Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (EPA: CNDF)

EPA: CNDF Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	148	108.91	120.78	103.27	90.64	91.17
Investment Securities	4,074	3,301	3,587	4,296	4,425	3,804
Trading Asset Securities	189.9	195	229.06	169.27	278.21	188.46
Total Investments	4,264	3,496	3,816	4,466	4,703	3,992
Gross Loans	28,755	29,135	29,619	28,164	26,696	24,732
Allowance for Loan Losses	-446.45	-449.08	-432.41	-400.4	-390.48	-367.61
Net Loans	28,308	28,685	29,187	27,763	26,305	24,364
Property, Plant & Equipment	213.31	216.03	204.88	196.34	196.12	181.29
Goodwill	1.61	1.61	1.61	1.61	-	-
Other Intangible Assets	16.41	15.04	11.07	10.63	9.24	7.77
Investments in Real Estate	162.11	157.91	134.09	129.49	111.47	121.04
Accrued Interest Receivable	464.39	156.77	109.95	87.59	118.2	85.9
Other Receivables	5,253	5,332	7,061	4,237	3,051	2,263
Restricted Cash	-	15.35	16.23	21.63	14.74	28.25
Other Current Assets	23.33	11.58	13.49	3.22	3.02	3.86
Long-Term Deferred Tax Assets	-	76.03	83.72	51.76	46.53	-
Other Long-Term Assets	-	0.1	0.18	0.21	0.2	0.19
Total Assets	38,854	38,273	40,760	37,072	34,649	31,138
Accounts Payable	-	406.34	642.1	122.58	118.06	110.33
Accrued Expenses	863.27	169.22	167.88	77.26	79.7	82.18
Interest Bearing Deposits	23,533	23,340	24,361	21,396	19,352	18,531
Non-Interest Bearing Deposits	8,205	8,350	8,940	9,190	8,375	6,363
Total Deposits	31,738	31,690	33,301	30,586	27,727	24,895
Short-Term Borrowings	446.67	179.26	1,002	579.26	1,027	388.43
Current Portion of Long-Term Debt	-	1.12	0.81	0.02	612.83	29.4
Current Portion of Leases	-	4	6.26	6.26	6.11	3.49
Current Income Taxes Payable	10.49	2.96	3.89	4.23	8.86	3.58
Other Current Liabilities	-	56.86	61.54	112.04	78.95	52.23
Long-Term Debt	154.44	131.62	198.07	148.5	155.32	789.25
Long-Term Leases	-	13.08	15.13	19.87	27.96	13.98
Long-Term Unearned Revenue	-	101.77	97.8	99.34	106.37	112.96
Pension & Post-Retirement Benefits	-	3.2	0.77	7.38	8.01	9.32
Long-Term Deferred Tax Liabilities	-	0.74	0.8	1.35	1.49	12.14
Other Long-Term Liabilities	96.49	123.24	121.22	141.68	137.93	122.07
Total Liabilities	33,309	32,884	35,619	31,906	30,095	26,624
Common Stock	773.68	785.04	837.93	774.1	654.26	558.72
Additional Paid-In Capital	424.72	424.72	424.72	424.72	424.72	424.72
Retained Earnings	128.34	136.62	169.77	160.22	101.1	141.63
Treasury Stock	-17.02	-16.66	-16.19	-16.14	-16.21	-15.62
Comprehensive Income & Other	4,227	4,050	3,720	3,818	3,385	3,400
Total Common Equity	5,537	5,380	5,136	5,161	4,548	4,509
Minority Interest	8.11	8.93	5.01	4.55	5.77	4.87
Shareholders' Equity	5,545	5,389	5,141	5,166	4,554	4,514
Total Liabilities & Equity	38,854	38,273	40,760	37,072	34,649	31,138
Total Debt	601.12	329.07	1,222	753.91	1,829	1,225
Net Cash (Debt)	22.51	-25.17	-558.89	-157.26	-830.88	-854.04
Net Cash Per Share	0.54	-0.60	-13.41	-2.72	-14.35	-14.75
Filing Date Shares Outstanding	57.78	57.81	57.86	57.91	57.91	57.91
Total Common Shares Outstanding	57.78	57.81	57.86	57.91	57.91	57.91
Book Value Per Share	95.83	93.07	88.78	89.13	78.54	77.87
Tangible Book Value	5,519	5,363	5,123	5,149	4,539	4,502
Tangible Book Value Per Share	95.52	92.78	88.56	88.92	78.38	77.74

Source: S&P Capital IQ. Banks template. Financial Sources.