Caisse Régionale de Crédit Agricole du Morbihan (EPA: CMO)

CMO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	33.52	30.88	31.92	47.7	44.54	35.74
Investment Securities	1,636	1,528	1,331	1,472	1,433	1,337
Trading Asset Securities	82.56	122.89	76.76	73.42	183.13	234.53
Total Investments	1,719	1,651	1,407	1,546	1,616	1,571
Gross Loans	11,733	11,651	12,189	11,089	9,890	8,850
Allowance for Loan Losses	-216.1	-205.66	-179.57	-183.07	-188.69	-201.07
Net Loans	11,517	11,446	12,009	10,906	9,701	8,649
Property, Plant & Equipment	49.92	51.37	53.37	56.17	57.74	45.34
Other Intangible Assets	0.03	0.04	0.01	0.02	0.05	0.03
Investments in Real Estate	1.06	1.07	1.13	1.2	1.26	1.33
Accrued Interest Receivable	182.9	75.02	54.29	39.78	35.83	39.28
Other Receivables	123.15	126.96	303.61	122.25	236.56	208.44
Restricted Cash	-	1.15	1.58	2.62	3.28	41.51
Other Current Assets	-	1.08	0.67	1.38	1.39	0.93
Long-Term Deferred Tax Assets	-	33.93	31.8	29.35	34.03	30.6
Other Long-Term Assets	-	0.28	0.27	0.33	0.41	0.62
Total Assets	13,626	13,418	13,895	12,752	11,732	10,624
Accounts Payable	-	223.45	475.86	52.1	72.93	96.7
Accrued Expenses	462.33	77.76	62.82	39.88	55.35	53.13
Interest Bearing Deposits	8,206	8,051	7,924	7,289	6,535	6,077
Non-Interest Bearing Deposits	2,762	2,857	3,265	3,189	2,844	2,181
Total Deposits	10,968	10,908	11,189	10,477	9,379	8,258
Short-Term Borrowings	93.32	88.17	124.73	65.71	135.2	90.49
Current Portion of Long-Term Debt	-	0.18	0.14	0.01	0.01	0
Current Portion of Leases	-	1.63	2.32	2.33	2.33	0.45
Current Income Taxes Payable	8.02	0.01	0.67	-	0.65	2.2
Other Current Liabilities	-	17.04	33.25	15.21	19.75	22.46
Long-Term Debt	25.45	20.9	33.84	91.4	291.92	370.41
Long-Term Leases	-	5.67	7.29	9.61	11.59	0.91
Long-Term Unearned Revenue	-	45.78	43.26	44.24	47.45	51.44
Pension & Post-Retirement Benefits	2.77	2.34	2.41	6.17	-	-
Long-Term Deferred Tax Liabilities	-	0.07	0.07	0.01	0.01	0.01
Other Long-Term Liabilities	19.9	54.18	61.1	65.45	63.18	52.46
Total Liabilities	11,580	11,445	12,036	10,869	10,079	8,999
Common Stock	412.69	403.11	412.05	420.12	395.13	369.04
Additional Paid-In Capital	78.35	78.6	78.78	78.78	78.78	78.78
Retained Earnings	49.35	51.74	82.33	68.89	52.21	56.58
Treasury Stock	-0.75	-1.17	-1.02	-0.47	-0.37	-0.16
Comprehensive Income & Other	1,507	1,441	1,287	1,316	1,127	1,121
Total Common Equity	2,046	1,973	1,859	1,883	1,653	1,625
Shareholders' Equity	2,046	1,973	1,859	1,883	1,653	1,625
Total Liabilities & Equity	13,626	13,418	13,895	12,752	11,732	10,624
Total Debt	118.78	116.54	168.32	169.05	441.04	462.26
Net Cash (Debt)	-2.7	37.22	-59.65	-47.94	-213.38	-191.99
Net Cash Per Share	-0.51	7.11	-11.38	-9.14	-40.69	-36.59
Filing Date Shares Outstanding	5.25	5.24	5.24	5.24	5.24	5.25
Total Common Shares Outstanding	5.25	5.24	5.24	5.24	5.24	5.25
Book Value Per Share	390.03	376.70	354.49	359.10	315.20	309.74
Tangible Book Value	2,046	1,973	1,859	1,883	1,653	1,625
Tangible Book Value Per Share	390.02	376.69	354.48	359.09	315.19	309.73

Source: S&P Capital IQ. Banks template. Financial Sources.