Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative (EPA:CRLO)

EPA:CRLO Statistics

Total Valuation

EPA:CRLO has a market cap or net worth of EUR 786.08 million.

Market Cap	786.08M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, March 13, 2026.

Earnings Date	Mar 13, 2026
Ex-Dividend Date	Jun 3, 2026

Share Statistics

EPA:CRLO has 8.10 million shares outstanding.

Current Share Class	996,451
Shares Outstanding	8.10M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 12.45.

PE Ratio	12.45
Forward PE	n/a
PS Ratio	2.08
PB Ratio	0.26
P/TBV Ratio	0.26
P/FCF Ratio	12.57
P/OCF Ratio	9.06
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	119.53
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.15%.

Return on Equity (ROE)	2.15%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.73%
Revenue Per Employee	7,382
Profits Per Employee	1,236
Employee Count	51,100
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EPA:CRLO has paid 9.44 million in taxes.

Income Tax	9.44M
Effective Tax Rate	13.01%

Stock Price Statistics

The stock price has increased by +36.62% in the last 52 weeks. The beta is 0.62, so EPA:CRLO's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+36.62%
50-Day Moving Average	100.74
200-Day Moving Average	91.06
Relative Strength Index (RSI)	40.45
Average Volume (20 Days)	172

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, EPA:CRLO had revenue of EUR 377.23 million and earned 63.16 million in profits.

Revenue	377.23M
Gross Profit	377.23M
Operating Income	72.09M
Pretax Income	72.60M
Net Income	63.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 83.17 million in cash and 7.48 billion in debt, with a net cash position of -7.39 billion or -912.22 per share.

Cash & Cash Equivalents	83.17M
Total Debt	7.48B
Net Cash	-7.39B
Net Cash Per Share	-912.22
Equity (Book Value)	3.06B
Book Value Per Share	n/a
Working Capital	-4.79B

Cash Flow

In the last 12 months, operating cash flow was 86.73 million and capital expenditures -24.18 million, giving a free cash flow of 62.54 million.

Operating Cash Flow	86.73M
Capital Expenditures	-24.18M
Free Cash Flow	62.54M
FCF Per Share	7.72

Margins

Gross Margin	n/a
Operating Margin	19.11%
Pretax Margin	19.25%
Profit Margin	16.74%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	16.58%

Dividends & Yields

This stock pays an annual dividend of 2.83, which amounts to a dividend yield of 2.83%.

Dividend Per Share	2.83
Dividend Yield	2.83%
Dividend Growth (YoY)	2.47%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	2.83%
Earnings Yield	8.03%
FCF Yield	7.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on November 19, 1998. It was a forward split with a ratio of 1.10011.

Last Split Date	Nov 19, 1998
Split Type	Forward
Split Ratio	1.10011

Scores

Altman Z-Score	n/a
Piotroski F-Score	4