Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

France · Delayed Price · Currency is EUR

80.00

-1.00 (-1.23%)

Oct 21, 2026, 4:05 PM CEST

EPA:CRLO Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	391.56	377.23	387.06	365.46	394.07	404.33
Revenue Growth	3.80%	-2.54%	5.91%	-7.26%	-2.54%	10.11%
Net Income	70.84	63.16	77.77	67.7	85.11	95.73
Earnings Per Share	8.79	7.83	9.60	8.35	-	11.81
EPS Growth	12.24%	-18.43%	14.88%	-	-	37.32%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Leasing activity	125.58	132.38	151.14	143.87	153.26	159.93
Local Banking in France	-	243.65	234.8	222.07	239.51	244.35
Land	-	1.2	1.13	-0.48	1.3	0.66
Total	391.59	377.23	387.06	365.46	394.07	404.93

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	205.81	139.24	180.28	119.25	71.8	61.16
Total Debt	80.19	184.42	220.41	132.37	242.06	204.19
Net Cash (Debt)	125.62	-45.18	-40.14	-13.12	-170.26	-143.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	15.58	-5.60	-4.95	-1.62	-	-17.65

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-15.06	86.73	-111.64	-256.27	-475.37	672.35
Capital Expenditures	-30.68	-24.18	-22.43	-11.65	-12.97	-27.97
Free Cash Flow	-45.74	62.54	-134.07	-267.92	-488.34	644.37
Free Cash Flow Growth	-	-	-	-	-	285.85%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	18.09%	16.74%	20.09%	18.52%	21.60%	23.68%
FCF Margin	-11.68%	16.58%	-34.64%	-73.31%	-123.92%	159.37%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.900	2.900	2.830	2.760	3.000	3.000
Dividend Per Share Growth	2.47%	2.47%	2.54%	-8.00%	0%	11.11%
Dividend Yield	3.62%	3.02%	4.57%	4.78%	6.60%	4.51%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.22	12.25	6.45	6.91	5.07	5.63
P/FCF Ratio	-	12.37	-	-	-	0.84
PS Ratio	1.67	2.05	1.30	1.28	1.09	1.33