Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

France · Delayed Price · Currency is EUR

63.10

+0.04 (0.06%)

Oct 21, 2026, 5:35 PM CEST

EPA:CRLA Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	633.36	608.87	563.61	571.93	624.51	610.99
Revenue Growth	4.02%	8.03%	-1.45%	-8.42%	2.21%	18.88%
Net Income	212.07	189.62	173.32	175.58	217.73	211.17
Earnings Per Share	10.75	9.59	8.77	8.88	11.00	10.67
EPS Growth	12.09%	9.41%	-1.26%	-19.31%	3.11%	55.23%

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Banking in France	470.49	456.43	505.07	515.05	528.08
Non-Business Activities	116.72	106.65	80.01	78.06	55.35
Total	587.2	563.08	585.07	593.12	583.43

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	495.38	502.15	583.96	1,324	1,843	2,878
Total Debt	283.7	322.89	476.13	380.23	616.62	939.63
Net Cash (Debt)	211.68	179.26	107.83	943.61	1,226	1,938
Net Cash Growth	18.08%	66.25%	-88.57%	-23.06%	-36.73%	144.20%
Net Cash Per Share	10.73	9.07	5.45	47.71	61.98	97.96

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-23.86	94.64	-752.11	-464.4	-859.89	974.94
Capital Expenditures	-56.54	-47.77	-4.36	-20.05	-22.44	-17.96
Free Cash Flow	-80.4	46.87	-756.47	-484.45	-882.33	956.98
Free Cash Flow Growth	-	-	-	-	-	30.66%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	33.48%	31.14%	30.75%	30.70%	34.86%	34.56%
FCF Margin	-12.69%	7.70%	-134.22%	-84.70%	-141.28%	156.63%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.690	2.690	2.660	2.740	2.780	2.690
Dividend Per Share Growth	1.13%	1.13%	-2.92%	-1.44%	3.35%	5.49%
Dividend Yield	4.26%	3.34%	4.81%	5.70%	5.85%	4.81%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.87	8.39	6.31	5.42	4.32	5.24
P/FCF Ratio	-	33.96	-	-	-	1.16
PS Ratio	1.96	2.61	1.94	1.66	1.51	1.81