Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

EPA:CRLA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	187.81	942.62	1,486	2,338	1,326
Investment Securities	6,109	4,698	4,184	4,136	3,530
Trading Asset Securities	325.87	350.71	356.67	539.74	821.43
Total Investments	6,435	5,049	4,541	4,676	4,351
Gross Loans	29,391	28,964	29,911	25,887	24,264
Allowance for Loan Losses	-580.24	-557.81	-514.3	-500.28	-520.72
Net Loans	28,810	28,407	29,397	25,386	23,743
Property, Plant & Equipment	101.75	111.02	87.87	79.33	78.26
Other Intangible Assets	-	0	0.02	0.03	0.01
Investments in Real Estate	86.77	28.8	28.67	16.01	16.86
Accrued Interest Receivable	97.44	109.96	92.44	86.96	113.31
Other Receivables	184.66	157.6	814.77	888.28	1,167
Restricted Cash	23.63	17.86	25.6	22.29	34.85
Other Current Assets	2.44	2.92	4.18	0.19	0.19
Long-Term Deferred Tax Assets	116.94	118.2	107.84	95.68	99.06
Other Long-Term Assets	37.46	63.6	45.69	33.71	29.44
Total Assets	36,084	35,008	36,631	33,623	30,959
Accounts Payable	577.18	832	2,175	739.92	693.14
Accrued Expenses	155.01	189.05	183.84	124.99	176.6
Interest Bearing Deposits	21,973	20,710	19,737	17,608	16,301
Non-Interest Bearing Deposits	7,115	7,528	8,878	9,169	8,017
Total Deposits	29,088	28,239	28,615	26,776	24,318
Short-Term Borrowings	362.88	283.2	500.98	842.73	1,250
Current Portion of Long-Term Debt	0.49	0.59	0.42	0.01	0.01
Current Portion of Leases	4.94	5.12	4.37	4.2	4.13
Current Income Taxes Payable	1.12	1.05	7.44	0.25	0.28
Other Current Liabilities	39.87	11.3	29.44	31.92	32.65
Long-Term Debt	89.98	69.92	102.51	80.44	83.77
Long-Term Leases	17.84	21.39	8.35	12.25	15.85
Long-Term Unearned Revenue	128.54	121.57	117.16	120.59	127.77
Pension & Post-Retirement Benefits	-	-	-	4.84	5.58
Long-Term Deferred Tax Liabilities	1.78	2.25	3.21	0.21	0.08
Other Long-Term Liabilities	165.65	155.21	135.49	150.09	122.47
Total Liabilities	30,633	29,931	31,883	28,889	26,830
Common Stock	370.14	366.05	380.53	356.18	301.52
Additional Paid-In Capital	1,160	1,162	1,164	1,164	1,165
Retained Earnings	173.32	175.58	217.73	211.17	135.94
Treasury Stock	-1.31	-1.82	-3.07	-1.65	-1.61
Comprehensive Income & Other	3,737	3,364	2,979	2,997	2,522
Total Common Equity	5,439	5,065	4,738	4,727	4,123
Minority Interest	12.49	11.65	10.86	7.09	6.08
Shareholders' Equity	5,451	5,077	4,749	4,734	4,129
Total Liabilities & Equity	36,084	35,008	36,631	33,623	30,959
Total Debt	476.13	380.23	616.62	939.63	1,354
Net Cash (Debt)	107.83	943.61	1,226	1,938	793.72
Net Cash Growth	-88.57%	-23.06%	-36.73%	144.20%	-
Net Cash Per Share	5.45	47.71	61.98	97.96	40.14
Filing Date Shares Outstanding	19.77	19.78	19.79	19.79	19.77
Total Common Shares Outstanding	19.77	19.78	19.79	19.79	19.77
Book Value Per Share	275.10	256.11	239.44	238.88	208.51
Tangible Book Value	5,439	5,065	4,738	4,727	4,123
Tangible Book Value Per Share	275.10	256.11	239.44	238.88	208.51

Source: S&P Global Market Intelligence. Banks template. Financial Sources.