Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

EPA:CRLO Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	635.58	655.32	592.6	458.42	437.06
Interest Paid on Deposits	394.22	413.35	341.01	165.61	146.77
Net Interest Income	241.36	241.98	251.6	292.81	290.29
Net Interest Income Growth (YoY)	-0.26%	-3.82%	-14.07%	0.87%	6.95%
Income From Trading Activities	0.04	0.05	0.03	0.38	-0.03
Gain (Loss) on Sale of Assets	0.14	-0.3	-0.01	0.33	-0.95
Gain (Loss) on Sale of Investments	-3.11	-	-	-	-
Other Non-Interest Income	189.14	183.67	179.23	146.29	137.92
Total Non-Interest Income	186.21	183.43	179.25	146.99	136.95
Non-Interest Income Growth (YoY)	1.52%	2.33%	21.94%	7.34%	7.64%
Revenues Before Loan Losses	427.57	425.4	430.85	439.8	427.24
Provision for Loan Losses	50.34	38.34	65.39	45.74	22.91
Revenue	377.23	387.06	365.46	394.07	404.33
Revenue Growth (YoY)	-2.54%	5.91%	-7.26%	-2.54%	10.11%
Occupancy Expenses	15.29	13.79	12.82	12.79	12.01
Selling, General & Administrative	2.35	1.98	2.02	2.44	2.6
Other Non-Interest Expense	285.86	281.9	273.21	272.84	262.13
Total Non-Interest Expense	303	296.46	288.04	288.07	276.74
EBT Excluding Unusual Items	74.23	90.61	77.42	106	127.59
Asset Writedown	-1.63	0.19	1.05	-0.03	0.09
Pretax Income	72.6	90.8	78.46	105.97	127.68
Income Tax Expense	9.44	13.02	10.77	20.86	31.94
Earnings From Continuing Operations	63.16	77.77	67.7	85.11	95.73
Minority Interest in Earnings	-	-	-	-0	-0
Net Income	63.16	77.77	67.7	85.11	95.73
Net Income to Common	63.16	77.77	67.7	85.11	95.73
Net Income Growth	-18.79%	14.88%	-20.46%	-11.10%	37.30%
Basic Shares Outstanding	8	8	8	-	8
Diluted Shares Outstanding	8	8	8	-	8
Shares Change (YoY)	-0.45%	-	-	-	-0.02%
EPS (Basic)	7.83	9.60	8.35	-	11.81
EPS (Diluted)	7.83	9.60	8.35	-	11.81
EPS Growth	-18.43%	14.88%	-	-	37.32%
Dividend Per Share	2.900	2.830	2.760	3.000	3.000
Dividend Growth	2.47%	2.54%	-8.00%	-	11.11%
Effective Tax Rate	13.01%	14.34%	13.72%	19.68%	25.02%

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Jul 10, 2026

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