Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

EPA:CRLA Statistics

Total Valuation

EPA:CRLA has a market cap or net worth of EUR 1.56 billion.

Market Cap	1.56B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, March 24, 2026.

Earnings Date	Mar 24, 2026
Ex-Dividend Date	Apr 14, 2026

Share Statistics

EPA:CRLA has 19.77 million shares outstanding.

Current Share Class	1.80M
Shares Outstanding	19.77M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.30%
Float	1.80M

Valuation Ratios

The trailing PE ratio is 8.24.

PE Ratio	8.24
Forward PE	n/a
PS Ratio	2.57
PB Ratio	0.26
P/TBV Ratio	0.26
P/FCF Ratio	33.32
P/OCF Ratio	16.50
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.29%.

Return on Equity (ROE)	3.29%
Return on Assets (ROA)	0.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.52%
Revenue Per Employee	241,519
Profits Per Employee	75,218
Employee Count	2,622
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRLA has paid 43.89 million in taxes.

Income Tax	43.89M
Effective Tax Rate	18.81%

Stock Price Statistics

The stock price has increased by +29.09% in the last 52 weeks. The beta is 0.66, so EPA:CRLA's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+29.09%
50-Day Moving Average	79.23
200-Day Moving Average	77.74
Relative Strength Index (RSI)	52.76
Average Volume (20 Days)	1,136

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRLA had revenue of EUR 608.87 million and earned 189.62 million in profits. Earnings per share was 9.59.

Revenue	608.87M
Gross Profit	608.87M
Operating Income	233.36M
Pretax Income	233.41M
Net Income	189.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.59

Balance Sheet

The company has 502.15 million in cash and 322.89 million in debt, with a net cash position of 179.26 million or 9.07 per share.

Cash & Cash Equivalents	502.15M
Total Debt	322.89M
Net Cash	179.26M
Net Cash Per Share	9.07
Equity (Book Value)	6.06B
Book Value Per Share	305.61
Working Capital	-28.84B

Cash Flow

In the last 12 months, operating cash flow was 94.64 million and capital expenditures -47.77 million, giving a free cash flow of 46.87 million.

Operating Cash Flow	94.64M
Capital Expenditures	-47.77M
Depreciation & Amortization	n/a
Net Borrowing	-19.39M
Free Cash Flow	46.87M
FCF Per Share	2.37

Margins

Gross Margin	n/a
Operating Margin	38.33%
Pretax Margin	38.33%
Profit Margin	31.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	7.70%

Dividends & Yields

This stock pays an annual dividend of 2.69, which amounts to a dividend yield of 3.41%.

Dividend Per Share	2.69
Dividend Yield	3.41%
Dividend Growth (YoY)	1.13%
Years of Dividend Growth	n/a
Payout Ratio	14.31%
Buyback Yield	n/a
Shareholder Yield	3.52%
Earnings Yield	12.14%
FCF Yield	3.00%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3