Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)

EPA:CMO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	32.14	30.88	31.92	47.7	44.54
Investment Securities	1,796	1,528	1,331	1,472	1,433
Trading Asset Securities	136.34	122.89	76.76	73.42	183.13
Total Investments	1,933	1,651	1,407	1,546	1,616
Gross Loans	11,617	11,651	12,189	11,089	9,890
Allowance for Loan Losses	-215.8	-205.66	-179.57	-183.07	-188.69
Net Loans	11,401	11,446	12,009	10,906	9,701
Property, Plant & Equipment	55.9	51.37	53.37	56.17	57.74
Other Intangible Assets	0.07	0.04	0.01	0.02	0.05
Investments in Real Estate	1.03	1.07	1.13	1.2	1.26
Accrued Interest Receivable	63.15	75.02	54.29	39.78	35.83
Other Receivables	159.7	126.96	303.61	122.25	236.56
Restricted Cash	1.5	1.15	1.58	2.62	3.28
Other Current Assets	0.84	1.08	0.67	1.38	1.39
Long-Term Deferred Tax Assets	35.47	33.93	31.8	29.35	34.03
Other Long-Term Assets	0.34	0.28	0.27	0.33	0.41
Total Assets	13,684	13,418	13,895	12,752	11,732
Accounts Payable	134.43	223.45	475.86	52.1	72.93
Accrued Expenses	47.45	77.76	62.82	39.88	55.35
Interest Bearing Deposits	8,294	8,051	7,924	7,289	6,535
Non-Interest Bearing Deposits	2,749	2,857	3,265	3,189	2,844
Total Deposits	11,043	10,908	11,189	10,477	9,379
Short-Term Borrowings	167.73	88.17	124.73	65.71	135.2
Current Portion of Long-Term Debt	0.15	0.18	0.14	0.01	0.01
Current Portion of Leases	2.45	1.63	2.32	2.33	2.33
Current Income Taxes Payable	0.53	0.01	0.67	-	0.65
Other Current Liabilities	18.89	17.04	33.25	15.21	19.75
Long-Term Debt	25.19	20.9	33.84	91.4	291.92
Long-Term Leases	8.85	5.67	7.29	9.61	11.59
Long-Term Unearned Revenue	48.57	45.78	43.26	44.24	47.45
Pension & Post-Retirement Benefits	4.73	2.34	2.41	6.17	-
Long-Term Deferred Tax Liabilities	0.04	0.07	0.07	0.01	0.01
Other Long-Term Liabilities	54.73	54.18	61.1	65.45	63.18
Total Liabilities	11,557	11,445	12,036	10,869	10,079
Common Stock	411.55	403.11	412.05	420.12	395.13
Additional Paid-In Capital	78.35	78.6	78.78	78.78	78.78
Retained Earnings	68.8	51.74	82.33	68.89	52.21
Treasury Stock	-1.1	-1.17	-1.02	-0.47	-0.37
Comprehensive Income & Other	1,570	1,441	1,287	1,316	1,127
Total Common Equity	2,128	1,973	1,859	1,883	1,653
Shareholders' Equity	2,128	1,973	1,859	1,883	1,653
Total Liabilities & Equity	13,684	13,418	13,895	12,752	11,732
Total Debt	204.37	116.54	168.32	169.05	441.04
Net Cash (Debt)	-35.89	37.22	-59.65	-47.94	-213.38
Net Cash Per Share	-6.85	7.11	-11.38	-9.14	-40.69
Filing Date Shares Outstanding	5.24	5.24	5.24	5.24	5.24
Total Common Shares Outstanding	5.24	5.24	5.24	5.24	5.24
Book Value Per Share	406.29	376.70	354.49	359.10	315.20
Tangible Book Value	2,127	1,973	1,859	1,883	1,653
Tangible Book Value Per Share	406.28	376.69	354.48	359.09	315.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.