EPA:CMO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	25.7	32.14	30.88	31.92	47.7	44.54
Investment Securities	1,892	1,796	1,528	1,331	1,472	1,433
Trading Asset Securities	104.68	136.34	122.89	76.76	73.42	183.13
Total Investments	1,997	1,933	1,651	1,407	1,546	1,616
Gross Loans	11,652	11,617	11,651	12,189	11,089	9,890
Allowance for Loan Losses	-225.87	-215.8	-205.66	-179.57	-183.07	-188.69
Net Loans	11,426	11,401	11,446	12,009	10,906	9,701
Property, Plant & Equipment	69.09	55.9	51.37	53.37	56.17	57.74
Other Intangible Assets	0.05	0.07	0.04	0.01	0.02	0.05
Investments in Real Estate	1	1.03	1.07	1.13	1.2	1.26
Accrued Interest Receivable	153.93	63.15	75.02	54.29	39.78	35.83
Other Receivables	146.98	159.7	126.96	303.61	122.25	236.56
Restricted Cash	-	1.5	1.15	1.58	2.62	3.28
Other Current Assets	-	0.84	1.08	0.67	1.38	1.39
Long-Term Deferred Tax Assets	-	35.47	33.93	31.8	29.35	34.03
Other Long-Term Assets	-	0.34	0.28	0.27	0.33	0.41
Total Assets	13,820	13,684	13,418	13,895	12,752	11,732
Accounts Payable	-	134.43	223.45	475.86	52.1	72.93
Accrued Expenses	-	47.45	77.76	62.82	39.88	55.35
Interest Bearing Deposits	8,399	8,294	8,051	7,924	7,289	6,535
Non-Interest Bearing Deposits	2,744	2,749	2,857	3,265	3,189	2,844
Total Deposits	11,144	11,043	10,908	11,189	10,477	9,379
Short-Term Borrowings	103.81	167.73	88.17	124.73	65.71	135.2
Current Portion of Long-Term Debt	-	0.15	0.18	0.14	0.01	0.01
Current Portion of Leases	-	2.45	1.63	2.32	2.33	2.33
Current Income Taxes Payable	5.78	0.53	0.01	0.67	-	0.65
Other Current Liabilities	-	18.89	17.04	33.25	15.21	19.75
Long-Term Debt	19.38	25.19	20.9	33.84	91.4	291.92
Long-Term Leases	-	8.85	5.67	7.29	9.61	11.59
Long-Term Unearned Revenue	293.16	48.57	45.78	43.26	44.24	47.45
Pension & Post-Retirement Benefits	5.74	4.73	2.34	2.41	6.17	-
Long-Term Deferred Tax Liabilities	-	0.04	0.07	0.07	0.01	0.01
Other Long-Term Liabilities	17.54	54.73	54.18	61.1	65.45	63.18
Total Liabilities	11,589	11,557	11,445	12,036	10,869	10,079
Common Stock	422.92	411.55	403.11	412.05	420.12	395.13
Additional Paid-In Capital	78.09	78.35	78.6	78.78	78.78	78.78
Retained Earnings	49.95	68.8	51.74	82.33	68.89	52.21
Treasury Stock	-0.5	-1.1	-1.17	-1.02	-0.47	-0.37
Comprehensive Income & Other	1,680	1,570	1,441	1,287	1,316	1,127
Total Common Equity	2,231	2,128	1,973	1,859	1,883	1,653
Shareholders' Equity	2,231	2,128	1,973	1,859	1,883	1,653
Total Liabilities & Equity	13,820	13,684	13,418	13,895	12,752	11,732
Total Debt	123.19	204.37	116.54	168.32	169.05	441.04
Net Cash (Debt)	7.18	-35.89	37.22	-59.65	-47.94	-213.38
Net Cash Per Share	1.37	-6.85	7.11	-11.38	-9.14	-40.69
Filing Date Shares Outstanding	5.24	5.24	5.24	5.24	5.24	5.24
Total Common Shares Outstanding	5.24	5.24	5.24	5.24	5.24	5.24
Book Value Per Share	425.33	406.29	376.70	354.49	359.10	315.20
Tangible Book Value	2,231	2,127	1,973	1,859	1,883	1,653
Tangible Book Value Per Share	425.32	406.28	376.69	354.48	359.09	315.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.