Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

EPA:CRLO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	41.51	37.3	36.56	36.15	33.82
Investment Securities	2,353	2,215	1,869	1,707	1,822
Trading Asset Securities	41.66	58.94	47.6	35.65	27.27
Total Investments	2,395	2,274	1,916	1,743	1,850
Gross Loans	12,757	11,540	11,536	11,259	10,582
Allowance for Loan Losses	-	-299.56	-305.29	-277.25	-252.28
Net Loans	12,757	11,240	11,231	10,982	10,330
Property, Plant & Equipment	125.08	118.47	115.14	119.42	121.23
Other Intangible Assets	55.05	51.32	45.82	41.16	36.52
Investments in Real Estate	19.57	18.59	12.05	12.28	12.53
Accrued Interest Receivable	175.52	-	-	41.26	37.5
Other Receivables	2.46	1,481	1,630	2,325	1,960
Restricted Cash	-	10.11	9.92	10.99	9.39
Other Current Assets	-	7.69	3.17	5.03	2.11
Long-Term Deferred Tax Assets	-	-	4.98	7.37	8.23
Other Long-Term Assets	-	0.16	0.08	0.12	0.41
Total Assets	15,571	15,239	15,005	15,324	14,401
Accounts Payable	-	131.79	141.16	237.86	140.79
Accrued Expenses	433.98	70.77	93.81	72.96	45.97
Interest Bearing Deposits	4,569	8,311	8,186	8,006	7,151
Non-Interest Bearing Deposits	-	3,520	3,654	4,099	4,189
Total Deposits	4,569	11,831	11,841	12,104	11,340
Short-Term Borrowings	42.05	114.64	39.15	132.26	119.6
Current Portion of Leases	-	3.65	1.16	4.74	2.59
Current Income Taxes Payable	5.74	4.85	1.96	1.41	1.06
Other Current Liabilities	-	25.29	15.14	20.15	19.44
Long-Term Debt	7,434	89.05	74.99	90.4	66.39
Long-Term Leases	-	13.08	17.07	14.67	15.61
Long-Term Unearned Revenue	-	104.89	93.57	87.48	81
Pension & Post-Retirement Benefits	-	2.06	2.3	0.75	3.92
Other Long-Term Liabilities	28.73	30.04	37.14	40.47	49.77
Total Liabilities	12,514	12,421	12,358	12,808	11,886
Common Stock	439.7	315.95	307.76	310.91	294.51
Additional Paid-In Capital	-	193.01	193.01	193.01	193.01
Retained Earnings	63.16	77.77	67.7	85.11	95.73
Treasury Stock	-	-76.84	-76.89	-76.96	-76.94
Comprehensive Income & Other	2,555	2,308	2,155	2,004	2,009
Total Common Equity	3,057	2,818	2,647	2,516	2,515
Minority Interest	0	0	0	0.01	0.01
Shareholders' Equity	3,057	2,818	2,647	2,516	2,515
Total Liabilities & Equity	15,571	15,239	15,005	15,324	14,401
Total Debt	7,476	220.41	132.37	242.06	204.19
Net Cash (Debt)	-7,393	-40.14	-13.12	-170.26	-143.03
Net Cash Per Share	-	-4.95	-1.62	-	-17.65
Filing Date Shares Outstanding	-	8.1	8.1	-	8.1
Total Common Shares Outstanding	-	8.1	8.1	-	8.1
Book Value Per Share	-	347.75	326.62	-	310.37
Tangible Book Value	3,002	2,766	2,601	2,475	2,479
Tangible Book Value Per Share	-	341.41	320.97	-	305.87

Source: S&P Global Market Intelligence. Banks template. Financial Sources.