Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)

EPA:CMO Statistics

Total Valuation

EPA:CMO has a market cap or net worth of EUR 542.86 million.

Market Cap	542.86M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, February 27, 2026.

Earnings Date	Feb 27, 2026
Ex-Dividend Date	May 28, 2026

Share Statistics

EPA:CMO has 5.24 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class	1.56M
Shares Outstanding	5.24M
Shares Change (YoY)	+0.14%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	1.08M

Valuation Ratios

The trailing PE ratio is 7.90.

PE Ratio	7.90
Forward PE	n/a
PS Ratio	2.31
PB Ratio	0.23
P/TBV Ratio	0.23
P/FCF Ratio	13.19
P/OCF Ratio	9.20
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.06%.

Return on Equity (ROE)	3.06%
Return on Assets (ROA)	0.50%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.69%
Revenue Per Employee	213,640
Profits Per Employee	62,492
Employee Count	1,166
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CMO has paid 9.96 million in taxes.

Income Tax	9.96M
Effective Tax Rate	12.66%

Stock Price Statistics

The stock price has increased by +33.57% in the last 52 weeks. The beta is 0.01, so EPA:CMO's price volatility has been lower than the market average.

Beta (5Y)	0.01
52-Week Price Change	+33.57%
50-Day Moving Average	105.69
200-Day Moving Average	102.36
Relative Strength Index (RSI)	49.10
Average Volume (20 Days)	700

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CMO had revenue of EUR 235.00 million and earned 68.74 million in profits. Earnings per share was 13.11.

Revenue	235.00M
Gross Profit	235.00M
Operating Income	78.70M
Pretax Income	78.70M
Net Income	68.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	13.11

Balance Sheet

The company has 95.68 million in cash and 90.51 million in debt, with a net cash position of 5.17 million or 0.99 per share.

Cash & Cash Equivalents	95.68M
Total Debt	90.51M
Net Cash	5.17M
Net Cash Per Share	0.99
Equity (Book Value)	2.36B
Book Value Per Share	450.43
Working Capital	-11.16B

Cash Flow

In the last 12 months, operating cash flow was 59.03 million and capital expenditures -17.86 million, giving a free cash flow of 41.17 million.

Operating Cash Flow	59.03M
Capital Expenditures	-17.86M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	41.17M
FCF Per Share	7.85

Margins

Gross Margin	n/a
Operating Margin	33.49%
Pretax Margin	33.49%
Profit Margin	29.25%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	17.52%

Dividends & Yields

This stock pays an annual dividend of 3.33, which amounts to a dividend yield of 3.22%.

Dividend Per Share	3.33
Dividend Yield	3.22%
Dividend Growth (YoY)	9.18%
Years of Dividend Growth	1
Payout Ratio	26.86%
Buyback Yield	-0.14%
Shareholder Yield	3.07%
Earnings Yield	12.66%
FCF Yield	7.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3