Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

EPA:CRLO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	39.46	37.3	36.56	36.15	33.82	33.92
Investment Securities	2,243	2,215	1,869	1,707	1,822	1,871
Trading Asset Securities	55.03	58.94	47.6	35.65	27.27	46.66
Total Investments	2,298	2,274	1,916	1,743	1,850	1,918
Gross Loans	12,736	11,540	11,536	11,259	10,582	10,296
Allowance for Loan Losses	-	-299.56	-305.29	-277.25	-252.28	-257.32
Net Loans	12,736	11,240	11,231	10,982	10,330	10,039
Property, Plant & Equipment	124.13	118.47	115.14	119.42	121.23	111.42
Other Intangible Assets	52.07	51.32	45.82	41.16	36.52	35.83
Investments in Real Estate	18.35	18.59	12.05	12.28	12.53	12.66
Accrued Interest Receivable	201.95	-	-	41.26	37.5	38.85
Other Receivables	5.47	1,481	1,630	2,325	1,960	1,229
Restricted Cash	-	10.11	9.92	10.99	9.39	8.17
Other Current Assets	-	7.69	3.17	5.03	2.11	0.36
Long-Term Deferred Tax Assets	-	-	4.98	7.37	8.23	9.05
Other Long-Term Assets	-	0.16	0.08	0.12	0.41	0.29
Total Assets	15,476	15,239	15,005	15,324	14,401	13,436
Accounts Payable	-	131.79	141.16	237.86	140.79	136.48
Accrued Expenses	419.71	70.77	93.81	72.96	45.97	41.94
Interest Bearing Deposits	4,612	8,311	8,186	8,006	7,151	6,670
Non-Interest Bearing Deposits	-	3,520	3,654	4,099	4,189	3,874
Total Deposits	4,612	11,831	11,841	12,104	11,340	10,543
Short-Term Borrowings	60.28	114.64	39.15	132.26	119.6	238.87
Current Portion of Leases	-	3.65	1.16	4.74	2.59	4.07
Current Income Taxes Payable	11.64	4.85	1.96	1.41	1.06	0.38
Other Current Liabilities	-	25.29	15.14	20.15	19.44	20.81
Long-Term Debt	7,412	89.05	74.99	90.4	66.39	63.12
Long-Term Leases	-	13.08	17.07	14.67	15.61	19.7
Long-Term Unearned Revenue	-	104.89	93.57	87.48	81	83.19
Pension & Post-Retirement Benefits	-	2.06	2.3	0.75	3.92	4.17
Other Long-Term Liabilities	28.63	30.04	37.14	40.47	49.77	47.99
Total Liabilities	12,544	12,421	12,358	12,808	11,886	11,204
Common Stock	441.45	315.95	307.76	310.91	294.51	267.55
Additional Paid-In Capital	-	193.01	193.01	193.01	193.01	193.01
Retained Earnings	50.64	77.77	67.7	85.11	95.73	69.73
Treasury Stock	-	-76.84	-76.89	-76.96	-76.94	-76.85
Comprehensive Income & Other	2,439	2,308	2,155	2,004	2,009	1,778
Total Common Equity	2,932	2,818	2,647	2,516	2,515	2,232
Minority Interest	0	0	0	0.01	0.01	0.01
Shareholders' Equity	2,932	2,818	2,647	2,516	2,515	2,232
Total Liabilities & Equity	15,476	15,239	15,005	15,324	14,401	13,436
Total Debt	7,472	220.41	132.37	242.06	204.19	325.77
Net Cash (Debt)	-7,378	-40.14	-13.12	-170.26	-143.03	-77.19
Net Cash Per Share	-	-4.95	-1.62	-	-17.65	-9.52
Filing Date Shares Outstanding	-	8.1	8.1	-	8.1	8.11
Total Common Shares Outstanding	-	8.1	8.1	-	8.1	8.11
Book Value Per Share	-	347.75	326.62	-	310.37	275.37
Tangible Book Value	2,879	2,766	2,601	2,475	2,479	2,196
Tangible Book Value Per Share	-	341.41	320.97	-	305.87	270.95

Source: S&P Global Market Intelligence. Banks template. Financial Sources.