Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

EPA:CRLA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	220.25	187.81	942.62	1,486	2,338
Investment Securities	6,488	6,109	4,698	4,184	4,136
Trading Asset Securities	251.39	325.87	350.71	356.67	539.74
Total Investments	6,740	6,435	5,049	4,541	4,676
Gross Loans	29,275	29,391	28,964	29,911	25,887
Allowance for Loan Losses	-639.85	-580.24	-557.81	-514.3	-500.28
Net Loans	28,635	28,810	28,407	29,397	25,386
Property, Plant & Equipment	107.96	101.75	111.02	87.87	79.33
Other Intangible Assets	-	-	0	0.02	0.03
Investments in Real Estate	95.25	86.77	28.8	28.67	16.01
Accrued Interest Receivable	106.33	97.44	109.96	92.44	86.96
Other Receivables	209.78	184.66	157.6	814.77	888.28
Restricted Cash	29.07	23.63	17.86	25.6	22.29
Other Current Assets	3.61	2.44	2.92	4.18	0.19
Long-Term Deferred Tax Assets	109.07	116.94	118.2	107.84	95.68
Other Long-Term Assets	33.46	37.46	63.6	45.69	33.71
Total Assets	36,290	36,084	35,008	36,631	33,623
Accounts Payable	-	-	120.66	2,175	739.92
Accrued Expenses	155.18	160.82	194.78	183.84	124.99
Interest Bearing Deposits	21,233	21,973	20,710	19,737	17,608
Non-Interest Bearing Deposits	7,432	7,115	7,528	8,878	9,169
Total Deposits	28,665	29,088	28,239	28,615	26,776
Short-Term Borrowings	226.7	362.88	283.2	500.98	842.73
Current Portion of Long-Term Debt	0.28	0.49	0.59	0.42	0.01
Current Portion of Leases	5.1	4.94	5.12	4.37	4.2
Current Income Taxes Payable	0.79	1.12	1.05	7.44	0.25
Other Current Liabilities	639.43	490.9	722.64	29.44	31.92
Long-Term Debt	75.71	89.98	69.92	102.51	80.44
Long-Term Leases	15.11	17.84	21.39	8.35	12.25
Long-Term Unearned Revenue	138.24	128.54	121.57	117.16	120.59
Pension & Post-Retirement Benefits	1.16	1.83	2.18	-	4.84
Long-Term Deferred Tax Liabilities	2.08	1.78	2.25	3.21	0.21
Other Long-Term Liabilities	307.77	284.16	147.31	135.49	150.09
Total Liabilities	30,233	30,633	29,931	31,883	28,889
Common Stock	402.54	370.14	366.05	380.53	356.18
Additional Paid-In Capital	1,160	1,160	1,162	1,164	1,164
Retained Earnings	189.63	173.32	175.58	217.73	211.17
Treasury Stock	-3.21	-1.31	-1.82	-3.07	-1.65
Comprehensive Income & Other	4,293	3,737	3,364	2,979	2,997
Total Common Equity	6,042	5,439	5,065	4,738	4,727
Minority Interest	14.65	12.49	11.65	10.86	7.09
Shareholders' Equity	6,057	5,451	5,077	4,749	4,734
Total Liabilities & Equity	36,290	36,084	35,008	36,631	33,623
Total Debt	322.89	476.13	380.23	616.62	939.63
Net Cash (Debt)	179.26	107.83	943.61	1,226	1,938
Net Cash Growth	66.25%	-88.57%	-23.06%	-36.73%	144.20%
Net Cash Per Share	9.07	5.45	47.71	61.98	97.96
Filing Date Shares Outstanding	19.77	19.77	19.78	19.79	19.79
Total Common Shares Outstanding	19.77	19.77	19.78	19.79	19.79
Book Value Per Share	305.61	275.10	256.11	239.44	238.88
Tangible Book Value	6,042	5,439	5,065	4,738	4,727
Tangible Book Value Per Share	305.61	275.10	256.11	239.44	238.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.