Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

France · Delayed Price · Currency is EUR

79.00

+2.50 (3.27%)

Apr 2, 2026, 5:35 PM CET

EPA:CRLA Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,070	1,224	1,215	643.61	586.59
Interest Income on Investments	98.49	94.09	77.96	70.04	47.06
Total Interest Income	1,169	1,318	1,293	713.65	633.64
Interest Paid on Deposits	816.79	984.06	930.2	323.12	279.26
Total Interest Expense	816.79	984.06	930.2	323.12	279.26
Net Interest Income	351.94	333.97	362.84	390.53	354.39
Net Interest Income Growth (YoY)	5.38%	-7.95%	-7.09%	10.20%	26.79%
Income From Trading Activities	-	-	-	-	1.89
Gain (Loss) on Sale of Assets	-0.18	-0.21	0.84	-0.05	2.65
Other Non-Interest Income	329.79	301.53	284.62	284.23	269.11
Total Non-Interest Income	327.73	301.32	285.46	284.18	273.65
Non-Interest Income Growth (YoY)	8.76%	5.56%	0.45%	3.85%	22.39%
Revenues Before Loan Losses	679.66	635.3	648.3	674.71	628.04
Provision for Loan Losses	70.79	71.68	76.37	50.2	17.04
Revenue	608.87	563.61	571.93	624.51	610.99
Revenue Growth (YoY)	8.03%	-1.45%	-8.42%	2.21%	18.88%
Occupancy Expenses	14.42	14.19	17.88	14.65	15.99
Other Non-Interest Expense	361.08	348.65	344.47	339.31	312.37
Total Non-Interest Expense	375.51	362.84	362.35	353.96	328.36
EBT Excluding Unusual Items	233.36	200.77	209.58	270.55	282.64
Asset Writedown	0.04	-1.2	-	-	-
Pretax Income	233.41	199.57	209.58	270.55	282.64
Income Tax Expense	43.89	25.56	32.73	52.16	70.05
Earnings From Continuing Operations	189.52	174.01	176.86	218.39	212.59
Minority Interest in Earnings	0.11	-0.69	-1.27	-0.66	-1.42
Net Income	189.62	173.32	175.58	217.73	211.17
Net Income to Common	189.62	173.32	175.58	217.73	211.17
Net Income Growth	9.41%	-1.29%	-19.36%	3.11%	55.34%
Basic Shares Outstanding	20	20	20	20	20
Diluted Shares Outstanding	20	20	20	20	20
Shares Change (YoY)	-	-0.03%	-0.05%	-	0.07%
EPS (Basic)	9.59	8.77	8.88	11.00	10.67
EPS (Diluted)	9.59	8.77	8.88	11.00	10.67
EPS Growth	9.41%	-1.26%	-19.31%	3.11%	55.23%
Dividend Per Share	2.690	2.660	2.740	2.780	2.690
Dividend Growth	1.13%	-2.92%	-1.44%	3.35%	5.49%
Effective Tax Rate	18.80%	12.81%	15.62%	19.28%	24.78%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.