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Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)
France flag France · Delayed Price · Currency is EUR
88.50
+1.00 (1.14%)
Sep 11, 2026, 2:29 PM CET

EPA:CRLA Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
633.36608.87563.61571.93624.51610.99
Revenue Growth
4.02%8.03%-1.45%-8.42%2.21%18.88%
Net Income
212.07189.62173.32175.58217.73211.17
Earnings Per Share
10.759.598.778.8811.0010.67
EPS Growth
12.09%9.41%-1.26%-19.31%3.11%55.23%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking in France
470.49456.43505.07515.05528.08
Non-Business Activities
116.72106.6580.0178.0655.35
Total
587.2563.08585.07593.12583.43

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
495.38502.15583.961,3241,8432,878
Total Debt
283.7322.89476.13380.23616.62939.63
Net Cash (Debt)
211.68179.26107.83943.611,2261,938
Net Cash Growth
18.08%66.25%-88.57%-23.06%-36.73%144.20%
Net Cash Per Share
10.739.075.4547.7161.9897.96

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-23.8694.64-752.11-464.4-859.89974.94
Capital Expenditures
-56.54-47.77-4.36-20.05-22.44-17.96
Free Cash Flow
-80.446.87-756.47-484.45-882.33956.98
Free Cash Flow Growth
-----30.66%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
33.48%31.14%30.75%30.70%34.86%34.56%
FCF Margin
-12.69%7.70%-134.22%-84.70%-141.28%156.63%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.6902.6902.6602.7402.7802.690
Dividend Per Share Growth
1.13%1.13%-2.92%-1.44%3.35%5.49%
Dividend Yield
3.02%3.45%5.22%6.50%7.07%6.12%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.148.396.315.424.325.24
P/FCF Ratio
-33.96---1.16
PS Ratio
2.732.611.941.661.511.81