Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

France · Delayed Price · Currency is EUR

95.99

+0.98 (1.03%)

Oct 1, 2026, 3:42 PM CET

EPA:CRLO Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	391.56	377.23	387.06	365.46	394.07	404.33
Revenue Growth	3.80%	-2.54%	5.91%	-7.26%	-2.54%	10.11%
Net Income	70.84	63.16	77.77	67.7	85.11	95.73
Earnings Per Share	-	7.83	9.60	8.35	-	11.81
EPS Growth	-	-18.43%	14.88%	-	-	37.32%

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Local Banking in France	243.65	234.8	222.07	239.51	244.35
Leasing activity	132.38	151.14	143.87	153.26	159.93
Land	1.2	1.13	-0.48	1.3	0.66
Total	377.23	387.06	365.46	394.07	404.93

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	69.17	139.24	180.28	119.25	71.8	61.16
Total Debt	7,409	184.42	220.41	132.37	242.06	204.19
Net Cash (Debt)	-7,340	-45.18	-40.14	-13.12	-170.26	-143.03
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-5.60	-4.95	-1.62	-	-17.65

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-15.06	86.73	-111.64	-256.27	-475.37	672.35
Capital Expenditures	-30.68	-24.18	-22.43	-11.65	-12.97	-27.97
Free Cash Flow	-45.74	62.54	-134.07	-267.92	-488.34	644.37
Free Cash Flow Growth	-	-	-	-	-	285.85%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	18.09%	16.74%	20.09%	18.52%	21.60%	23.68%
FCF Margin	-11.68%	16.58%	-34.64%	-73.31%	-123.92%	159.37%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.900	2.900	2.830	2.760	3.000	3.000
Dividend Per Share Growth	2.47%	2.47%	2.54%	-8.00%	0%	11.11%
Dividend Yield	3.02%	3.11%	4.87%	5.32%	6.60%	5.54%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.82	12.25	6.45	6.91	5.07	5.63
P/FCF Ratio	-	12.37	-	-	-	0.84
PS Ratio	1.96	2.05	1.30	1.28	1.09	1.33