Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

EPA:CRLO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	32.22	37.3	36.56	36.15	33.82
Investment Securities	2,418	2,215	1,869	1,707	1,822
Trading Asset Securities	41.66	58.94	47.6	35.65	27.27
Total Investments	2,460	2,274	1,916	1,743	1,850
Gross Loans	11,627	11,540	11,536	11,259	10,582
Allowance for Loan Losses	-314.74	-299.56	-305.29	-277.25	-252.28
Net Loans	11,312	11,240	11,231	10,982	10,330
Property, Plant & Equipment	125.08	118.47	115.14	119.42	121.23
Other Intangible Assets	55.05	51.32	45.82	41.16	36.52
Investments in Real Estate	19.57	18.59	12.05	12.28	12.53
Accrued Interest Receivable	46.02	50.98	-	41.26	37.5
Other Receivables	1,501	1,428	1,630	2,325	1,960
Restricted Cash	9.29	10.11	9.92	10.99	9.39
Other Current Assets	10.36	10.2	3.17	5.03	2.11
Long-Term Deferred Tax Assets	-	-	4.98	7.37	8.23
Other Long-Term Assets	0.53	0.16	0.08	0.12	0.41
Total Assets	15,571	15,239	15,005	15,324	14,401
Accounts Payable	-	-	141.16	237.86	140.79
Accrued Expenses	72.63	70.77	93.81	72.96	45.97
Interest Bearing Deposits	8,273	8,311	8,186	8,006	7,151
Non-Interest Bearing Deposits	3,663	3,520	3,654	4,099	4,189
Total Deposits	11,936	11,831	11,841	12,104	11,340
Short-Term Borrowings	72.35	114.64	39.15	132.26	119.6
Current Portion of Leases	4.59	3.65	1.16	4.74	2.59
Current Income Taxes Payable	1.06	1.89	1.96	1.41	1.06
Other Current Liabilities	19.25	25.29	15.14	20.15	19.44
Long-Term Debt	95.15	89.05	74.99	90.4	66.39
Long-Term Leases	12.32	13.08	17.07	14.67	15.61
Long-Term Unearned Revenue	114.6	104.89	93.57	87.48	81
Pension & Post-Retirement Benefits	1.59	2.06	2.3	0.75	3.92
Long-Term Deferred Tax Liabilities	4.68	2.96	0	-	-
Other Long-Term Liabilities	179.53	161.83	37.14	40.47	49.77
Total Liabilities	12,514	12,421	12,358	12,808	11,886
Common Stock	326.94	315.95	307.76	310.91	294.51
Additional Paid-In Capital	193.01	193.01	193.01	193.01	193.01
Retained Earnings	63.16	77.77	67.7	85.11	95.73
Treasury Stock	-80.25	-76.84	-76.89	-76.96	-76.94
Comprehensive Income & Other	2,555	2,308	2,155	2,004	2,009
Total Common Equity	3,057	2,818	2,647	2,516	2,515
Minority Interest	0	0	0	0.01	0.01
Shareholders' Equity	3,057	2,818	2,647	2,516	2,515
Total Liabilities & Equity	15,571	15,239	15,005	15,324	14,401
Total Debt	184.42	220.41	132.37	242.06	204.19
Net Cash (Debt)	-45.18	-40.14	-13.12	-170.26	-143.03
Net Cash Per Share	-5.60	-4.95	-1.62	-	-17.65
Filing Date Shares Outstanding	8.07	8.1	8.1	-	8.1
Total Common Shares Outstanding	8.07	8.1	8.1	-	8.1
Book Value Per Share	379.01	347.75	326.62	-	310.37
Tangible Book Value	3,002	2,766	2,601	2,475	2,479
Tangible Book Value Per Share	372.19	341.41	320.97	-	305.87

Source: S&P Global Market Intelligence. Banks template. Financial Sources.