Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

EPA:CRLO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	33.09	32.22	37.3	36.56	36.15	33.82
Investment Securities	2,401	2,418	2,215	1,869	1,707	1,822
Trading Asset Securities	36.08	41.66	58.94	47.6	35.65	27.27
Total Investments	2,437	2,460	2,274	1,916	1,743	1,850
Gross Loans	12,687	11,627	11,540	11,536	11,259	10,582
Allowance for Loan Losses	-	-314.74	-299.56	-305.29	-277.25	-252.28
Net Loans	12,687	11,312	11,240	11,231	10,982	10,330
Property, Plant & Equipment	122.78	125.08	118.47	115.14	119.42	121.23
Other Intangible Assets	56.25	55.05	51.32	45.82	41.16	36.52
Investments in Real Estate	33.06	19.57	18.59	12.05	12.28	12.53
Accrued Interest Receivable	194.08	46.02	50.98	-	41.26	37.5
Other Receivables	-	1,501	1,428	1,630	2,325	1,960
Restricted Cash	-	9.29	10.11	9.92	10.99	9.39
Other Current Assets	-	10.36	10.2	3.17	5.03	2.11
Long-Term Deferred Tax Assets	-	-	-	4.98	7.37	8.23
Other Long-Term Assets	0	0.53	0.16	0.08	0.12	0.41
Total Assets	15,563	15,571	15,239	15,005	15,324	14,401

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	-	-	141.16	237.86	140.79
Accrued Expenses	432.48	72.63	70.77	93.81	72.96	45.97
Interest Bearing Deposits	4,534	8,273	8,311	8,186	8,006	7,151
Non-Interest Bearing Deposits	-	3,663	3,520	3,654	4,099	4,189
Total Deposits	4,534	11,936	11,831	11,841	12,104	11,340
Short-Term Borrowings	35.23	72.35	114.64	39.15	132.26	119.6
Current Portion of Leases	-	4.59	3.65	1.16	4.74	2.59
Current Income Taxes Payable	10.32	1.06	1.89	1.96	1.41	1.06
Other Current Liabilities	-	19.25	25.29	15.14	20.15	19.44
Long-Term Debt	7,374	95.15	89.05	74.99	90.4	66.39
Long-Term Leases	-	12.32	13.08	17.07	14.67	15.61
Long-Term Unearned Revenue	-	114.6	104.89	93.57	87.48	81
Pension & Post-Retirement Benefits	-	1.59	2.06	2.3	0.75	3.92
Long-Term Deferred Tax Liabilities	-	4.68	2.96	0	-	-
Other Long-Term Liabilities	26.79	179.53	161.83	37.14	40.47	49.77
Total Liabilities	12,413	12,514	12,421	12,358	12,808	11,886

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	443.82	326.94	315.95	307.76	310.91	294.51
Additional Paid-In Capital	-	193.01	193.01	193.01	193.01	193.01
Retained Earnings	58.32	63.16	77.77	67.7	85.11	95.73
Treasury Stock	-	-80.25	-76.84	-76.89	-76.96	-76.94
Comprehensive Income & Other	2,649	2,555	2,308	2,155	2,004	2,009
Total Common Equity	3,151	3,057	2,818	2,647	2,516	2,515
Minority Interest	0	0	0	0	0.01	0.01
Shareholders' Equity	3,151	3,057	2,818	2,647	2,516	2,515
Total Liabilities & Equity	15,563	15,571	15,239	15,005	15,324	14,401

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	7,409	184.42	220.41	132.37	242.06	204.19
Net Cash (Debt)	-7,340	-45.18	-40.14	-13.12	-170.26	-143.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-5.60	-4.95	-1.62	-	-17.65
Filing Date Shares Outstanding	-	8.07	8.1	8.1	-	8.1
Total Common Shares Outstanding	-	8.07	8.1	8.1	-	8.1
Book Value Per Share	-	379.01	347.75	326.62	-	310.37
Tangible Book Value	3,095	3,002	2,766	2,601	2,475	2,479
Tangible Book Value Per Share	-	372.19	341.41	320.97	-	305.87

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Sep 30, 2026

Data Sources Report a data error