Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA)

EPA:CRLA Statistics

Total Valuation

EPA:CRLA has a market cap or net worth of EUR 1.55 billion.

Market Cap	1.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, March 17, 2026.

Earnings Date	Mar 17, 2026
Ex-Dividend Date	Apr 14, 2026

Share Statistics

EPA:CRLA has 19.77 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	1.80M
Shares Outstanding	19.77M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.30%
Float	1.80M

Valuation Ratios

The trailing PE ratio is 8.19.

PE Ratio	8.19
Forward PE	n/a
PS Ratio	2.55
PB Ratio	0.26
P/TBV Ratio	0.26
P/FCF Ratio	33.12
P/OCF Ratio	16.40
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.81
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.29%.

Return on Equity (ROE)	3.29%
Return on Assets (ROA)	0.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.68%
Revenue Per Employee	244,232
Profits Per Employee	76,063
Employee Count	2,595
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRLA has paid 43.89 million in taxes.

Income Tax	43.89M
Effective Tax Rate	18.81%

Stock Price Statistics

The stock price has increased by +30.85% in the last 52 weeks. The beta is 0.65, so EPA:CRLA's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	+30.85%
50-Day Moving Average	79.97
200-Day Moving Average	76.53
Relative Strength Index (RSI)	47.44
Average Volume (20 Days)	713

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRLA had revenue of EUR 608.87 million and earned 189.62 million in profits.

Revenue	608.87M
Gross Profit	608.87M
Operating Income	233.41M
Pretax Income	233.41M
Net Income	189.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 408.82 million in cash and 272.24 million in debt, with a net cash position of 136.58 million or 6.91 per share.

Cash & Cash Equivalents	408.82M
Total Debt	272.24M
Net Cash	136.58M
Net Cash Per Share	6.91
Equity (Book Value)	6.06B
Book Value Per Share	n/a
Working Capital	-432.64M

Cash Flow

In the last 12 months, operating cash flow was 94.64 million and capital expenditures -47.77 million, giving a free cash flow of 46.87 million.

Operating Cash Flow	94.64M
Capital Expenditures	-47.77M
Free Cash Flow	46.87M
FCF Per Share	2.37

Margins

Gross Margin	n/a
Operating Margin	38.33%
Pretax Margin	38.33%
Profit Margin	31.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	7.70%

Dividends & Yields

This stock pays an annual dividend of 2.66, which amounts to a dividend yield of 3.39%.

Dividend Per Share	2.66
Dividend Yield	3.39%
Dividend Growth (YoY)	1.13%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.03%
Shareholder Yield	3.42%
Earnings Yield	12.22%
FCF Yield	3.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3