Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative (EPA:CNDF)

France · Delayed Price · Currency is EUR

29.82

-0.07 (-0.25%)

Aug 21, 2026, 5:35 PM CET

EPA:CNDF Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	671.24	671.24	632.82	602.32	634.68	621.57
Revenue Growth	5.48%	6.07%	5.06%	-5.10%	2.11%	15.11%
Net Income	182.1	182.1	172.98	136.62	169.77	160.22
Earnings Per Share	4.29	4.29	4.07	3.28	4.07	2.77
EPS Growth	10.26%	5.27%	24.26%	-19.53%	47.25%	58.48%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	649.94	649.94	606.48	303.9	663.1	596.66
Total Debt	654.08	654.08	674.58	329.07	1,222	753.91
Net Cash (Debt)	-4.13	-4.13	-68.1	-25.17	-558.89	-157.26
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-0.10	-0.10	-1.60	-0.60	-13.41	-2.72

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-154.32	-154.32	-725.83	-694.86	-320.1	1,553
Capital Expenditures	-	-	-17.06	-30.55	-29.16	-21.85
Free Cash Flow	-154.32	-154.32	-742.9	-725.41	-349.27	1,531
Free Cash Flow Growth	-	-	-	-	-	65.64%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	27.13%	27.13%	27.33%	22.68%	26.75%	25.78%
FCF Margin	-22.99%	-22.99%	-117.40%	-120.44%	-55.03%	246.26%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.850	0.850	0.700	0.650	0.530	1.050
Dividend Per Share Growth	21.43%	21.43%	7.69%	22.64%	-49.52%	0%
Dividend Yield	2.86%	3.12%	5.18%	5.74%	3.77%	6.41%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.95	9.04	4.86	5.41	5.63	7.37
Forward PE	-	5.84	5.84	5.84	5.84	5.84
P/FCF Ratio	-	-	-	-	-	0.77
PS Ratio	2.57	2.45	1.33	1.23	1.51	1.90