Caisse Régionale de Crédit Agricole du Morbihan (EPA:CMO)

EPA:CMO Statistics

Total Valuation

EPA:CMO has a market cap or net worth of EUR 540.20 million.

Market Cap	540.20M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

EPA:CMO has 5.24 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	1.56M
Shares Outstanding	5.24M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	+0.35%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.59%
Float	1.08M

Valuation Ratios

The trailing PE ratio is 7.78.

PE Ratio	7.78
Forward PE	n/a
PS Ratio	2.35
PB Ratio	0.24
P/TBV Ratio	0.24
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.25%.

Return on Equity (ROE)	3.25%
Return on Assets (ROA)	0.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	211,023
Profits Per Employee	63,734
Employee Count	1,154
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CMO has paid 5.91 million in taxes.

Income Tax	5.91M
Effective Tax Rate	7.84%

Stock Price Statistics

The stock price has increased by +68.30% in the last 52 weeks. The beta is 0.42, so EPA:CMO's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+68.30%
50-Day Moving Average	100.78
200-Day Moving Average	81.69
Relative Strength Index (RSI)	50.63
Average Volume (20 Days)	524

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CMO had revenue of EUR 229.80 million and earned 69.41 million in profits. Earnings per share was 13.23.

Revenue	229.80M
Gross Profit	229.80M
Operating Income	75.31M
Pretax Income	75.31M
Net Income	69.41M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	13.23

Balance Sheet

The company has 130.37 million in cash and 123.19 million in debt, giving a net cash position of 7.18 million or 1.37 per share.

Cash & Cash Equivalents	130.37M
Total Debt	123.19M
Net Cash	7.18M
Net Cash Per Share	1.37
Equity (Book Value)	2.23B
Book Value Per Share	425.33
Working Capital	-10.82B

Cash Flow

In the last 12 months, operating cash flow was -120.94 million and capital expenditures -17.96 million, giving a free cash flow of -138.90 million.

Operating Cash Flow	-120.94M
Capital Expenditures	-17.96M
Free Cash Flow	-138.90M
FCF Per Share	-26.48

Margins

Gross Margin	n/a
Operating Margin	32.77%
Pretax Margin	32.77%
Profit Margin	30.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.05, which amounts to a dividend yield of 2.96%.

Dividend Per Share	3.05
Dividend Yield	2.96%
Dividend Growth (YoY)	6.27%
Years of Dividend Growth	n/a
Payout Ratio	26.60%
Buyback Yield	0.04%
Shareholder Yield	3.00%
Earnings Yield	12.85%
FCF Yield	-25.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2