Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (EPA:CNDF)

France · Delayed Price · Currency is EUR

29.60

+0.41 (1.40%)

Jul 31, 2026, 5:35 PM CET

EPA:CNDF Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	747.59	728.4	696.36	640.79	634.92	623.41
Revenue Growth	5.00%	4.60%	8.67%	0.92%	1.85%	14.14%
Net Income	182.97	182.97	173.8	137.03	169.77	160.22
Earnings Per Share	3.13	3.13	3.01	2.37	2.93	2.30
EPS Growth	4.26%	4.01%	27.01%	-19.29%	27.58%	24.32%

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	132.08	140.91	124.26	137.01	124.89	105.38
Total Debt	119.71	153.77	132.74	198.87	148.52	768.15
Net Cash (Debt)	-119.71	-153.77	-132.74	-198.87	-148.52	-768.15
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.05	-2.66	-2.29	-3.44	-2.13	-14.06

Fiscal Year	TTM	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Jun '25 Jun 30, 2025	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018
Operating Cash Flow	-	-320.1	1,553	943.06	465.18	-253.73
Capital Expenditures	-	-29.16	-21.85	-18.97	-48.81	-47.48
Free Cash Flow	0	-349.27	1,531	924.09	416.38	-301.21
Free Cash Flow Growth	-	-	65.64%	121.94%	-	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	28.22%	28.96%	27.54%	23.73%	30.12%	32.09%
Profit Margin	24.47%	25.12%	24.96%	21.38%	26.81%	25.75%
FCF Margin	0.00%	0.00%	0.00%	0.00%	-55.01%	245.54%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.850	0.850	0.700	0.650	0.530	1.050
Dividend Per Share Growth	21.43%	21.43%	7.69%	22.64%	-49.52%	0%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.90	9.00	4.83	5.39	5.63	8.87
Forward PE	-	5.84	5.84	5.84	5.84	5.84
P/FCF Ratio	-	-	-	-	-	0.77
PS Ratio	2.55	2.26	1.21	1.15	1.51	1.89