Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

France · Delayed Price · Currency is EUR

89.00

-4.00 (-4.30%)

Jul 31, 2026, 5:35 PM CET

EPA:CRLA Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	608.87	608.87	563.61	571.93	624.51	610.99
Revenue Growth	3.33%	8.03%	-1.45%	-8.42%	2.21%	18.88%
Net Income	189.62	189.62	173.32	175.58	217.73	211.17
Earnings Per Share	9.59	9.59	8.77	8.88	11.00	10.67
EPS Growth	2.92%	9.41%	-1.26%	-19.31%	3.11%	55.23%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Banking in France	470.49	470.49	456.43	505.07	515.05	528.08
Non-Business Activities	116.72	116.72	106.65	80.01	78.06	55.35
Total	587.2	587.2	563.08	585.07	593.12	583.43

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	502.15	502.15	583.96	1,324	1,843	2,878
Total Debt	322.89	322.89	476.13	380.23	616.62	939.63
Net Cash (Debt)	179.26	179.26	107.83	943.61	1,226	1,938
Net Cash Growth	268.10%	66.25%	-88.57%	-23.06%	-36.73%	144.20%
Net Cash Per Share	9.07	9.07	5.45	47.71	61.98	97.96

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	94.64	94.64	-752.11	-464.4	-859.89	974.94
Capital Expenditures	-47.77	-47.77	-4.36	-20.05	-22.44	-17.96
Free Cash Flow	46.87	46.87	-756.47	-484.45	-882.33	956.98
Free Cash Flow Growth	-	-	-	-	-	30.66%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	31.14%	31.14%	30.75%	30.70%	34.86%	34.56%
FCF Margin	7.70%	7.70%	-134.22%	-84.70%	-141.28%	156.63%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.690	2.690	2.660	2.740	2.780	2.690
Dividend Per Share Growth	1.13%	1.13%	-2.92%	-1.44%	3.35%	5.49%
Dividend Yield	3.02%	3.45%	5.22%	6.50%	7.07%	6.12%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.28	8.39	6.31	5.42	4.32	5.24
P/FCF Ratio	37.54	33.96	-	-	-	1.16
PS Ratio	2.89	2.61	1.94	1.66	1.51	1.81