Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

France · Delayed Price · Currency is EUR

96.20

-1.30 (-1.33%)

Jul 31, 2026, 5:35 PM CET

EPA:CRLO Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	377.23	377.23	387.06	365.46	394.07	404.33
Revenue Growth	-4.00%	-2.54%	5.91%	-7.26%	-2.54%	10.11%
Net Income	63.16	63.16	77.77	67.7	85.11	95.73
Earnings Per Share	7.83	7.83	9.60	8.35	-	11.81
EPS Growth	-20.77%	-18.43%	14.88%	-	-	37.32%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Local Banking in France	243.65	243.65	234.8	222.07	239.51	244.35
Leasing activity	132.38	132.38	151.14	143.87	153.26	159.93
Land	1.2	1.2	1.13	-0.48	1.3	0.66
Total	377.23	377.23	387.06	365.46	394.07	404.93

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	139.24	139.24	180.28	119.25	71.8	61.16
Total Debt	184.42	184.42	220.41	132.37	242.06	204.19
Net Cash (Debt)	-45.18	-45.18	-40.14	-13.12	-170.26	-143.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-5.60	-5.60	-4.95	-1.62	-	-17.65

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	86.73	86.73	-111.64	-256.27	-475.37	672.35
Capital Expenditures	-24.18	-24.18	-22.43	-11.65	-12.97	-27.97
Free Cash Flow	62.54	62.54	-134.07	-267.92	-488.34	644.37
Free Cash Flow Growth	-	-	-	-	-	285.85%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	16.74%	16.74%	20.09%	18.52%	21.60%	23.68%
FCF Margin	16.58%	16.58%	-34.64%	-73.31%	-123.92%	159.37%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.900	2.900	2.830	2.760	3.000	3.000
Dividend Per Share Growth	2.47%	2.47%	2.54%	-8.00%	0%	11.11%
Dividend Yield	3.01%	3.11%	4.87%	5.32%	6.60%	5.54%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.29	12.25	6.45	6.91	5.07	5.63
P/FCF Ratio	12.41	12.37	-	-	-	0.84
PS Ratio	2.06	2.05	1.30	1.28	1.09	1.33