Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

EPA:CRLA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	151.33	187.81	942.62	1,486	2,338	1,326
Investment Securities	5,987	6,109	4,698	4,184	4,136	3,530
Trading Asset Securities	279.77	325.87	350.71	356.67	539.74	821.43
Total Investments	6,267	6,435	5,049	4,541	4,676	4,351
Gross Loans	29,394	29,391	28,964	29,911	25,887	24,264
Allowance for Loan Losses	-611.13	-580.24	-557.81	-514.3	-500.28	-520.72
Net Loans	28,783	28,810	28,407	29,397	25,386	23,743
Property, Plant & Equipment	97.37	101.75	111.02	87.87	79.33	78.26
Other Intangible Assets	-	-	0	0.02	0.03	0.01
Investments in Real Estate	89.98	86.77	28.8	28.67	16.01	16.86
Accrued Interest Receivable	327.85	97.44	109.96	92.44	86.96	113.31
Other Receivables	138.49	184.66	157.6	814.77	888.28	1,167
Restricted Cash	-	23.63	17.86	25.6	22.29	34.85
Other Current Assets	-	2.44	2.92	4.18	0.19	0.19
Long-Term Deferred Tax Assets	-	116.94	118.2	107.84	95.68	99.06
Other Long-Term Assets	-	37.46	63.6	45.69	33.71	29.44
Total Assets	35,854	36,084	35,008	36,631	33,623	30,959
Accounts Payable	-	577.18	832	2,175	739.92	693.14
Accrued Expenses	-	155.01	189.05	183.84	124.99	176.6
Interest Bearing Deposits	21,392	21,973	20,710	19,737	17,608	16,301
Non-Interest Bearing Deposits	7,207	7,115	7,528	8,878	9,169	8,017
Total Deposits	28,599	29,088	28,239	28,615	26,776	24,318
Short-Term Borrowings	306.3	362.88	283.2	500.98	842.73	1,250
Current Portion of Long-Term Debt	-	0.49	0.59	0.42	0.01	0.01
Current Portion of Leases	-	4.94	5.12	4.37	4.2	4.13
Current Income Taxes Payable	30.37	1.12	1.05	7.44	0.25	0.28
Other Current Liabilities	-	39.87	11.3	29.44	31.92	32.65
Long-Term Debt	76.1	89.98	69.92	102.51	80.44	83.77
Long-Term Leases	-	17.84	21.39	8.35	12.25	15.85
Long-Term Unearned Revenue	1,016	128.54	121.57	117.16	120.59	127.77
Pension & Post-Retirement Benefits	9.17	-	-	-	4.84	5.58
Long-Term Deferred Tax Liabilities	-	1.78	2.25	3.21	0.21	0.08
Other Long-Term Liabilities	89.73	165.65	155.21	135.49	150.09	122.47
Total Liabilities	30,127	30,633	29,931	31,883	28,889	26,830
Common Stock	370.14	370.14	366.05	380.53	356.18	301.52
Additional Paid-In Capital	1,181	1,160	1,162	1,164	1,164	1,165
Retained Earnings	125.83	173.32	175.58	217.73	211.17	135.94
Treasury Stock	-1.31	-1.31	-1.82	-3.07	-1.65	-1.61
Comprehensive Income & Other	4,037	3,737	3,364	2,979	2,997	2,522
Total Common Equity	5,713	5,439	5,065	4,738	4,727	4,123
Minority Interest	14.83	12.49	11.65	10.86	7.09	6.08
Shareholders' Equity	5,728	5,451	5,077	4,749	4,734	4,129
Total Liabilities & Equity	35,854	36,084	35,008	36,631	33,623	30,959
Total Debt	382.4	476.13	380.23	616.62	939.63	1,354
Net Cash (Debt)	48.7	107.83	943.61	1,226	1,938	793.72
Net Cash Growth	-46.58%	-88.57%	-23.06%	-36.73%	144.20%	-
Net Cash Per Share	2.46	5.45	47.71	61.98	97.96	40.14
Filing Date Shares Outstanding	19.77	19.77	19.78	19.79	19.79	19.77
Total Common Shares Outstanding	19.77	19.77	19.78	19.79	19.79	19.77
Book Value Per Share	288.96	275.10	256.11	239.44	238.88	208.51
Tangible Book Value	5,713	5,439	5,065	4,738	4,727	4,123
Tangible Book Value Per Share	288.96	275.10	256.11	239.44	238.88	208.51

Source: S&P Global Market Intelligence. Banks template. Financial Sources.