Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (EPA:CNDF)

France · Delayed Price · Currency is EUR

25.34

+0.26 (1.02%)

Nov 10, 2026, 5:35 PM CET

EPA:CNDF Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	764.05	671.24	632.82	602.32	634.68	621.57
Revenue Growth	13.83%	6.07%	5.06%	-5.10%	2.11%	15.11%
Net Income	255.94	182.1	172.98	136.62	169.77	160.22
Earnings Per Share	4.45	4.29	4.07	3.28	4.07	2.77
EPS Growth	3.84%	5.27%	24.26%	-19.53%	47.25%	58.48%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	646.69	649.94	606.48	303.9	663.1	596.66
Total Debt	661.15	654.08	674.58	329.07	1,222	753.91
Net Cash (Debt)	-14.47	-4.13	-68.1	-25.17	-558.89	-157.26
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.25	-0.10	-1.60	-0.60	-13.41	-2.72

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	251.22	-154.32	-725.83	-694.86	-320.1	1,553
Capital Expenditures	-6.02	-	-17.06	-30.55	-29.16	-21.85
Free Cash Flow	245.2	-154.32	-742.9	-725.41	-349.27	1,531
Free Cash Flow Growth	-	-	-	-	-	65.64%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	33.50%	27.13%	27.33%	22.68%	26.75%	25.78%
FCF Margin	32.09%	-22.99%	-117.40%	-120.44%	-55.03%	246.26%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.850	0.850	0.700	0.650	0.530	1.050
Dividend Per Share Growth	21.43%	21.43%	7.69%	22.64%	-49.52%	0%
Dividend Yield	3.35%	2.99%	4.88%	5.09%	3.21%	5.15%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.69	9.04	4.86	5.41	5.63	7.37
Forward PE	-	5.84	5.84	5.84	5.84	5.84
P/FCF Ratio	5.94	-	-	-	-	0.77
PS Ratio	1.91	2.45	1.33	1.23	1.51	1.90