Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (EPA:CNDF)

EPA:CNDF Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	129.69	116.33	108.91	120.78	103.27
Investment Securities	4,711	4,639	3,301	3,587	4,296
Trading Asset Securities	760.5	199.86	195	229.06	169.27
Total Investments	5,471	4,839	3,496	3,816	4,466
Gross Loans	32,786	28,766	29,135	29,619	28,164
Allowance for Loan Losses	-	-452	-449.08	-432.41	-400.4
Net Loans	32,786	28,314	28,685	29,187	27,763
Property, Plant & Equipment	232.9	211.4	216.03	204.88	196.34
Goodwill	1.61	1.61	1.61	1.61	1.61
Other Intangible Assets	27.81	18.27	15.04	11.07	10.63
Investments in Real Estate	210.03	186.14	157.91	134.09	129.49
Accrued Interest Receivable	422.28	5.9	4.87	109.95	87.59
Other Receivables	72.07	4,316	5,332	7,061	4,237
Restricted Cash	-	24.58	15.35	16.23	21.63
Other Current Assets	-	11.37	11.58	13.49	3.22
Long-Term Deferred Tax Assets	-	73.56	76.03	83.72	51.76
Other Long-Term Assets	-	117.48	152	0.18	0.21
Total Assets	39,354	38,235	38,273	40,760	37,072
Accounts Payable	-	-	-	642.1	122.58
Accrued Expenses	-	122.1	169.22	167.88	77.26
Interest Bearing Deposits	12,921	31,028	31,690	24,361	21,396
Non-Interest Bearing Deposits	-	-	-	8,940	9,190
Total Deposits	12,921	31,028	31,690	33,301	30,586
Short-Term Borrowings	48.61	504.8	179.26	1,002	579.26
Current Portion of Long-Term Debt	-	0.91	1.12	0.81	0.02
Current Portion of Leases	-	4.32	4	6.26	6.26
Current Income Taxes Payable	2.71	7	2.96	3.89	4.23
Other Current Liabilities	83.2	-	-	61.54	112.04
Long-Term Debt	19,032	152.86	131.62	198.07	148.5
Long-Term Leases	-	11.69	13.08	15.13	19.87
Long-Term Unearned Revenue	855.91	123.7	101.77	97.8	99.34
Pension & Post-Retirement Benefits	-	3.75	3.2	0.77	7.38
Long-Term Deferred Tax Liabilities	-	0.34	0.74	0.8	1.35
Other Long-Term Liabilities	107.52	545.07	586.44	121.22	141.68
Total Liabilities	33,051	32,505	32,884	35,619	31,906
Common Stock	1,168	761.34	785.04	837.93	774.1
Additional Paid-In Capital	-	419.19	424.72	424.72	424.72
Retained Earnings	182.1	172.98	136.62	169.77	160.22
Treasury Stock	-	-0.4	-16.66	-16.19	-16.14
Comprehensive Income & Other	4,935	4,369	4,050	3,720	3,818
Total Common Equity	6,285	5,722	5,380	5,136	5,161
Minority Interest	17.52	8.57	8.93	5.01	4.55
Shareholders' Equity	6,303	5,731	5,389	5,141	5,166
Total Liabilities & Equity	39,354	38,235	38,273	40,760	37,072
Total Debt	19,081	674.58	329.07	1,222	753.91
Net Cash (Debt)	-18,191	-68.1	-25.17	-558.89	-157.26
Net Cash Per Share	-	-1.60	-0.60	-13.41	-2.72
Filing Date Shares Outstanding	-	58.57	57.81	57.86	57.91
Total Common Shares Outstanding	-	58.57	57.81	57.86	57.91
Book Value Per Share	-	97.69	93.07	88.78	89.13
Tangible Book Value	6,256	5,702	5,363	5,123	5,149
Tangible Book Value Per Share	-	97.35	92.78	88.56	88.92

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Jun 18, 2026

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