.03	0.07	0.04	0.01	0.02
Investments in Real Estate	0.97	1.03	1.07	1.13	1.2
Accrued Interest Receivable	64.72	63.15	75.02	54.29	39.78
Other Receivables	160.31	159.7	126.96	303.61	122.25
Restricted Cash	3.02	1.5	1.15	1.58	2.62
Other Current Assets	0.99	0.84	1.08	0.67	1.38
Long-Term Deferred Tax Assets	34.05	35.47	33.93	31.8	29.35
Other Long-Term Assets	0.9	0.34	0.28	0.27	0.33
Total Assets	13,987	13,684	13,418	13,895	12,752
Accounts Payable	193.84	134.43	223.45	475.86	52.1
Accrued Expenses	46.64	47.45	77.76	62.82	39.88
Interest Bearing Deposits	8,271	8,294	8,051	7,924	7,289
Non-Interest Bearing Deposits	2,889	2,749	2,857	3,265	3,189
Total Deposits	11,160	11,043	10,908	11,189	10,477
Short-Term Borrowings	62.04	167.73	88.17	124.73	65.71
Current Portion of Long-Term Debt	0.08	0.15	0.18	0.14	0.01
Current Portion of Leases	2.47	2.45	1.63	2.32	2.33
Current Income Taxes Payable	2.07	0.53	0.01	0.67	-
Other Current Liabilities	17.62	18.89	17.04	33.25	15.21
Long-Term Debt	19.27	25.19	20.9	33.84	91.4
Long-Term Leases	6.65	8.85	5.67	7.29	9.61
Long-Term Unearned Revenue	53.39	48.57	45.78	43.26	44.24
Pension & Post-Retirement Benefits	3.09	4.73	2.34	2.41	6.17
Long-Term Deferred Tax Liabilities	0.04	0.04	0.07	0.07	0.01
Other Long-Term Liabilities	57.54	54.73	54.18	61.1	65.45
Total Liabilities	11,625	11,557	11,445	12,036	10,869
Common Stock	423.34	411.55	403.11	412.05	420.12
Additional Paid-In Capital	78.09	78.35	78.6	78.78	78.78
Retained Earnings	68.74	68.8	51.74	82.33	68.89
Treasury Stock	-0.12	-1.1	-1.17	-1.02	-0.47
Comprehensive Income & Other	1,792	1,570	1,441	1,287	1,316
Total Common Equity	2,362	2,128	1,973	1,859	1,883
Shareholders' Equity	2,362	2,128	1,973	1,859	1,883
Total Liabilities & Equity	13,987	13,684	13,418	13,895	12,752
Total Debt	90.51	204.37	116.54	168.32	169.05
Net Cash (Debt)	5.17	-35.89	37.22	-59.65	-47.94
Net Cash Per Share	0.99	-6.85	7.11	-11.38	-9.14
Filing Date Shares Outstanding	5.24	5.24	5.24	5.24	5.24
Total Common Shares Outstanding	5.24	5.24	5.24	5.24	5.24
Book Value Per Share	450.43	406.29	376.70	354.49	359.10
Tangible Book Value	2,362	2,127	1,973	1,859	1,883
Tangible Book Value Per Share	450.42	406.28	376.69	354.48	359.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.